Independent research only · Not affiliated with any government, bank, or auction agency · Register, pay, and bid on the official source directly.
First listed30 Aug 2026
Relisted onceLatest 17 Oct 2026
Registration and EMD close4 Nov 2026, 5:00 PM IST
Online auctionScheduled 5 Nov 2026, 11:00 AM–12:00 PM IST
Last verified28 Oct 2026
Ujjivan Small Finance BankRegistration open
Land in Mangala, Chamarajanagar district:Ujjivan Small Finance Bank auction
Land in Mangala, Chamarajanagar district, Karnataka, listed by Ujjivan Small Finance Bank under the SARFAESI Act, 2002. This is its second listing since Aug 2026, with the reserve down 11.9% on the first.
Registration is open now. Reserve ₹8.33 L, EMD ₹83,300. Registration and EMD close 4 Nov 2026, 5:00 PM IST.
LandReserve ₹8.33 LRegister and pay the EMD by 4 Nov 2026
First seen · Source: Ujjivan Small Finance Bank listing on bankeauctions.com
Key facts Ujjivan Small Finance Bank auction of land in Mangala, Chamarajanagar district
Lender
Ujjivan Small Finance Bank
Status
Registration open
Property
Land
Address
Property 25, village Mangala, Chamarajanagar district, Karnataka
Land area
111.48 sq m
Possession
Not clear in the sale notice
Sold under
SARFAESI Act, 2002
Online auction
5 Nov 2026, 11:00 AM–12:00 PM IST
Registration and EMD close
4 Nov 2026, 5:00 PM IST
Reserve price
₹8,33,000
Bidding
Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Inspection
3 Nov 2026, 10:00 AM–5:00 PM IST
Earnest money (EMD)
₹83,300, 10% of the reserve
Official source
Ujjivan Small Finance Bank listing 243544 on bankeauctions.com
Last verified
28 Oct 2026
Compiled from Ujjivan Small Finance Bank’s listing 243544 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹8.33 L reserve” means
What Ujjivan Small Finance Bank’s listing says
The lowest bid the lender will accept is ₹8,33,000, with a ₹83,300 EMD due by 4 Nov 2026, 5:00 PM IST. It is the second listing we have recorded; the first asked ₹9,45,000.
What BiddingPulse covers
All 2 listings we have recorded and their reserves, the property as the listing describes it, and what the SARFAESI sale rules require after the auction. BiddingPulse reads the sale notice only for the type of possession; dues are for you to check there. Names of borrowers and other people are left out.
Auction summary
Source: Ujjivan Small Finance Bank listing on bankeauctions.com
Ujjivan Small Finance Bank is selling land in Mangala, Chamarajanagar district, Karnataka. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
Bidding starts at the reserve price of ₹8,33,000. To take part you pay an earnest-money deposit (EMD) of ₹83,300, 10% of the reserve, by 4 Nov 2026, 5:00 PM IST. The online auction is scheduled for 5 Nov 2026, 11:00 AM–12:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection is set for 3 Nov 2026, 10:00 AM–5:00 PM IST.
The lender has listed this property 2 times since 30 Aug 2026. The reserve is down 11.9% on the first listing.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Reserve price history
From the lender’s 2 listings on bankeauctions.com
Ujjivan Small Finance Bank has listed this property 2 times in our records, which start in May 2026. A listing counts as the same property when the lender, the city and nearly all of the description match. Banks don’t publish auction results, so the listings don’t say whether earlier rounds drew bids.
₹9.45 L
₹8.33 L−11.9%
1st16 Sep
Now4 Nov
Reserve down 11.9% across both listings, from ₹9.45 Lto ₹8.33 L.
Listing
Registration deadline
Reserve and EMD
Source
First listing
16 Sep 2026
Reserve ₹9,45,000 · EMD ₹94,500
Listing 237511
Current listing
4 Nov 2026
Reserve ₹8,33,000, down 11.9% · EMD ₹83,300
Listing 243544
Auction & payment timeline
Source: Ujjivan Small Finance Bank listing on bankeauctions.com; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice published
16 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 243544
Second listing seen
17 Oct 2026
First seen on bankeauctions.com
Listing 243544
Inspection
3 Nov 2026, 10:00 AM–5:00 PM IST
The window the listing gives to see the property; arrange it with the lender
Listing 243544
Registration and EMD close
4 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 243544
Online auction
5 Nov 2026, 11:00 AM–12:00 PM IST
On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Listing 243544
25% of the price
Sale day or next working day
The EMD counts toward it
SARFAESI Rule 9(3)
The other 75%
Within 15 days
From the bank’s confirmation of the sale; up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer.
SARFAESI Rule 9(4)
Sale certificate
Once paid in full
Issued by the bank’s authorised officer
SARFAESI Rule 9(6)
Sale, possession and payment terms
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
Listing 243544
What exactly is being sold?
111.48 sq m of land, about 1,200 sq ft, at Property 25, village Mangala, Chamarajanagar taluk and district, Karnataka. It measures 9.14 m east to west and 12.19 m north to south. It has a road on the south and a road on the west, with Site No. 24 on the east. Neighbours’ names left out for privacy.
Listing 243544; BiddingPulse explainer
Who can bid?
The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
Listing 243544
Does the lender hold the property, and can I see it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing sets inspection for 3 Nov 2026, 10:00 AM–5:00 PM IST. Symbolic possession can leave an occupant in place. Ask Ujjivan Small Finance Bank’s authorised officer before you pay the EMD.
Not in the listing
What dues and encumbrances are disclosed?
None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the authorised officer in writing what the lender knows of, and check the sale notice.
SARFAESI sale rules, Rule 9; BiddingPulse explainer
What do I pay after the auction?
25% of the price, EMD included, on the sale day or the next working day, then the other 75% within 15 days of the bank confirming the sale; the bank can agree in writing to up to three months. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. The sale certificate follows full payment. Stamp duty and registration are extra and usually the buyer’s.
BiddingPulse explainer
Can I withdraw, and what if I miss a payment?
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Verify on the official source
Public Ujjivan Small Finance Bank listing
Check the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
The reserve is ₹8,33,000 and the earnest-money deposit (EMD) is ₹83,300, 10% of the reserve. Registration, the EMD and your opening offer are due by 4 Nov 2026, 5:00 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this land?
The listing sets no category of bidder. You register on bankeauctions.com with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the bank’s sale notice sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Has this property been listed before?
Yes. This is the second listing BiddingPulse has recorded. The first, with registration by 16 Sep 2026, asked ₹9,45,000; this one asks ₹8,33,000. Banks don’t publish auction results, so the listings don’t say whether earlier rounds drew bids.
Does the bank have possession, and can I inspect it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing sets inspection for 3 Nov 2026, 10:00 AM–5:00 PM IST. Ask Ujjivan Small Finance Bank’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Under the SARFAESI sale rules, 25% of the price, with the EMD counted in it, on the sale day or the next working day, then the rest within 15 days of the bank confirming the sale, or up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. Stamp duty and registration are extra.
Where do I register and bid?
Bids are placed on bankeauctions.com, under Ujjivan Small Finance Bank’s terms. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.