Land in Naduvattom, Kerala, listed by The Kerala State Co-operative Bank Ltd. under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹19.54 L, EMD ₹1,95,400. Registration and EMD close 25 Nov 2026, 4:00 PM IST.
First seen · Source: The Kerala State Co-operative Bank listing on bankeauctions.com; lender’s sale documents
Compiled from The Kerala State Co-operative Bank Ltd.’s listing 244850 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹19,54,000, with an EMD of ₹1,95,400. The published submission deadline is 25 Nov 2026, 4:00 PM IST. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
The Kerala State Co-operative Bank Ltd. is selling land in Naduvattom, Kerala. Its sale notice doesn’t establish whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹19,54,000 and the notice EMD is ₹1,95,400. Submission closes 25 Nov 2026, 4:00 PM IST. The online auction is scheduled for 30 Nov 2026, 11:00 AM–5:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 5 Nov 2026, 10:00 AM IST to 20 Nov 2026, 5:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 17 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244850 |
| Listing seen | 2 Nov 2026 | First seen on bankeauctions.com | Listing 244850 |
| Inspection | 5 Nov 2026, 10:00 AM IST to 20 Nov 2026, 5:00 PM IST | Kerala Bank permits inspection by appointment on working days from 5 to 20 November 2026, 10:00 AM–5:00 PM IST. Arrange access with the authorised officer. | Sale notice |
| Registration and EMD close | 25 Nov 2026, 4:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244850 |
| Online auction | 30 Nov 2026, 11:00 AM–5:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Sale notice |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
13.5 cents of land with the improvements on it, Re-survey 360 pt, Naduvattom village, Tirur taluk, Malappuram district, Kerala. The schedule cites deed/reference 3049/2012. East includes a 10-foot way. The notice does not specify a building area, tenure or an agricultural/residential land-use classification.
Personal names left out for privacy.
The reserve is ₹19,54,000 and the earnest-money deposit (EMD) is ₹1,95,400. The published submission deadline is 25 Nov 2026, 4:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register on bankeauctions.com and pay the 10% EMD by 25 November 2026, 4:00 PM IST, through the notice’s DD or electronic-transfer instructions. Deliver the signed application, identity/address proof, PAN and remittance evidence to the authorised officer by hand or email by 26 November, 5:00 PM IST.
Originals are checked when paying the first 25%. These are separate deposit and document deadlines; eligibility and the property’s permitted use still require verification.
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. Kerala Bank permits inspection by appointment on working days from 5 to 20 November 2026, 10:00 AM–5:00 PM IST.
Arrange access with the authorised officer. Ask The Kerala State Co-operative Bank’s authorised officer before you pay the EMD.
Pay 25% of the accepted price, including EMD, on the sale day or by 5:00 PM IST on the next working day. Pay the remaining 75% within 15 days of sale confirmation.
Default can forfeit the deposit and result in resale. Unsuccessful bidders’ EMD is returned without interest under the notice; no guaranteed refund date is specified.
The notice requires applicable tax deduction for a purchase of ₹50 lakh or more.
The buyer bears stamp duty, registration costs, taxes, statutory dues and other liabilities affecting the property. Verify revenue records, permitted use, title, access and encumbrances independently; the bank offers the property with its existing improvements and does not warrant their condition.
The bank sells on as-is terms and may reject bids or stop the sale if the debt is paid or an order prevents it. The reviewed notice does not explicitly classify the bank’s possession as physical or symbolic. Do not treat its reference to enforcement powers as vacant-possession evidence.
Bids rise by ₹10,000. A valid bid in the final five minutes extends the session by five minutes; the end is scheduled and may move.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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