A plot in Varsamedi, Gujarat, listed by Grihum Housing Finance Limited under the SARFAESI Act, 2002.
Reserve ₹4,69,219, EMD ₹46,921. The EMD cutoff is disputed; obtain confirmation before the earlier time stated below.
First seen · Source: Grihum Housing Finance listing on bankeauctions.com; lender’s sale documents
Compiled from Grihum Housing Finance Limited’s listing 244970 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹4,69,219, with an EMD of ₹46,921. The property notice closes EMD on 17 November at 5:00 PM IST. The linked general terms mention 6:30 PM; use the earlier property-specific cutoff. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Grihum Housing Finance Limited is selling a plot in Varsamedi, Gujarat. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹4,69,219 and the notice EMD is ₹46,921. The property notice closes EMD on 17 November at 5:00 PM IST. The linked general terms mention 6:30 PM; use the earlier property-specific cutoff. The online auction is scheduled for 18 Nov 2026, 11:00 AM–2:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 13 Nov 2026, 11:00 AM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 16 Oct 2026 | Publication date shown by the official listing. First coverage is dated separately. | Listing 244970 |
| Listing seen | 3 Nov 2026 | First seen on bankeauctions.com | Listing 244970 |
| Inspection | 13 Nov 2026, 11:00 AM–4:00 PM IST | The property’s own notice row sets inspection on 13 November, 11:00 AM–4:00 PM IST. Arrange access with the officer. | Sale notice |
| Submission / EMD timing | 17 Nov 2026, 5:00 PM IST / 6:30 PM IST | The property notice closes EMD on 17 November at 5:00 PM IST. The linked general terms mention 6:30 PM; use the earlier property-specific cutoff. | Listing 244970 |
| Online auction | 18 Nov 2026, 11:00 AM–2:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Listing 244970 |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
NA Plot 729, Ambika Nagar Scheme 1, Varsamedi, Anjar taluk, Kachchh, Gujarat. Land area 54.33 sq m; Revenue Surveys 528 Paiki, 541, 542 and 543. East: internal road; west: passage; north: Plot 728; south: Plot 730.
Personal names left out for privacy.
The reserve is ₹4,69,219 and the earnest-money deposit (EMD) is ₹46,921. The property notice closes EMD on 17 November at 5:00 PM IST. The linked general terms mention 6:30 PM; use the earlier property-specific cutoff.
Register on bankeauctions.com before the session and remit 10% EMD by NEFT/RTGS or demand draft before 17 November, 5:00 PM IST. Upload, email and deliver the required self-attested documents to the branch specified in the notice; obtain the current bid pack and eligibility approval from the authorised officer.
The lender’s sale notice says it has taken physical possession. The property’s own notice row sets inspection on 13 November, 11:00 AM–4:00 PM IST. Arrange access with the officer. Ask Grihum Housing Finance’s authorised officer before you pay the EMD.
Grihum’s currently linked general auction terms, signed 31 January 2024, require 25% including EMD on acceptance the same day or no later than the next working day, and the balance by the 15th day of sale confirmation unless a written extension is agreed. Default forfeits all deposited money.
EMD earns no interest. If Grihum cancels after confirming the successful bidder, those terms promise EMD repayment within 30 business days of cancellation; they do not give a fixed unsuccessful-bid refund period.
Confirm these general terms apply to this sale before payment.
The buyer bears stamp duty, registration and transfer costs, applicable taxes, municipal and utility dues and other liabilities affecting the property. Verify title, access, permitted use and outstanding charges independently before bidding.
The sale is on as-is terms and remains subject to the authorised officer’s acceptance. The lender may reject bids, postpone or cancel the sale under its notice.
Possession wording is not a guarantee of vacant access or clear title. The notice expressly gives the English publication precedence if a vernacular version differs.
Bids rise in increments of ₹10,000. The scheduled closing time may extend under the notice’s late-bid rules.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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