Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Inspection
20 Nov 2026, 12:00 PM–4:00 PM IST
Earnest money (EMD)
₹3,62,411, 10% of the reserve
Official source
HDB Financial Services listing 244828 on bankeauctions.com
Last verified
2 Nov 2026
Compiled from HDB Financial Services Limited’s listing 244828 and its linked sale documents on bankeauctions.com, checked on 2 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹36,24,110 reserve” means
What HDB Financial Services’s sale documents say
The reserve is ₹36,24,110, with an EMD of ₹3,62,411. The published submission deadline is 28 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 2 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
HDB Financial Services Limited is selling a shop in Mohalla Delhi Gate, Aligarh, Uttar Pradesh. Its sale notice doesn’t say whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹36,24,110 and the notice EMD is ₹3,62,411. Submission closes 28 Nov 2026, 5:00 PM IST. The online auction is scheduled for 30 Nov 2026, 10:30 AM–5:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection is set for 20 Nov 2026, 12:00 PM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice dated
28 Oct 2026
The notice and Financial Express edition are dated 28 October; the listing’s press field says 31 October.
Sale notice
Listing seen
2 Nov 2026
First seen on bankeauctions.com
Listing 244828
Inspection
20 Nov 2026, 12:00 PM–4:00 PM IST
The window the sale notice gives to see the property; arrange it with the lender
Sale notice
Registration and EMD close
28 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244828
Online auction
30 Nov 2026, 10:30 AM–5:00 PM IST
On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Read the requirements and risks from this lot’s sale documents, checked on 2 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Shop 10/1661, measuring 10.76 m², at Mohalla Delhi Gate in the Aligarh police-station area, Aligarh, Uttar Pradesh 202001. Boundaries: east, adjoining trust property and temple; west, road; north, Kanvariganj road; south, temple and police station.
Neighbours’ names left out for privacy.
What are the reserve price and EMD for this shop?
The reserve is ₹36,24,110 and the earnest-money deposit (EMD) is ₹3,62,411. The published submission deadline is 28 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this shop, and how do I register?
Register on bankeauctions.com, upload PAN, identity/address proof, EMD proof and signed Annexures II and III, and deliver the bid form and enclosures to the HDB office named in the notice by the cutoff. The notice permits demand draft/pay order or NEFT/RTGS.
Bids cannot be withdrawn; failing to participate after submitting a bid can forfeit EMD. Approval follows document and deposit verification.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The lender’s sale notice sets inspection for 20 Nov 2026, 12:00 PM–4:00 PM IST. Ask HDB Financial Services’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the sale price including EMD immediately, no later than the next working day; pay the balance within 15 days from the company’s sale confirmation. Default can forfeit the amount deposited. Unsuccessful EMD is returned without interest; no fixed refund period is given.
What other charges or claims could I face?
The purchaser bears stamp duty, registration, conveyance, applicable TDS and outstanding property taxes, utilities, development-authority charges and other dues. The company’s statement that it knows of no other encumbrance is not a title guarantee.
What are the withdrawal, payment and sale risks?
The notice says possession has been taken but does not identify physical or symbolic possession. Sale is as is where is and as is what is.
The purchaser must investigate title, occupation and encumbrances and handle lawful tenant settlement or eviction. HDB can reject bids, change terms, postpone or cancel; the highest bid is subject to acceptance.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.