Land and buildingReserve ₹94.99 LRegister and pay the EMD by 7 Dec 2026
First seen · Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
Key facts HDB Financial Services auction of land and building in Kodakara
Lender
HDB Financial Services
Status
Registration open
Property
Land and building
Address
Buildings 7/474, 7/473, 7/472, 7/471, 7/470 and 7/474/A, village Kodakara, Chalakkudy taluk, Thrissur district, Kerala
Land parcel 1
5.47 ares
Land parcel 2
0.40 ares
Combined land, calculated
5.87 ares
Possession
Not stated in the sale notice
Sold under
SARFAESI Act, 2002
Online auction
8 Dec 2026, 11:00 AM–12:00 PM IST
Registration and EMD close
7 Dec 2026, 6:00 PM IST
Reserve price
₹94,99,000
Bidding
See the bidding rules below for increments and extensions
Inspection
By arrangement with HDB
Earnest money (EMD)
₹9,49,900, 10% of the reserve
Official source
HDB Financial Services listing 245526 on bankeauctions.com
Last verified
10 Nov 2026
Compiled from HDB Financial Services’s listing 245526 and its linked sale documents on bankeauctions.com, checked on 10 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹94.99 L reserve” means
What HDB Financial Services’s sale documents say
The reserve is ₹94,99,000, with an EMD of ₹9,49,900. The published submission deadline is 7 Dec 2026, 6:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 10 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
HDB Financial Services is selling land and building in Kodakara, Kerala. Its sale notice doesn’t establish whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹94,99,000 and the notice EMD is ₹9,49,900. Submission closes 7 Dec 2026, 6:00 PM IST. The online auction is scheduled for 8 Dec 2026, 11:00 AM–12:00 PM IST. See the bidding rules below for increments and extensions.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice dated
3 Nov 2026
The inspected notice is dated 3 November 2026. BiddingPulse first recorded this listing on 10 November; that is later discovery, not a new sale launch.
Sale notice
Listing seen
10 Nov 2026
First seen on bankeauctions.com
Listing 245526
Inspection
By arrangement with HDB
The signed notice directs prospective bidders to contact HDB for inspection; it does not give a fixed inspection date or clock.
Sale notice
Registration and EMD close
7 Dec 2026, 6:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 245526
Online auction
8 Dec 2026, 11:00 AM–12:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 10 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Land and buildings at Kodakara village, Chalakkudy taluk, Kallettumkara Sub-Registrar, Thrissur district, Kerala. Land 5.47 ares in Survey 358/4-2 and 0.40 ares in Survey 358/4-51, a calculated total of 5.87 ares.
Building Nos. 7/474, 7/473, 7/472, 7/471, 7/470 and 7/474/A; Deed 1893/2020. The north boundary is a panchayat road; other boundaries name private adjoining properties.
Building floor areas and permitted use are not stated.
Personal names left out for privacy.
What are the reserve price and EMD for this land and building?
The reserve is ₹94,99,000 and the earnest-money deposit (EMD) is ₹9,49,900. The published submission deadline is 7 Dec 2026, 6:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this land and building, and how do I register?
Register and submit the online bid, signed application, PAN, identity/address evidence and payment proof. The signed conditions also require the bidder to attend in person and disallow an authorised representative; this conflicts with the online auction description and must be resolved with HDB before paying.
Submit the sealed hard-copy tender and demand draft/pay order to Art of Living Tower, second floor, 13 Cross SBT, near Passport Office, Panampilly Nagar, Kochi 682036 by the entry cutoff. The forms also refer to NEFT/RTGS challans; obtain written confirmation of the payment method and attendance requirement.
The documents do not settle a complete age, nationality or residency eligibility test.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. Arrange and confirm inspection with the authorised officer; see the auction and payment timeline for the full inspection note. Ask HDB Financial Services’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the sale price, including EMD, on the same day or the next working day after auction completion. Pay the remaining 75% within 15 days of sale confirmation.
Default can forfeit the deposit and lead to an offer to the next bidder or resale. Unsuccessful EMD is returned after the auction without interest; no fixed day count is given.
What other charges or claims could I face?
The buyer bears stamp duty, registration, transfer costs, property and other taxes, utility dues, and any TDS/GST obligations required by the notice. Obtain the lender’s exact payment demand and statutory documents; the reserve is not the full acquisition cost.
What are the withdrawal, payment and sale risks?
The notice says possession has been taken but does not identify it as physical or symbolic. Verify occupancy, access, title, permitted use and liabilities. This is an as-is sale, subject to HDB’s acceptance; it may reject, cancel or postpone. Payment default may forfeit the deposit.
What are the bidding rules?
The notice provides five-minute extensions. The scheduled close may move while bids continue.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open this property’s public listing and choose View NIT to read the sale notice and attached bid documents.