Who can apply?
Booklet pages 3–4, clauses 3.1–3.5; affidavit on page 15
For individual applicants, clause 3 requires Indian citizenship and age of at least 18. Neither the applicant, spouse nor minor children may own another plot or building in a colony developed by a development authority, housing board, improvement trust, local body or cooperative society within BDA’s development area. The booklet also permits companies, firms, societies, cooperatives and trusts in the General category. The affidavit form says “over 18”; an applicant aged exactly 18 should confirm acceptance with BDA.
What is known about construction and possession?
Advert heading; booklet page 7, specification table; possession terms on pages 8 and 10
The advert describes the flats as built by BDA. The specification table says a fire no-objection certificate has been obtained from Uttar Pradesh Fire Services. Neither document gives a possession date or establishes readiness for immediate occupation.
Which reservation rules apply?
Booklet pages 4–5, section 4
The booklet lists SC 21%, ST 2%, OBC 27%, legislators/MPs/freedom fighters 5%, government and defence employees aged 50 or above 5%, specified public-body employees 2%, and ex-servicemen/dependants 3%, alongside General category. Disability 5% and senior-citizen 10% reservations are horizontal, within categories; senior citizens must be at least 60 on application day. Enter the applicable quota code and attach the required certificates. No flat-by-flat quota allocation is published.
How are applications submitted?
Advert application note; booklet pages 3, 5, 9 and 15
The advert permits online applications through bdainfo.org and applications using the ₹590 booklet, including GST, from HDFC Bank’s Ramganga Nagar Housing Scheme branch, Executive Club Road, Bareilly. The booklet fee is non-refundable and separate from the registration deposit. A downloaded form must include ₹590 by demand draft, pay order or banker’s cheque in favour of the Secretary, BDA, or the form is invalid (clause 15.3). The booklet prints www.bdainfo.com, which is not BDA’s website; use bdainfo.org and the official links on this page. For the paper route, the booklet requires the completed form, payment proof, residence evidence, a notarised or magistrate-attested affidavit on ₹10 stamp paper, any reservation certificates, and a self-addressed envelope with ₹30 postage. Follow BDA’s scheme-specific payment instructions and retain its receipt.
When and where are the draws?
Advert; booklet cover; BDA Schemes page
Registration runs from 12 June 2026 through 31 March 2027. The booklet schedules a lottery on the last day of every month from 11:00 AM to noon IST at BDA’s Sector 2 office in Ramganga Nagar. It does not state a separate monthly application cutoff. BDA does not say whether a draw moves when month-end is a weekend or holiday. Confirm the date and which draw will include your application; these scheduled dates are not published results.
What must be paid after selection?
Booklet page 6, clauses 6.9–6.15; tables on pages 10 and 12
The tables show 5% registration, 20% at allotment and a remaining 75%. Clause 6.9 requires the allotment amount within 30 days of the allotment letter. Clause 6.11 allows the balance over 120 monthly instalments in 10 years at 10% annual interest, whereas the table on page 12 says 12 quarterly instalments in 3 years at 10%. Confirm the applicable schedule before paying. Clause 6.12 allows a discount under the then-current government order if the balance is paid within two months; it gives no discount percentage. Late payment attracts an additional 2% penal interest.
What other charges are listed?
Booklet pages 5–6, 8–9 and 15; clauses 6.1–6.2, 6.6–6.7, 6.16, 8.1, 14 and 16.2
Covered parking costs ₹2,00,000 per car and open parking ₹50,000. Parking is allotted by lottery. Freehold charges are 12% of the proportionate land value, not 12% of the whole flat price. A maintenance corpus of 2% of flat cost is due at possession, alongside maintenance charges. Location charges, stamp duty, registration expenses, applicable taxes and utility connections are additional. The affidavit says the current price is provisional and may rise with construction or development costs.
When can money be lost or extra charges arise?
The booklet and affidavit contain the following deductions, cancellation and payment conditions. These are BDA’s stated terms; the page does not determine their legal enforceability.
Application and allotment
- Non-refundable fee and false declarationsThe ₹590 booklet fee is not refundable. Incomplete or incorrectly filled forms will be cancelled without notice (clause 12.3). False information or concealed facts can cancel the allotment and forfeit registration money; the affidavit also accepts forfeiture of all deposited money for a false affidavit.
- The allotted flat must be acceptedAffidavit paragraphs 4–5 require acceptance of the flat BDA allots without objection, and acceptance of BDA’s deductions if the allotment is refused. They do not promise a choice of flat or floor.
- Cancellation after allotmentClause 12.1 deducts 50% of registration money for cancellation within three months after allotment. It also forfeits the full registration and allotment amounts for cancellation after allotment but before possession. The cases overlap; obtain BDA’s written clarification. Any remaining deposit is returned without interest. These clauses do not establish an unconditional refund for an unsuccessful applicant.
Payments, possession and changing terms
- Late or missed instalmentsClauses 6.11–6.13 add 2% penal interest for late payment. If the last payment date is a bank holiday, pay before it (clause 6.14). Under clause 6.15, three consecutive missed instalments can lead to cancellation by the competent officer or Vice-Chairman. If the flat has not been reallotted, restoration may be requested only by paying its full price at the then-current rate, with earlier deposits adjusted without interest.
- Recovery of unpaid moneyAffidavit paragraph 6 permits recovery of the unpaid balance with interest through the District Magistrate, Bareilly, as land-revenue arrears.
- Price increases and changed termsThe affidavit calls the price provisional and requires payment of increases due to construction or development costs, with an undertaking not to challenge the increase in a court or consumer forum. Clauses 16.3–16.4 and affidavit paragraph 10 bind applicants and allottees to later changes or additions to the terms. Clause 15.1 states that the Vice-Chairman’s decision is final on scheme matters.
- Delayed or untaken possessionClause 16.9 and affidavit paragraph 11 state that no compensation may be claimed for possession delayed by litigation or another unavoidable reason. Clause 9.3 charges ₹300 per month for watchman services if possession is not taken within BDA’s notified period.
Calculated cancellation amounts from the booklet’s full category deposits
- F-1: 50% of registration deposit
- About ₹2,25,606
- F-1: registration plus allotment
- ₹22,56,054
- F-2: 50% of registration deposit
- About ₹3,11,830
- F-2: registration plus allotment
- ₹31,18,295
BiddingPulse calculations, not amounts printed in the cancellation clause. Half-deposit amounts are rounded to the nearest rupee. These use the full category deposits, not the reduced initial SC/ST payment; clause 12.1’s overlapping cases remain unresolved.
SourcesBooklet pages 6, 8–10 and 15: clauses 6.11–6.15, 9.3, 12–13, 15.1, 16.3–16.4, 16.9; affidavit paragraphs 4–6, 8, 10–11 and 14