A plot in Kamrej, Gujarat, listed by Grihum Housing Finance Limited under the SARFAESI Act, 2002.
Registration closed on 30 Oct 2026, 5:00 PM IST. Reserve ₹41,76,900, EMD ₹4,17,690.
First seen · Source: Grihum Housing Finance listing on bankeauctions.com
Compiled from Grihum Housing Finance Limited’s listing 243734 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The lowest bid the lender will accept is ₹41,76,900, with a ₹4,17,690 EMD due by 30 Oct 2026, 5:00 PM IST.
The listing’s reserve, EMD and deadline, the property as the listing describes it, and what the SARFAESI sale rules require after the auction. BiddingPulse reads the sale notice only for the type of possession; dues are for you to check there. Names of borrowers and other people are left out.
Grihum Housing Finance Limited is selling a plot in Kamrej, Gujarat. Its sale notice doesn’t say whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
Bidding starts at the reserve price of ₹41,76,900. To take part you pay an earnest-money deposit (EMD) of ₹4,17,690, 10% of the reserve, by 30 Oct 2026, 5:00 PM IST. The online auction is scheduled for 31 Oct 2026, 11:00 AM–2:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection was set for 26 Oct 2026, 11:00 AM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice published | 30 Sep 2026 | The listing’s press-release date for the lender’s sale notice | Listing 243734 |
| Listing seen | 21 Oct 2026 | First seen on bankeauctions.com | Listing 243734 |
| Inspection | 26 Oct 2026, 11:00 AM–4:00 PM IST | The window the listing gave to see the property; arrange it with the lender | Listing 243734 |
| Registration and EMD closed | 30 Oct 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 243734 |
| Online auction | 31 Oct 2026, 11:00 AM–2:00 PM IST | On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit | Listing 243734 |
| 25% of the price | Sale day or next working day | The EMD counts toward it | SARFAESI Rule 9(3) |
| The other 75% | Within 15 days | From the bank’s confirmation of the sale; up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. | SARFAESI Rule 9(4) |
| Sale certificate | Once paid in full | Issued by the bank’s authorised officer | SARFAESI Rule 9(6) |
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
Plot 45 of 83.61 sq m, about 900 sq ft, in Shivanjali Bungalows, village Kamrej, Surat district, Gujarat. It comes with an undivided share of 44.26 sq m of the scheme’s common land, 127.87 sq m in all. The land is non-agricultural (N.A.) land. It has a society road on the east, with Plot No. 46 on the north and Plot No. 44 on the south. It is recorded under revenue survey Nos. 381 and 382.
Neighbours’ names left out for privacy.
A survey number identifies the land in the revenue map; where the description gives an old and a new one, both are the same land under the old and new surveys.
The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The listing set inspection for 26 Oct 2026, 11:00 AM–4:00 PM IST. Symbolic possession can leave an occupant in place. Ask Grihum Housing Finance’s authorised officer before you pay the EMD.
None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the authorised officer in writing what the lender knows of, and check the sale notice.
25% of the price, EMD included, on the sale day or the next working day, then the other 75% within 15 days of the bank confirming the sale; the bank can agree in writing to up to three months. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. The sale certificate follows full payment. Stamp duty and registration are extra and usually the buyer’s.
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Check the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
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