LandReserve ₹20.35 LRegister and pay the EMD by 25 Nov 2026
First seen · Source: The Kerala State Co-operative Bank listing on bankeauctions.com; lender’s sale documents
Key facts The Kerala State Co-operative Bank auction of land in Amarambalam
Lender
The Kerala State Co-operative Bank Ltd.
Status
Registration open
Property
Land
Address
Amarambalam, Malappuram district, Kerala
Published area
7 cents
Possession
Not stated in the sale notice
Sold under
SARFAESI Act, 2002
Online auction
30 Nov 2026, 11:00 AM–5:00 PM IST
Registration and EMD close
25 Nov 2026, 4:00 PM IST
Reserve price
₹20,35,000
Bidding
See the bidding rules below for increments and extensions
Inspection
5–20 November, working days 10 AM–5 PM IST
Earnest money (EMD)
₹2,03,500, 10% of the reserve
Official source
The Kerala State Co-operative Bank listing 244895 on bankeauctions.com
Last verified
3 Nov 2026
Compiled from The Kerala State Co-operative Bank Ltd.’s listing 244895 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹20.35 L reserve” means
What The Kerala State Co-operative Bank’s sale documents say
The reserve is ₹20,35,000, with an EMD of ₹2,03,500. The published submission deadline is 25 Nov 2026, 4:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: The Kerala State Co-operative Bank listing on bankeauctions.com; lender’s sale documents
The Kerala State Co-operative Bank Ltd. is selling land in Amarambalam, Kerala. Its sale notice doesn’t establish whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹20,35,000 and the notice EMD is ₹2,03,500. Submission closes 25 Nov 2026, 4:00 PM IST. The online auction is scheduled for 30 Nov 2026, 11:00 AM–5:00 PM IST. See the bidding rules below for increments and extensions.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: The Kerala State Co-operative Bank listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
17 Oct 2026
Publication date shown by the official listing. First coverage is dated separately.
Listing 244895
Listing seen
3 Nov 2026
First seen on bankeauctions.com
Listing 244895
Inspection
5–20 November, working days 10 AM–5 PM IST
Prior appointment is required with the area manager/authorised officer. This is a daily working-hours window, not continuous access throughout the date range.
Sale notice
Registration and EMD close
25 Nov 2026, 4:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244895
Online auction
30 Nov 2026, 11:00 AM–5:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
7 cents of land with improvements at Re-survey 370/1-8 pt, Amarambalam village, Nilambur taluk, Malappuram, Kerala. Deed/reference 3775/2016; the southern boundary includes a way. The notice supplies no building area or verified residential/agricultural use classification.
Personal names left out for privacy.
What are the reserve price and EMD for this land?
The reserve is ₹20,35,000 and the earnest-money deposit (EMD) is ₹2,03,500. The published submission deadline is 25 Nov 2026, 4:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this land, and how do I register?
Pay EMD by demand draft or RTGS/NEFT/fund transfer by 25 November 2026, 4:00 PM IST. The property-specific terms separately require transfer proof, PAN, identity/address proof, contact details and refund-account details by 26 November, 5:00 PM IST.
Register for portal credentials. The delivery clause mentions both Regional Office Palakkad and Malappuram CPC; confirm the receiving office or the printed bank email route before sending.
The later document deadline does not extend EMD entry.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. Prior appointment is required with the area manager/authorised officer.
This is a daily working-hours window, not continuous access throughout the date range. Ask The Kerala State Co-operative Bank’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Deposit 25% of the accepted price, including EMD, on being declared successful, on the same day or no later than 5:00 PM of the next working day. The remaining 75% is due within 15 days of sale confirmation.
Default can forfeit the deposit and lead to re-sale. Unsuccessful EMD is refundable, but no fixed refund day is stated.
The bank excludes interest, compensation and possession liability if a court or tribunal stays or restrains the sale.
What other charges or claims could I face?
The buyer bears stamp duty, registration and transfer costs, applicable taxes, municipal and utility dues and other liabilities affecting the property. Verify title, access, permitted use and outstanding charges independently before bidding.
What are the withdrawal, payment and sale risks?
The sale is on as-is terms and remains subject to the authorised officer’s acceptance. The lender may reject bids, postpone or cancel the sale under its notice.
Possession wording is not a guarantee of vacant access or clear title. The notice does not classify possession as physical or symbolic.
The bank does not promise vacant or physical delivery if a court or tribunal restrains it; obtain current title and litigation information.
What are the bidding rules?
Bids rise in increments of ₹10,000. The scheduled closing time may extend under the notice’s late-bid rules.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.