What exactly is being sold?
House 50, house registration 67, Ward 07, Patwari Halka 10 and guideline Patwari Halka 26, Bhuniyakhedi village, Mandsaur district, Madhya Pradesh, PIN 458002. The notice gives no property area or tenure.
First listed29 Sep 2026
Relisted onceLatest 2 Nov 2026
Registration and EMD close12 Nov 2026, 5:00 PM IST
Online auctionScheduled 13 Nov 2026, 2:00 PM–3:00 PM IST
Last verified3 Nov 2026
PNB Housing FinanceRegistration open
House in Bhuniyakhedi: PNB Housing Finance auction
A house in Bhuniyakhedi, Madhya Pradesh, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002. This is its second listing since Sep 2026, with the reserve down 10% on the first.
Registration is open now. Reserve ₹20.43 L, EMD ₹2,04,300. Registration and EMD close 12 Nov 2026, 5:00 PM IST.
First seen · Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents
Key facts PNB Housing Finance auction of a house in Bhuniyakhedi
- Lender
- PNB Housing Finance Limited
- Status
- Registration open
- Property
- House 50
- Address
- House 50, Bhuniyakhedi 458002, Mandsaur district, Madhya Pradesh
- Possession
- Physical
- Sold under
- SARFAESI Act, 2002
- Online auction
- 13 Nov 2026, 2:00 PM–3:00 PM IST
- Registration and EMD close
- 12 Nov 2026, 5:00 PM IST
- Reserve price
- ₹20,43,000
- Bidding
- See the bidding rules below for increments and extensions
- Inspection
- 6 Nov 2026, 12:00 PM–4:00 PM IST
- Earnest money (EMD)
- ₹2,04,300, 10% of the reserve
- Official source
- PNB Housing Finance listing 244885 on bankeauctions.com
- Last verified
- 3 Nov 2026
Compiled from PNB Housing Finance Limited’s listing 244885 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹20.43 L reserve” means
What PNB Housing Finance’s sale documents say
The reserve is ₹20,43,000, with an EMD of ₹2,04,300. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice. It is the second listing we have recorded; the first asked ₹22,70,000.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documentsPNB Housing Finance Limited is selling a house in Bhuniyakhedi, Madhya Pradesh. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹20,43,000 and the notice EMD is ₹2,04,300. Submission closes 12 Nov 2026, 5:00 PM IST. The online auction is scheduled for 13 Nov 2026, 2:00 PM–3:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 6 Nov 2026, 12:00 PM–4:00 PM IST.
The lender has listed this property 2 times since 29 Sep 2026. The reserve is down 10% on the first listing.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Reserve price history
From the lender’s 2 listings on bankeauctions.comPNB Housing Finance has listed this property 2 times in our records, which start in May 2026. The earlier listings identify the same property. No result has been verified for those earlier rounds.
₹22.70 L
₹20.43 L−10%
| Listing | Registration deadline | Reserve and EMD | Source |
|---|---|---|---|
| First listing | 26 Oct 2026 | Reserve ₹22,70,000 · EMD ₹2,27,000 | Listing 242095 |
| Current listing | 12 Nov 2026 | Reserve ₹20,43,000, down 10% · EMD ₹2,04,300 | Listing 244885 |
Auction & payment timeline
Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 29 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244885 |
| Second listing seen | 2 Nov 2026 | First seen on bankeauctions.com | Listing 244885 |
| Inspection | 6 Nov 2026, 12:00 PM–4:00 PM IST | The window the listing gives to see the property; arrange it with the lender | Listing 244885 |
| Registration and EMD close | 12 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244885 |
| Online auction | 13 Nov 2026, 2:00 PM–3:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Listing 244885 |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Sale, possession and payment terms
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
What are the reserve price and EMD for this house?
The reserve is ₹20,43,000 and the earnest-money deposit (EMD) is ₹2,04,300. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this house, and how do I register?
Register on bankeauctions.com and submit the signed bid form, signed terms, self-attested PAN, identity and residence proof, and EMD evidence to the authorised officer by the stated deadline. Bring originals for verification.
A representative needs the prescribed authority form. Payment and registration do not by themselves establish acceptance of a bid; use the officer’s notice-specific payment instructions.
Has this property been listed before?
Yes. This is the second listing BiddingPulse has recorded. The first, with registration by 26 Oct 2026, asked ₹22,70,000; this one asks ₹20,43,000. No result has been verified for the earlier listings.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 6 Nov 2026, 12:00 PM–4:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the sale price, including EMD already paid, on the sale day or the next working day. The newspaper requires the remaining 75% within 15 days of acknowledgement of the sale-confirmation letter; the bid form instead says the 15th day of confirmation.
These triggers differ: confirm the deadline in writing and plan for the earlier one. Default can forfeit payments and lead to resale.
The bid form promises no interest on EMD and gives no fixed refund day for unsuccessful bidders.
What other charges or claims could I face?
Check title, occupancy, encumbrances and pending proceedings before bidding. Taxes, maintenance, utility arrears and other known or unknown property liabilities fall to the buyer under the notice.
Stamp duty, registration and transfer/builder charges are extra; apply any legally required tax deduction without treating it as a reduction in the sale price.
What are the withdrawal, payment and sale risks?
The notice identifies this property as physically possessed by PNB Housing; that is not a warranty of vacant delivery, title or condition. Sale is on the notice’s as-is terms.
The authorised officer can reject the highest bid; repayment, a court order or cancellation can stop the sale. Inspect the exact unit and obtain the current written position before committing funds.
What are the bidding rules?
The current public event lists automatic 5-minute late-bid extensions. The bid form separately reserves a discretionary 15-minute extension to the authorised officer; confirm the event’s governing rules. The advertised end is a scheduled close.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Verify on the official source
Public PNB Housing Finance listingCheck the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Publication record
Every change dated · never silently rewritten2 Nov 2026Source update applied
Second listing: reserve cut to ₹20.43 L
Reserve ₹20,43,000, EMD ₹2,04,300, registration by 12 Nov 2026.
Listing 24488529 Sep 2026
First listing found on bankeauctions.com
Reserve ₹22,70,000, EMD ₹2,27,000, registration by 26 Oct 2026.
Listing 242095More bank auctions in Mandsaur
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