Independent research only · Not affiliated with any government, bank, or auction agency · Register, pay, and bid on the official source directly.
First listed20 Jul 2026
Relisted 2 timesLatest 30 Oct 2026
Registration and EMD close12 Nov 2026, 5:00 PM IST
Online auctionScheduled 13 Nov 2026, 2:00 PM–3:00 PM IST
Last verified31 Oct 2026
PNB Housing FinanceRegistration open
1st floor flat in Ragavendra Nagar II, Kanchipuram district:PNB Housing Finance auction
A 1st floor flat in Ragavendra Nagar II, Kanchipuram district, Tamil Nadu, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002. This is its third listing since Jul 2026, with the reserve down 27.1% on the first.
Registration is open now. Reserve ₹22.70 L, EMD ₹2.27 L. Registration and EMD close 12 Nov 2026, 5:00 PM IST.
FlatReserve ₹22.70 LRegister and pay the EMD by 12 Nov 2026
First seen · Source: PNB Housing Finance listing and sale documents on bankeauctions.com
Key facts PNB Housing Finance auction of a 1st floor flat in Ragavendra Nagar II, Kanchipuram district
Lender
PNB Housing Finance Limited
Status
Registration open
Property
Flat F3
Address
Flat F3, 1st floor, Ragavendra Nagar II, Sriperumbudur taluk, Kanchipuram district 603203, Tamil Nadu
Floor
1st floor
Possession
Physical
Sold under
SARFAESI Act, 2002
Online auction
13 Nov 2026, 2:00 PM–3:00 PM IST
Registration and EMD close
12 Nov 2026, 5:00 PM IST
Reserve price
₹22,70,000
Bidding
Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Inspection
5 Nov 2026, 11:00 AM–5:00 PM IST
Earnest money (EMD)
₹2,27,000, 10% of the reserve
Official source
PNB Housing Finance listing 244623 on bankeauctions.com
Last verified
31 Oct 2026
Compiled from PNB Housing Finance Limited’s listing 244623 and its linked sale documents on bankeauctions.com, checked on 31 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹22.70 L reserve” means
What PNB Housing Finance’s sale documents say
The reserve is ₹22,70,000, with an EMD of ₹2,27,000. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice. It is the third listing we have recorded; the first asked ₹31,13,000.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 31 Oct 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: PNB Housing Finance listing and sale documents on bankeauctions.com
PNB Housing Finance Limited is selling a 1st floor flat in Ragavendra Nagar II, Kanchipuram district, Tamil Nadu. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹22,70,000 and the notice EMD is ₹2,27,000. Submission closes 12 Nov 2026, 5:00 PM IST. The online auction is scheduled for 13 Nov 2026, 2:00 PM–3:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection is set for 5 Nov 2026, 11:00 AM–5:00 PM IST.
The lender has listed this property 3 times since 20 Jul 2026. The reserve is down 27.1% on the first listing.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Reserve price history
From the lender’s 3 listings on bankeauctions.com
PNB Housing Finance has listed this property 3 times in our records, which start in May 2026. The earlier listings identify the same property. No result has been verified for those earlier rounds.
₹31.13 L
₹25.22 L−19%
₹22.70 L−10%
1st29 Jul
2nd26 Oct
Now12 Nov
Reserve down 27.1% across 3 listings, from ₹31.13 Lto ₹22.70 L.
Listing
Registration deadline
Reserve and EMD
Source
First listing
29 Jul 2026
Reserve ₹31,13,000 · EMD ₹3,11,300
Listing 234560
Second listing
26 Oct 2026
Reserve ₹25,22,000, down 19% · EMD ₹2,52,200
Listing 243795
Current listing
12 Nov 2026
Reserve ₹22,70,000, down 10% · EMD ₹2,27,000
Listing 244623
Auction & payment timeline
Source: PNB Housing Finance listing and sale documents on bankeauctions.com; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
28 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 244623
Third listing seen
30 Oct 2026
First seen on bankeauctions.com
Listing 244623
Inspection
5 Nov 2026, 11:00 AM–5:00 PM IST
The window the listing gives to see the property; arrange it with the lender
Listing 244623
Registration and EMD close
12 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244623
Online auction
13 Nov 2026, 2:00 PM–3:00 PM IST
On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Listing 244623
Payment after acceptance
Notice-specific deadlines
PNB Housing’s notice calls for 25% of the successful price, including the EMD, on the sale day or the next working day. The remaining 75% is due within 15 days of acknowledging the sale-confirmation letter. Use the payment method in that letter and confirm its receipt date. Stamp duty, registration and other applicable charges are extra.
