Property in Jayantipur Pashchimi, Moradabad: PNB Housing Finance auction

The reserve is ₹6,78,000 and the earnest-money deposit (EMD) is ₹67,800. The published submission deadline is 9 Dec 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.

Register on bankeauctions.com and submit the signed bid application, accepted sale terms, PAN card, photograph, identity and address proof, and proof of the EMD payment. If someone represents you, include the authority documents required by the bid kit.

The kit requires original documents for verification and a demand draft or pay order with the application. The listing also requires online submission of the prescribed documents. Confirm the receiving branch and delivery arrangements with PNB Housing Finance before paying. You must also sign an undertaking about inspecting the available title documents. Bids in a nominee’s name are not allowed; document submission alone does not establish eligibility.

The lender’s sale notice says it has taken physical possession. The lender’s sale notice sets inspection for 2 Dec 2026, 10:00 AM–5:30 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.

The newspaper notice requires 25% of the price including EMD on the sale day or the next working day. It sets the remaining 75% within 15 days of acknowledging the sale-confirmation letter; the general bid kit instead says 15 days from confirmation of sale. Confirm when the payment period starts in writing and plan for the earlier deadline. Default may forfeit the deposit and lead to resale.

Unsuccessful EMD is refundable without interest; no fixed refund period is stated.

The purchaser bears stamp duty, registration, statutory charges, taxes, utility arrears and other property dues. The notice does not guarantee clear title; its encumbrance entry is unknown. Inspect the title documents and check claims, approvals and liabilities independently before making an offer.

The sale is as-is and subject to PNB Housing’s confirmation. The inspected table records physical possession, which does not establish clear title or vacant delivery. Payment default can forfeit the amount deposited. Redemption or a court order may stop the sale; the bidder must not infer a completed sale from an auction date.

The property table gives ₹10,000 bid increments. bankeauctions.com shows unlimited ten-minute extensions, while the general bid kit allows a discretionary extension of up to fifteen minutes. Obtain the applicable bidding rules from PNB Housing.