LandReserve ₹58.32 LRegister and pay the EMD by 27 Nov 2026
First seen · Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents
Key facts Hinduja Housing Finance auction of land in Kailash, Karnal
Lender
Hinduja Housing Finance Limited
Status
Registration open
Property
Land
Address
Village Kailash, Karnal, Haryana
Land area
180 sq yd (6 marlas), in two portions
Possession
Symbolic
Sold under
SARFAESI Act, 2002
Online auction
30 Nov 2026, 11:00 AM–1:00 PM IST
Registration and EMD close
27 Nov 2026, 5:00 PM IST
Reserve price
₹58,32,000
Bidding
See the bidding rules below for increments and extensions
Inspection
25 Nov 2026, 2:00 PM–5:00 PM IST
Earnest money (EMD)
₹5,83,200, 10% of the reserve
Official source
Hinduja Housing Finance listing 244717 on bankeauctions.com
Last verified
1 Nov 2026
Compiled from Hinduja Housing Finance Limited’s listing 244717 and its linked sale documents on bankeauctions.com, checked on 1 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹58.32 L reserve” means
What Hinduja Housing Finance’s sale documents say
The reserve is ₹58,32,000, with an EMD of ₹5,83,200. The published submission deadline is 27 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 1 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents
Hinduja Housing Finance Limited is selling land in Kailash, Karnal, Haryana. Its sale notice says the lender has taken symbolic possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹58,32,000 and the notice EMD is ₹5,83,200. Submission closes 27 Nov 2026, 5:00 PM IST. The online auction is scheduled for 30 Nov 2026, 11:00 AM–1:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 25 Nov 2026, 2:00 PM–5:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
28 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 244717
Listing seen
31 Oct 2026
First seen on bankeauctions.com
Listing 244717
Inspection
25 Nov 2026, 2:00 PM–5:00 PM IST
The window the listing gives to see the property; arrange it with the lender
Listing 244717
Registration and EMD close
27 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244717
Online auction
30 Nov 2026, 11:00 AM–1:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 1 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Property in Kailash village within Karnal municipal limits: 180 sq yd / 6 marlas in two 3-marla portions. The first is a 3/157 share of 7 kanals 17 marlas, khewat 186, khatoni 289, khasra 53, killa 8(7-17).
The second is a 1/56 share of 8 kanals 8 marlas, khewat 188, khatoni 291, khasra 48, killa 23/2/2(2-0), and khasra 53, killa 3/3(6-8). Gift deed 8515/1 dated 15 March 2004 and mutation 4571 dated 12 December 2015.
The notice gives north and south sides of 45 ft and an east side of 40 ft. Its west boundary reads “Street and 40 Ft.
Wide”; confirm whether 40 ft describes the side or the street width.
Personal names left out for privacy.
What are the reserve price and EMD for this land?
The reserve is ₹58,32,000 and the earnest-money deposit (EMD) is ₹5,83,200. The published submission deadline is 27 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this land, and how do I register?
Register on bankeauctions.com in advance, obtain bidder credentials, and submit the completed bid form with the EMD demand draft in a sealed cover to the Authorised Officer at the lender’s Karnal branch by the property’s deadline. Online registration alone is insufficient.
The notice requires the draft in Hinduja Housing Finance Limited’s favour, payable at Haryana. Confirm delivery and payment instructions directly with the lender.
The officer checks the bid and specified EMD before qualifying access to online bidding; the notice gives no complete age, citizenship or entity eligibility test.
What earlier sale evidence is available?
This page records the published sale round. No earlier sale result has been verified.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken symbolic possession: on paper, without moving anyone out. The listing sets inspection for 25 Nov 2026, 2:00 PM–5:00 PM IST. Symbolic possession can leave an occupant in place. Ask Hinduja Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
The successful bidder must pay 25% of the sale price including EMD immediately, on the same day or no later than the next working day as applicable.
The balance is due on or before the fifteenth day from confirmation of sale. A later payment date requires the Authorised Officer’s written permission.
Default cancels the sale, forfeits amounts already paid including EMD, and permits resale. The notice calls the EMD refundable but gives no unsuccessful-bidder refund deadline or interest promise.
What other charges or claims could I face?
The buyer must pay applicable TDS and provide its certificate. Municipal or panchayat taxes, electricity arrears and other authority dues must be cleared before the sale certificate.
Conveyance costs, stamp duty, registration and incidental charges are extra. The published reserve and EMD are not an all-in acquisition cost; obtain the dues and title records before bidding.
What are the withdrawal, payment and sale risks?
The sale is on an as-is, without-recourse basis, without warranties or indemnities. The lender warns that stated extents and dimensions may differ; check deeds, title, access, boundaries, current condition and dues independently.
The Authorised Officer can postpone or cancel without assigning a reason; a highest bid is not a final sale or a vacant-possession guarantee.
What are the bidding rules?
The notice publishes a ₹10,000 bid increment and unlimited ten-minute extensions. Bidding among qualified participants starts from the highest qualifying quote; bids cannot be withdrawn.
The highest bidder must confirm the final amount by email to both the lender and the bankeauctions.com operator. The printed closing time is scheduled and may extend.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.