FlatReserve ₹32.11 LRegister and pay the EMD by 12 Nov 2026
First seen · Source: PNB Housing Finance listing and sale documents on bankeauctions.com
Key facts PNB Housing Finance auction of a 1st floor flat in Ragavendra Nagar II, Aarambakkam
Lender
PNB Housing Finance Limited
Status
Registration open
Property
Flat F2
Address
Flat F2, 1st floor, Ragavendra Nagar II, Aarambakkam 603203, Sriperumbudur taluk, Kanchipuram district, Tamil Nadu
Floor
1st floor
Possession
Physical
Sold under
SARFAESI Act, 2002
Online auction
13 Nov 2026, 2:00 PM–3:00 PM IST
Registration and EMD close
12 Nov 2026, 5:00 PM IST
Reserve price
₹32,11,000
Bidding
Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Inspection
5 Nov 2026, 11:00 AM–5:00 PM IST
Earnest money (EMD)
₹3,21,100, 10% of the reserve
Official source
PNB Housing Finance listing 244625 on bankeauctions.com
Last verified
31 Oct 2026
Compiled from PNB Housing Finance Limited’s listing 244625 and its linked sale documents on bankeauctions.com, checked on 31 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹32.11 L reserve” means
What PNB Housing Finance’s sale documents say
The reserve is ₹32,11,000, with an EMD of ₹3,21,100. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 31 Oct 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: PNB Housing Finance listing and sale documents on bankeauctions.com
PNB Housing Finance Limited is selling a 1st floor flat in Ragavendra Nagar II, Aarambakkam, Tamil Nadu. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹32,11,000 and the notice EMD is ₹3,21,100. Submission closes 12 Nov 2026, 5:00 PM IST. The online auction is scheduled for 13 Nov 2026, 2:00 PM–3:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection is set for 5 Nov 2026, 11:00 AM–5:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: PNB Housing Finance listing and sale documents on bankeauctions.com; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
28 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 244625
Listing seen
30 Oct 2026
First seen on bankeauctions.com
Listing 244625
Inspection
5 Nov 2026, 11:00 AM–5:00 PM IST
The window the listing gives to see the property; arrange it with the lender
Listing 244625
Registration and EMD close
12 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244625
Online auction
13 Nov 2026, 2:00 PM–3:00 PM IST
On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Listing 244625
Payment after acceptance
Notice-specific deadlines
PNB Housing’s notice calls for 25% of the successful price, including the EMD, on the sale day or the next working day. The remaining 75% is due within 15 days of acknowledging the sale-confirmation letter. Use the payment method in that letter and confirm its receipt date. Stamp duty, registration and other applicable charges are extra.
Sale documents
Sale, possession and payment terms
Read the requirements and risks from this lot’s sale documents, checked on 31 Oct 2026. Follow the lender’s originals and any later amendment before paying.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
What exactly is being sold?
Flat F2 on the 1st floor, in Ragavendra Nagar II, village Aarambakkam, Sriperumbudur taluk, Kanchipuram district, Tamil Nadu. The listing gives no floor area for it. Neither the inspected notice nor the platform description publishes the flat area or undivided land share. Guduvancherry is named as the sub-registrar’s office, not proof of the property’s town. The address retains the notice’s Kanchipuram district wording; confirm its present revenue jurisdiction and exact site before paying.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
Who can bid?
The notice requires the bid form and signed acceptance of its terms, with the EMD and identity documents, through the published sale process. Confirm the current submission instructions with PNB Housing before paying; no special bidder class is established by the notice. Registration or payment alone does not guarantee eligibility.
Sale notice; Listing 244625
Does the lender hold the property, and can I see it?
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 5 Nov 2026, 11:00 AM–5:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
What dues and encumbrances are disclosed?
The table marks encumbrances “NIL/Not Known”; that is not a clear-title guarantee. Its terms put statutory dues, taxes and other property charges on the purchaser and require independent checks. Ask PNB Housing for written dues, title and possession information.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
What do I pay after the auction?
PNB Housing’s notice calls for 25% of the successful price, including the EMD, on the sale day or the next working day. The remaining 75% is due within 15 days of acknowledging the sale-confirmation letter. Use the payment method in that letter and confirm its receipt date. Stamp duty, registration and other applicable charges are extra.
PNB Housing English sale notice, Financial Express 29 Oct 2026, property table and terms
Can I withdraw, and what if I miss a payment?
The sale is on an as-is, without-recourse basis. Failure to pay the balance as specified can forfeit the deposited money and lead to resale. Check title, physical condition, approvals and all charges before submitting a binding offer.
Verify on the official source
Public PNB Housing Finance listing
Check the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
The reserve is ₹32,11,000 and the EMD is ₹3,21,100. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this flat?
The notice requires the bid form and signed acceptance of its terms, with the EMD and identity documents, through the published sale process. Confirm the current submission instructions with PNB Housing before paying; no special bidder class is established by the notice. Registration or payment alone does not guarantee eligibility.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 5 Nov 2026, 11:00 AM–5:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
PNB Housing’s notice calls for 25% of the successful price, including the EMD, on the sale day or the next working day. The remaining 75% is due within 15 days of acknowledging the sale-confirmation letter. Use the payment method in that letter and confirm its receipt date. Stamp duty, registration and other applicable charges are extra.
Where do I register and bid?
The auction uses bankeauctions.com. The notice requires the bid form and signed acceptance of its terms, with the EMD and identity documents, through the published sale process. Confirm the current submission instructions with PNB Housing before paying; no special bidder class is established by the notice. Registration or payment alone does not guarantee eligibility. BiddingPulse is independent research and accepts no registrations, deposits or bids.
What dues and payment risks does the notice disclose?
The table marks encumbrances “NIL/Not Known”; that is not a clear-title guarantee. Its terms put statutory dues, taxes and other property charges on the purchaser and require independent checks. Ask PNB Housing for written dues, title and possession information. The sale is on an as-is, without-recourse basis. Failure to pay the balance as specified can forfeit the deposited money and lead to resale. Check title, physical condition, approvals and all charges before submitting a binding offer.
What property details still need confirmation?
Neither the inspected notice nor the platform description publishes the flat area or undivided land share. Guduvancherry is named as the sub-registrar’s office, not proof of the property’s town. The address retains the notice’s Kanchipuram district wording; confirm its present revenue jurisdiction and exact site before paying.