HouseReserve ₹46.20 LRegister and pay the EMD by 19 Nov 2026
First seen · Source: ISARC listing on bankeauctions.com; lender’s sale documents
Key facts ISARC auction of a house in Kanchipuram
Lender
ISARC
Status
Registration open
Property
Door 20/70
Address
Door 20/70, Kanchipuram, Tamil Nadu
Possession
Physical
Sold under
SARFAESI Act, 2002
Online auction
20 Nov 2026, 11:00 AM–1:00 PM IST
Registration and EMD close
19 Nov 2026, 5:00 PM IST
Reserve price
₹46,20,000
Bidding
See the bidding rules below for increments and extensions
Inspection
13 Nov 2026, 11:00 AM–5:00 PM IST
Earnest money (EMD)
₹4,62,000, 10% of the reserve
Official source
ISARC listing 244903 on bankeauctions.com
Last verified
3 Nov 2026
Compiled from ISARC’s listing 244903 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹46.20 L reserve” means
What ISARC’s sale documents say
The reserve is ₹46,20,000, with an EMD of ₹4,62,000. The published submission deadline is 19 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: ISARC listing on bankeauctions.com; lender’s sale documents
ISARC is selling a house in Kanchipuram, Tamil Nadu. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹46,20,000 and the notice EMD is ₹4,62,000. Submission closes 19 Nov 2026, 5:00 PM IST. The online auction is scheduled for 20 Nov 2026, 11:00 AM–1:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 13 Nov 2026, 11:00 AM–5:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: ISARC listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
25 Oct 2026
Publication date shown by the official listing. First coverage is dated separately.
Listing 244903
Listing seen
3 Nov 2026
First seen on bankeauctions.com
Listing 244903
Inspection
13 Nov 2026, 11:00 AM–5:00 PM IST
The window the listing gives to see the property; arrange it with the lender
Listing 244903
Registration and EMD close
19 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244903
Online auction
20 Nov 2026, 11:00 AM–1:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
House and three scheduled interests at old Door 20, new 20/70, Nethaji Street, Hyderpattarai, Kanchipuram, Tamil Nadu; Town Survey 1441/1, second division, Joint IV SRO. The parent extent is 2,354 sq ft (22 × 107 ft), with a 1,456 sq ft building (16 × 91 ft).
Item 1 gives a northern 528 sq ft portion plus a half-share of a 426 sq ft common passage, but prints a 726 sq ft subtotal. Item 2 gives a 792 sq ft backyard, TS 1441/104, with passage rights.
Item 3 describes a 213 sq fthalf-share of that same 426 sq ft passage. The shares and subtotal do not reconcile; no combined sale area is asserted.
The 528 + 213 sq ft arithmetic does not equal the printed 726 sq ft subtotal, and passage rights appear in multiple items. Confirm the exact interest conveyed.
Personal names left out for privacy.
Sale documents
Which land records identify the holdings?
Use these identifiers to match the property to the lender’s notice.
View allHide 3 schedule entries
Item 1
Northern 528 sq ft portion, 16 × 33 ft, plus half of a 426 sq ft common passage; printed subtotal 726 sq ft conflicts with the arithmetic.
Item 2
792 sq ft backyard, 22 × 36 ft, TS 1441/104, with the stated passage rights.
Item 3
213 sq fthalf-share of the 426 sq ft passage, 6 × 71 ft overall; confirm whether this repeats the share in Item 1.
What are the reserve price and EMD for this house?
The reserve is ₹46,20,000 and the earnest-money deposit (EMD) is ₹4,62,000. The published submission deadline is 19 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this house, and how do I register?
Register on the auction portal and pay EMD by NEFT/RTGS; this booklet does not accept cash, cheque or demand draft. Supply the bid form, photo, PAN, address proof and transfer reference.
The original notarised indemnity on ₹500 stamp paper must reach ISARC’s registered office before the auction. A sole bidder must improve the reserve by at least one bid increment; no nominee substitution is allowed.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 13 Nov 2026, 11:00 AM–5:00 PM IST. Ask ISARC’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the accepted price, including EMD, on the sale day or the next working day, and the balance 75% within 15 days under the booklet, without awaiting a further reminder. Default can forfeit the deposit and all amounts paid.
The main terms say unsuccessful EMD is returned within seven working days without interest, while the declaration ties refund to conclusion of a successful sale. Obtain written clarification of that refund trigger.
What other charges or claims could I face?
The buyer bears stamp duty, registration and transfer costs, applicable taxes, municipal and utility dues and other liabilities affecting the property. Verify title, access, permitted use and outstanding charges independently before bidding.
What are the withdrawal, payment and sale risks?
The sale is on as-is terms and remains subject to the authorised officer’s acceptance. The lender may reject bids, postpone or cancel the sale under its notice.
Possession wording is not a guarantee of vacant access or clear title. The indemnity requires the bidder to investigate title and encumbrances over the preceding 50 years and accept broad claims/waiver provisions.
ISARC does not undertake to clear third-party interests for the purchaser.
What are the bidding rules?
Bids rise in increments of ₹30,000. The scheduled closing time may extend under the notice’s late-bid rules.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.