What exactly is being sold?
A house in village Mahuvi, Sitamau, Mandsaur district, Madhya Pradesh. The listing gives no size for it.
Listed27 Oct 2026
Registration and EMD close23 Nov 2026, 5:00 PM IST
Online auctionScheduled 25 Nov 2026, 2:00 PM–3:00 PM IST
Last verified28 Oct 2026
PNB Housing FinanceRegistration open
House in Mahuvi, Sitamau: PNB Housing Finance auction
A house in Mahuvi, Sitamau, Madhya Pradesh, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹21.55 L, EMD ₹2,15,500. Registration and EMD close 23 Nov 2026, 5:00 PM IST.
First seen · Source: PNB Housing Finance listing on bankeauctions.com
Key facts PNB Housing Finance auction of a house in Mahuvi, Sitamau
- Lender
- PNB Housing Finance Limited
- Status
- Registration open
- Property
- House
- Address
- Village Mahuvi, Sitamau 458990, Mandsaur district, Madhya Pradesh
- Possession
- Not clear in the sale notice
- Sold under
- SARFAESI Act, 2002
- Online auction
- 25 Nov 2026, 2:00 PM–3:00 PM IST
- Registration and EMD close
- 23 Nov 2026, 5:00 PM IST
- Reserve price
- ₹21,55,000
- Bidding
- Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
- Inspection
- 3 Nov 2026, 12:00 PM–4:00 PM IST
- Earnest money (EMD)
- ₹2,15,500, 10% of the reserve
- Official source
- PNB Housing Finance listing 244163 on bankeauctions.com
- Last verified
- 28 Oct 2026
Compiled from PNB Housing Finance Limited’s listing 244163 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹21.55 L reserve” means
What PNB Housing Finance’s listing says
The lowest bid the lender will accept is ₹21,55,000, with a ₹2,15,500 EMD due by 23 Nov 2026, 5:00 PM IST.
What BiddingPulse covers
The listing’s reserve, EMD and deadline, the property as the listing describes it, and what the SARFAESI sale rules require after the auction. BiddingPulse reads the sale notice only for the type of possession; dues are for you to check there. Names of borrowers and other people are left out.
Auction summary
Source: PNB Housing Finance listing on bankeauctions.comPNB Housing Finance Limited is selling a house in Mahuvi, Sitamau, Madhya Pradesh. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
Bidding starts at the reserve price of ₹21,55,000. To take part you pay an earnest-money deposit (EMD) of ₹2,15,500, 10% of the reserve, by 23 Nov 2026, 5:00 PM IST. The online auction is scheduled for 25 Nov 2026, 2:00 PM–3:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection is set for 3 Nov 2026, 12:00 PM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: PNB Housing Finance listing on bankeauctions.com; SARFAESI sale rules| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice published | 22 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244163 |
| Listing seen | 27 Oct 2026 | First seen on bankeauctions.com | Listing 244163 |
| Inspection | 3 Nov 2026, 12:00 PM–4:00 PM IST | The window the listing gives to see the property; arrange it with the lender | Listing 244163 |
| Registration and EMD close | 23 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244163 |
| Online auction | 25 Nov 2026, 2:00 PM–3:00 PM IST | On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit | Listing 244163 |
| 25% of the price | Sale day or next working day | The EMD counts toward it | SARFAESI Rule 9(3) |
| The other 75% | Within 15 days | From the bank’s confirmation of the sale; up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. | SARFAESI Rule 9(4) |
| Sale certificate | Once paid in full | Issued by the bank’s authorised officer | SARFAESI Rule 9(6) |
Sale, possession and payment terms
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
Who can bid?
The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
Does the lender hold the property, and can I see it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing sets inspection for 3 Nov 2026, 12:00 PM–4:00 PM IST. Symbolic possession can leave an occupant in place. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What dues and encumbrances are disclosed?
None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the authorised officer in writing what the lender knows of, and check the sale notice.
What do I pay after the auction?
25% of the price, EMD included, on the sale day or the next working day, then the other 75% within 15 days of the bank confirming the sale; the bank can agree in writing to up to three months. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. The sale certificate follows full payment. Stamp duty and registration are extra and usually the buyer’s.
Can I withdraw, and what if I miss a payment?
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Verify on the official source
Public PNB Housing Finance listingCheck the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
Practical questions
What are the reserve price and EMD for this house?
The reserve is ₹21,55,000 and the earnest-money deposit (EMD) is ₹2,15,500, 10% of the reserve. Registration, the EMD and your opening offer are due by 23 Nov 2026, 5:00 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this house?
The listing sets no category of bidder. You register on bankeauctions.com with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the bank’s sale notice sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Does the bank have possession, and can I inspect it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing sets inspection for 3 Nov 2026, 12:00 PM–4:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Under the SARFAESI sale rules, 25% of the price, with the EMD counted in it, on the sale day or the next working day, then the rest within 15 days of the bank confirming the sale, or up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. Stamp duty and registration are extra.
Where do I register and bid?
Bids are placed on bankeauctions.com, under PNB Housing Finance’s terms. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Publication record
Every change dated · never silently rewritten27 Oct 2026
Listing found on bankeauctions.com
Reserve ₹21,55,000, EMD ₹2,15,500, registration by 23 Nov 2026.
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