PDF pages 3 and 11, clauses 3 and 22(xviii)
Who can apply?
Adult Indian citizens, including non-resident Indians, can apply. The brochure also permits organisations, establishments, institutions and registered companies or partnership firms. The applicant or any other family member, including a minor, must not already own a residential unit in the same HIMUDA colony under the stated restriction. Eligibility and any reservation claim require the prescribed supporting documents.
Advertisement, page 1; pages 4–5, clauses 6(iii) and 8(i); application form, pages 18–20
How do I submit an application?
The completed, signed form and 10% earnest money must reach CEO-cum-Secretary, HIMUDA, Nigam Vihar, Shimla 171002. The advertisement set the receipt deadline at 29 October 2026, 5:00 PM IST. A demand draft must favour CEO-cum-Secretary, HIMUDA, payable at Shimla; cheques are not accepted. The advertisement says the receipt date and time will be recorded. Clause 6(iii) provides a receipt slip acknowledging the form and stating the earnest-money amount: retain it and proof of payment. The 2010/2011 demand-survey applicants must apply afresh. Their earlier ₹5,000 token money is adjustable against earnest money only if the colony falls within the place originally applied for in the demand survey. Downloading the PDF does not submit an application.
PDF pages 1–2, 4, 9 and 19
Which bank and booklet fee should I use?
The payment instructions name UCO Bank, Nigam Vihar, while the application form names Bank of Maharashtra, New Shimla. Confirm the beneficiary details directly with HIMUDA before any NEFT/RTGS transfer. The advertisement asks ₹1,180 for an office or downloaded booklet and ₹1,236 by post; the inner brochure instead prints ₹1,000 for a website download. This source conflict is unresolved. HIMUDA’s estate office numbers are 0177-2623860 and 0177-2623790.
Pages 3–6, clauses 3–4, 7(iii), 10 and 13(d)
How does the draw and reservation work?
A draw is used when a unit receives multiple applications. The allocation is 50% unreserved, 25% for 2010/2011 demand-survey applicants and 25% for specified reserved categories. The reserved subcategory percentages apply within that last quarter, not to all 44 properties. Within the reserved quarter, the shares are 26% SC/ST, 20% defence personnel belonging to Himachal Pradesh, 16% central/state government servants and employees of the listed public undertakings, 4% HIMUDA employees, 10% disabled people of Himachal Pradesh, 4% freedom fighters and their wards of Himachal Pradesh, 10% senior citizens of Himachal Pradesh and 10% women of Himachal Pradesh. The brochure does not attach that Himachal Pradesh condition to the SC/ST, government-servant or HIMUDA-employee categories. HIMUDA may maintain a waiting list up to 25% of the units. Units cancelled within one month may be offered to waiting-list applicants; after one month, they are re-advertised at updated cost. A waiting-list applicant may seek an interest-free refund, but clause 7(iii) does not waive the pre-allotment deduction in clause 10: do not assume a full refund.
PDF pages 4–5, clauses 5(e) and 8
What is payable after allotment?
After the 10% earnest money paid with the application, a further 40% of the unit cost is due within 45 days of the allotment letter. The remaining 50% is payable in 10 half-yearly instalments with 11% annual interest, the first due six months after allotment. The brochure offers a 5% rebate on the balance consideration otherwise payable in instalments if full and final payment is made within 45 days. This is not a 5% discount on the whole unit price. The allotment letter supplies the binding payment amounts and dates.
Advertisement; pages 5 and 8–9, clauses 8, 19 and 21(vi)
Are the flats ready for possession?
The advertisement describes the flats as ready for possession. Possession requires the initial 50% payment and execution of the Hire Purchase Tenancy Agreement within 45 days of the allotment letter. Clause 21(vi) also requires possession within 45 days of the allotment letter: delay attracts watch-and-ward charges of 0.1% of final cost per month for the first three months, then 0.2%, plus applicable GST. Failure to take possession within one year makes the allotment liable to cancellation under the terms. The later charge-calculation paragraph refers to the 45 days in the possession-offer letter; obtain HIMUDA’s written calculation if these dates differ. Flats are offered as is where is, with no representation for repairs entertained. HIMUDA disclaims damage responsibility after handover. Inspect the property and services before applying.
Pages 5–10 and 15, clauses 9, 12, 17–18, 21(i)–(ii), 22(iv), (xiii) and 36
What happens if I miss payments or the scheme changes?
HIMUDA issues no instalment reminders. A requested payment extension carries 12% annual interest; default beyond the extension may cancel allotment without further notice. False information can forfeit the full earnest money and permit recovery of dues or losses from other deposits; later ineligibility also exposes deposits to forfeiture. The CEO may vary cost, area and other particulars, and the authority may alter terms or withdraw the scheme. The terms exclude compensation, interest or damages for delay, cancellation or withdrawal. Enhanced costs resulting from court or arbitration awards may be recovered even after execution of the deed.
PDF page 5, clause 7(iv)–(vii)
Can I choose a particular flat, block or floor?
Choice of a specific unit costs an extra 6%, deposited with earnest money. Choice of a block or floor costs 2% each, or 4% for both. Choice is considered only after success in the general draw; a tie is decided by draw. Choice money is not adjusted if the unit cost changes and is not refundable if the allotment is subsequently cancelled.
Pages 4–5, clauses 7(iii) and 10
What is deducted if I withdraw before allotment?
Withdrawal before allotment attracts a deduction of 10% of the earnest money plus applicable GST: 10% of the deposit, not of the property price. Refunds carry no interest. The waiting-list refund right in clause 7(iii) does not expressly waive this deduction.
Page 6, clause 13(a)–(c)
What does cancellation after allotment cost?
Within 30 days of the draw or issue of the allotment letter, 20% of earnest money is forfeited. After one month and within one year, 50% is forfeited with interest on overdue payments; the clause prints “12%” but spells it “thirteen percent”, requiring written clarification. Clause 13(c) provides full earnest-money forfeiture after one year or for payment default or non-fulfilment of allotment terms, with other dues deducted. Penal interest already paid is not refundable; unpaid penal interest is deducted. The death-of-allottee exception refunds deposits other than penal interest and choice money, subject to its terms.
Pages 7–10 and 14–15, clauses 15–16, 20, 22(iv), (ix), (xi) and 32
What tenure, extra costs and use restrictions apply?
The scheme offers freehold allotment. Applicable taxes, maintenance, utilities and conveyance or registration charges are extra. Una Plot 42 must be built on within five years of final allotment under an approved plan. Non-construction attracts 5% of plot cost per year, or the rate revised by the authority; exceptional extensions may run only up to ten years from final allotment, after which resumption applies. Registration cannot be transferred before the draw. After allotment, transfer to blood relations requires approval and the prescribed charge; other transfers are at the CEO’s discretion. Sale, mortgage and parting with possession require HIMUDA’s permission under the stated conditions; do not assume unrestricted letting. Homestays, guesthouses, hostels, godowns and offices are prohibited except where permitted under applicable policy or law. Non-residential use can lead to resumption without refund.