Sale documents
Sale, possession and payment terms
Read the requirements and risks from this lot’s sale documents, checked on 31 Oct 2026. Follow the lender’s originals and any later amendment before paying.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
What exactly is being sold?
Flat F3 on the 1st floor, in Ragavendra Nagar II, Sriperumbudur taluk, Kanchipuram district, Tamil Nadu. The listing gives no floor area for it. Neither the inspected notice nor the platform description publishes the flat area or undivided land share. The F3 row names Ragavendra Nagar II, Sriperumbudur taluk, Kanchipuram and PIN 603203, but gives no village. The neighbouring F2 row names Aarambakkam; that village is not assumed for F3. Guduvancherry is the sub-registrar’s office. Confirm F3’s exact site and present revenue jurisdiction before paying.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
Who can bid?
The notice requires the bid form and signed acceptance of its terms, with the EMD and identity documents, through the published sale process. Confirm the current submission instructions with PNB Housing before paying; no special bidder class is established by the notice. Registration or payment alone does not guarantee eligibility.
Sale notice; Listing 244623
Does the lender hold the property, and can I see it?
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 5 Nov 2026, 11:00 AM–5:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
What dues and encumbrances are disclosed?
The table marks encumbrances “NIL/Not Known”; that is not a clear-title guarantee. Its terms put statutory dues, taxes and other property charges on the purchaser and require independent checks. Ask PNB Housing for written dues, title and possession information.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
What do I pay after the auction?
PNB Housing’s notice calls for 25% of the successful price, including the EMD, on the sale day or the next working day. The remaining 75% is due within 15 days of acknowledging the sale-confirmation letter. Use the payment method in that letter and confirm its receipt date. Stamp duty, registration and other applicable charges are extra.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
Can I withdraw, and what if I miss a payment?
The sale is on an as-is, without-recourse basis. Failure to pay the balance as specified can forfeit the deposited money and lead to resale. Check title, physical condition, approvals and all charges before submitting a binding offer.
Verify on the official source
Public PNB Housing Finance listing
Check the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
The reserve is ₹22,70,000 and the EMD is ₹2,27,000. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this flat?
The notice requires the bid form and signed acceptance of its terms, with the EMD and identity documents, through the published sale process. Confirm the current submission instructions with PNB Housing before paying; no special bidder class is established by the notice. Registration or payment alone does not guarantee eligibility.
Has this property been listed before?
Yes. This is the third listing BiddingPulse has recorded. The first, with registration by 29 Jul 2026, asked ₹31,13,000; this one asks ₹22,70,000. No result has been verified for the earlier listings.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 5 Nov 2026, 11:00 AM–5:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
PNB Housing’s notice calls for 25% of the successful price, including the EMD, on the sale day or the next working day. The remaining 75% is due within 15 days of acknowledging the sale-confirmation letter. Use the payment method in that letter and confirm its receipt date. Stamp duty, registration and other applicable charges are extra.
Where do I register and bid?
The auction uses bankeauctions.com. The notice requires the bid form and signed acceptance of its terms, with the EMD and identity documents, through the published sale process. Confirm the current submission instructions with PNB Housing before paying; no special bidder class is established by the notice. Registration or payment alone does not guarantee eligibility. BiddingPulse is independent research and accepts no registrations, deposits or bids.
What dues and payment risks does the notice disclose?
The table marks encumbrances “NIL/Not Known”; that is not a clear-title guarantee. Its terms put statutory dues, taxes and other property charges on the purchaser and require independent checks. Ask PNB Housing for written dues, title and possession information. The sale is on an as-is, without-recourse basis. Failure to pay the balance as specified can forfeit the deposited money and lead to resale. Check title, physical condition, approvals and all charges before submitting a binding offer.
What property details still need confirmation?
Neither the inspected notice nor the platform description publishes the flat area or undivided land share. The F3 row names Ragavendra Nagar II, Sriperumbudur taluk, Kanchipuram and PIN 603203, but gives no village. The neighbouring F2 row names Aarambakkam; that village is not assumed for F3. Guduvancherry is the sub-registrar’s office. Confirm F3’s exact site and present revenue jurisdiction before paying.