Land and building in Chakmilki, Patna, Bihar, listed by IndusInd Bank under the SARFAESI Act, 2002. This is its second listing since Aug 2026, with the reserve down 10% on the first.
Registration is open now. Reserve ₹1,47,01,500, EMD ₹14,70,150. Registration and EMD close 7 Dec 2026, 5:00 PM IST.
First seen · Source: IndusInd Bank listing on bankeauctions.com; lender’s sale documents
Compiled from IndusInd Bank’s listing 244643 and its linked sale documents on bankeauctions.com, checked on 1 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹1,47,01,500, with an EMD of ₹14,70,150. The published submission deadline is 7 Dec 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice. It is the second listing we have recorded; the first asked ₹1,63,35,000.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 1 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
IndusInd Bank is selling land and building in Chakmilki, Patna, Bihar. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹1,47,01,500 and the notice EMD is ₹14,70,150. Submission closes 7 Dec 2026, 5:00 PM IST. The online auction is scheduled for 9 Dec 2026, 11:30 AM–12:30 PM IST. Bids rise in steps of ₹50,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection is set for 19 Nov 2026, 11:00 AM–1:00 PM IST.
The lender has listed this property 2 times since 30 Aug 2026. The reserve is down 10% on the first listing.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
IndusInd Bank has listed this property 2 times in our records, which start in May 2026. The earlier listings identify the same property. No result has been verified for those earlier rounds.
| Listing | Registration deadline | Reserve and EMD | Source |
|---|---|---|---|
| First listing | 22 Sep 2026 | Reserve ₹1,63,35,000 · EMD ₹16,33,500 | Listing 238275 |
| Current listing | 7 Dec 2026 | Reserve ₹1,47,01,500, down 10% · EMD ₹14,70,150 | Listing 244643 |
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 30 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244643 |
| Second listing seen | 31 Oct 2026 | First seen on bankeauctions.com | Listing 244643 |
| Inspection | 19 Nov 2026, 11:00 AM–1:00 PM IST | The window the sale notice gives to see the property; arrange it with the lender | Sale notice |
| Registration and EMD close | 7 Dec 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244643 |
| Online auction | 9 Dec 2026, 11:30 AM–12:30 PM IST | On bankeauctions.com. Bids rise in steps of ₹50,000, and a late bid extends the auction by 5 minutes, with no limit | Listing 244643 |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 1 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Residential land with its building at Chakmilki, Patna Sadar, Bihar 800009. Land area: 5 decimals.
Thana Chowk, presently Byepass, thana 20; khata 121, khesra 86; Patna City sub-registry and Patna Sadar registry. Mortgage deed serial 3750, book 1, deed 3695 dated 27 June 2023. The building’s separate area is not stated.
The reserve is ₹1,47,01,500 and the earnest-money deposit (EMD) is ₹14,70,150. The published submission deadline is 7 Dec 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register on bankeauctions.com and submit the prescribed online bid, PAN card, an active email address, and identity and address documents signed by you as true copies. Pay the EMD by bank transfer (NEFT/RTGS/fund transfer) before submitting the bid.
A sealed copy of the form, identity and address documents (KYC), and payment reference must also reach IndusInd Bank’s Upper Wood Street office by 7 December at 5 PM IST. Only the bidder or an authorised agent may participate, after the bank validates the bid and EMD.
Yes. This is the second listing BiddingPulse has recorded. The first, with registration by 22 Sep 2026, asked ₹1,63,35,000; this one asks ₹1,47,01,500. The reserve-price history above shows earlier listings of this property, with their reserves and submission dates. A later listing does not establish what happened in an earlier auction.
The lender’s sale notice says it has taken physical possession. The lender’s sale notice sets inspection for 19 Nov 2026, 11:00 AM–1:00 PM IST. Ask IndusInd Bank’s authorised officer before you pay the EMD.
Pay 25% of the purchase amount including EMD immediately when the e-auction closes. The balance is due on or before the fifteenth day from the e-auction date, unless the authorised officer extends it in writing. The deadline runs from the auction, not from a later sale-confirmation letter. Default revokes the sale and can forfeit all money deposited without a further notice.
Unsuccessful EMD is returned without interest; a fixed refund period is not stated.
The purchaser bears stamp duty, sale-certificate and registration charges, taxes, statutory dues and existing or future outgoings. The bank says encumbrances are not known to it; this is not an assurance of clear title. Inspect the title deeds and check marketability, utility arrears, approvals and third-party claims independently.
The bank expressly records physical possession and sells the asset as-is. Bids remain subject to bank acceptance, and the officer may postpone, cancel or alter the process. Default can forfeit the deposit and require resale. The sale certificate is issued only in the successful bidder’s name after full payment.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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