Land and buildingsReserve ₹52,21,501Register and pay the EMD by 24 Nov 2026
First seen · Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
Key facts HDB Financial Services auction of land and buildings in Puthoor, Kottarakara
Lender
HDB Financial Services
Status
Registration open
Property
Land and buildings
Address
Puthoor, Doors MP XIV 12 and MP XIV 11, Mylom Gramapanchayat, Kottarakara, Kollam district, Kerala
Item 1 land
2.83 ares
Item 2 land
5.26 ares
Combined land, calculated
8.09 ares
Possession
Not stated in the sale notice
Sold under
SARFAESI Act, 2002
Online auction
25 Nov 2026, 11:00 AM–12:00 PM IST
Registration and EMD close
24 Nov 2026, 6:00 PM IST
Reserve price
₹52,21,501
Bidding
See the bidding rules below for increments and extensions
Inspection
By arrangement with HDB
Earnest money (EMD)
₹5,22,150 — The notice prints EMD ₹5,22,150, not exactly 10% of ₹52,21,501. Confirm the printed payment amount with HDB.
Official source
HDB Financial Services listing 245529 on bankeauctions.com
Last verified
10 Nov 2026
Compiled from HDB Financial Services’s listing 245529 and its linked sale documents on bankeauctions.com, checked on 10 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹52,21,501 reserve” means
What HDB Financial Services’s sale documents say
The reserve is ₹52,21,501, with an EMD of ₹5,22,150. The notice prints EMD ₹5,22,150, not exactly 10% of ₹52,21,501. Confirm the printed payment amount with HDB. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 10 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
HDB Financial Services is selling land and buildings in Puthoor, Kottarakara, Kerala. Its sale notice doesn’t establish whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹52,21,501 and the notice EMD is ₹5,22,150. The notice prints EMD ₹5,22,150, not exactly 10% of ₹52,21,501. Confirm the printed payment amount with HDB. The online auction is scheduled for 25 Nov 2026, 11:00 AM–12:00 PM IST. See the bidding rules below for increments and extensions.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice dated
5 Nov 2026
The inspected notice is dated 5 November 2026. BiddingPulse first recorded this listing on 10 November; that is later discovery, not a new sale launch.
Sale notice
Listing seen
10 Nov 2026
First seen on bankeauctions.com
Listing 245529
Inspection
By arrangement with HDB
The signed notice directs prospective bidders to contact HDB for inspection; it does not give a fixed inspection date or clock.
Sale notice
Registration and EMD close
24 Nov 2026, 6:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 245529
Online auction
25 Nov 2026, 11:00 AM–12:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 10 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Two land-and-building items sold as one lot at Puthoor, Kottarakara taluk, Principal Sub-Registrar, Kollam district, Mylom Gramapanchayat, Kerala. Item 1: 2.83 ares, Re-survey 124/18/2, old Survey 53/5, Block 14, Thandapper 4379, Door MP XIV 12, Release Deed 2036/2014; road/private land on south and east.
Item 2: 5.26 ares, Re-survey 124/4, old Survey 53/5, Block 14, Thandapper 3321, Door MP XIV 11, Sale Deed 2558/2006 dated 19 July 2006; road east. Other boundaries name private adjoining properties.
Calculated combined land is 8.09 ares. Building floor areas and permitted use are not stated.
Personal names left out for privacy.
What are the reserve price and EMD for this land and buildings?
The reserve is ₹52,21,501 and the earnest-money deposit (EMD) is ₹5,22,150. The notice prints EMD ₹5,22,150, not exactly 10% of ₹52,21,501.
Confirm the printed payment amount with HDB. The published submission deadline is 24 Nov 2026, 6:00 PM IST.
The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this land and buildings, and how do I register?
Register and submit the online bid, signed application, PAN, identity/address evidence and payment proof. The signed conditions also require the bidder to attend in person and disallow an authorised representative; this conflicts with the online auction description and must be resolved with HDB before paying.
Submit the sealed hard-copy tender and demand draft/pay order to Krishnajyothi Business Centre, first floor, Kadappakkada, Kollam 691008 by the entry cutoff. The forms also refer to NEFT/RTGS challans; obtain written confirmation of the payment method and attendance requirement.
The documents do not settle a complete age, nationality or residency eligibility test.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. Arrange and confirm inspection with the authorised officer; see the auction and payment timeline for the full inspection note. Ask HDB Financial Services’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the sale price, including EMD, on the same day or the next working day after auction completion. Pay the remaining 75% within 15 days of sale confirmation.
Default can forfeit the deposit and lead to an offer to the next bidder or resale. Unsuccessful EMD is returned after the auction without interest; no fixed day count is given.
What other charges or claims could I face?
The buyer bears stamp duty, registration, transfer costs, property and other taxes, utility dues, and any TDS/GST obligations required by the notice. Obtain the lender’s exact payment demand and statutory documents; the reserve is not the full acquisition cost.
What are the withdrawal, payment and sale risks?
The notice says possession has been taken but does not identify it as physical or symbolic. Verify occupancy, access, title, permitted use and liabilities. This is an as-is sale, subject to HDB’s acceptance; it may reject, cancel or postpone. Payment default may forfeit the deposit.
What are the bidding rules?
The notice provides five-minute extensions. The scheduled close may move while bids continue.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open this property’s public listing and choose View NIT to read the sale notice and attached bid documents.