A 1st floor flat in Guruvayur, Kerala, listed by HDFC Bank under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹17.03 L, EMD ₹1,70,300. Registration and EMD close 16 Dec 2026, 12:00 PM IST.
First seen · Source: HDFC Bank listing on hdfcbank.auctiontiger.net; lender’s sale documents
Compiled from HDFC Bank’s listing 380374 and its linked sale documents on hdfcbank.auctiontiger.net, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or hdfcbank.auctiontiger.net; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹17,03,000, with an EMD of ₹1,70,300. The published submission deadline is 16 Dec 2026, 12:00 PM IST. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
HDFC Bank is selling a 1st floor flat in Guruvayur, Kerala. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹17,03,000 and the notice EMD is ₹1,70,300. Submission closes 16 Dec 2026, 12:00 PM IST. The online auction is scheduled for 17 Dec 2026, 2:00 PM–2:30 PM IST. See the bidding rules below for increments and extensions.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice dated | 3 Nov 2026 | Bank notice dated 3 November 2026; first observed at 1:45 PM IST. The publication hour is not verified. | Sale notice |
| Listing seen | 3 Nov 2026 | First seen on hdfcbank.auctiontiger.net | Listing 380374 |
| Inspection | Bank working days, by appointment | Inspection is available during bank working days and hours by prior appointment. No fixed inspection date is printed. | Sale notice |
| Registration and EMD close | 16 Dec 2026, 12:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 380374 |
| Online auction | 17 Dec 2026, 2:00 PM–2:30 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Sale notice |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Apartment B1C1, first floor, Athulya Madhavam Apartments, Housing Board Road, Guruvayur, Iringapram village, Chavakkad taluk, Thrissur, Kerala. Flat area 970 sq ft (90.15 sq m), with the stated 0.961/20.971 undivided share over 8.3880 ares in Survey 174/7.
Sale deed 1995/2015, Kottappady SRO. East and south: municipal roads.
The parent-land extent is not an exclusive plot belonging to this flat.
Personal names left out for privacy.
The reserve is ₹17,03,000 and the earnest-money deposit (EMD) is ₹1,70,300. The published submission deadline is 16 Dec 2026, 12:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Deliver the EMD by demand draft in favour of HDFC Bank Limited, payable at par, with the completed bid document, self-attested photo identity proof, PAN and residence proof in a sealed submission at HDFC House, PB 1667, Ravipuram, MG Road, Kochi, before 16 December 2026, 12:00 noon IST.
The notice uses PIN 682015 in the heading and document-delivery clauses but 682016 in clause 9; confirm the delivery address with the bank. No cash or conditional bid is accepted.
AuctionTiger credentials follow eligibility verification.
The lender’s sale notice says it has taken physical possession. Inspection is available during bank working days and hours by prior appointment. No fixed inspection date is printed. Ask HDFC Bank’s authorised officer before you pay the EMD.
On confirmation of offer acceptance by HDFC, pay 25% of the price including EMD immediately on the same day or no later than the next working day. Pay the remaining 75% within 15 days of sale confirmation.
Failure can forfeit EMD or the 25% already paid. Unsuccessful bidders’ EMD is returned within ten days of the auction without interest.
The buyer bears stamp duty, registration and transfer costs, applicable taxes, municipal and utility dues and other liabilities affecting the property. Verify title, access, permitted use and outstanding charges independently before bidding.
The sale is on as-is terms and remains subject to the authorised officer’s acceptance. The lender may reject bids, postpone or cancel the sale under its notice.
Possession wording is not a guarantee of vacant access or clear title. Each property’s own row states physical possession.
Arrange an inspection with the bank; this is not a promise about the building’s condition or present occupation.
Bids rise in increments of ₹20,000. The scheduled closing time may extend under the notice’s late-bid rules.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open HDFC Bank’s auction notice index and locate the notice for Flat B1C1 in Guruvayur, with the auction on 17 December 2026 and reserve ₹17,03,000. Match the full property address and sale terms shown here before paying.
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