Land and houseReserve ₹77,55,400Register and pay the EMD by 30 Nov 2026
First seen · Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
Key facts HDB Financial Services auction of land and house in Serangulam, Mannargudi
Lender
HDB Financial Services Limited
Status
Registration open
Property
Land and house
Address
2nd North Street, Serangulam, Mannargudi, Thiruvarur district, Tamil Nadu
Survey 18/2B
3,270 sq ft / 303.80 m²
Survey 18/2C
5,923 sq ft / 550.26 m²
Total land area
9,193 sq ft / 854.06 m²
Possession
Not stated in the sale notice
Sold under
SARFAESI Act, 2002
Online auction
1 Dec 2026, 11:00 AM–12:00 PM IST
Registration and EMD close
30 Nov 2026, 6:00 PM IST
Reserve price
₹77,55,400
Bidding
Bids rise in steps of ₹1,00,000, and a late bid extends the auction by 5 minutes, with no limit
Inspection
By arrangement with HDB’s authorised officer; no fixed visit date printed
Earnest money (EMD)
₹7,75,540, 10% of the reserve
Official source
HDB Financial Services listing 244823 on bankeauctions.com
Last verified
2 Nov 2026
Compiled from HDB Financial Services Limited’s listing 244823 and its linked sale documents on bankeauctions.com, checked on 2 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹77,55,400 reserve” means
What HDB Financial Services’s sale documents say
The reserve is ₹77,55,400, with an EMD of ₹7,75,540. The published submission deadline is 30 Nov 2026, 6:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 2 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
HDB Financial Services Limited is selling land and house in Serangulam, Mannargudi, Tamil Nadu. Its sale notice doesn’t say whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹77,55,400 and the notice EMD is ₹7,75,540. Submission closes 30 Nov 2026, 6:00 PM IST. The online auction is scheduled for 1 Dec 2026, 11:00 AM–12:00 PM IST. Bids rise in steps of ₹1,00,000, and a late bid extends the auction by 5 minutes, with no limit.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
30 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 244823
Listing seen
2 Nov 2026
First seen on bankeauctions.com
Listing 244823
Inspection
By arrangement with HDB’s authorised officer; no fixed visit date printed
The sale notice gives inspection as follows: By arrangement with HDB’s authorised officer; no fixed visit date printed.
Sale notice
Registration and EMD close
30 Nov 2026, 6:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244823
Online auction
1 Dec 2026, 11:00 AM–12:00 PM IST
The cover letter gives a 10:30 AM IST start on 1 December, while the auction table and tender-opening clause give 11 AM IST. Confirm the start time with HDB’s authorised officer before arranging to attend. On bankeauctions.com. Bids rise in steps of ₹1,00,000, and a late bid extends the auction by 5 minutes, with no limit
Read the requirements and risks from this lot’s sale documents, checked on 2 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Land and an RCC house on 2nd North Street, Serangulam (Serankulam) village, Mannargudi taluk and subregistration district, Thiruvarur district, Tamil Nadu. Survey 18/2B covers 3,270 sq ft / 303.80 m²; survey 18/2C covers 5,923 sq ft / 550.26 m², both formerly survey 18/2.
The printed combined extent is 9,193 sq ft / 854.06 m². The offer includes the RCC building, electricity connection and its deposit.
Boundaries: north, common pathway; south and west, adjoining private plots; east, another private plot.
Neighbours’ names left out for privacy.
What are the reserve price and EMD for this land and house?
The reserve is ₹77,55,400 and the earnest-money deposit (EMD) is ₹7,75,540. The published submission deadline is 30 Nov 2026, 6:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this land and house, and how do I register?
Register and upload PAN, KYC, payment evidence and signed Annexures II and III.
The same notice also requires a prescribed sealed tender with pay order/demand draft delivered by 30 November, 6 PM IST, and personal attendance without an authorised representative at HDB’s Trichy office, 36/71 Sundar Towers, Salai Road, Woraiyur 620003.
Confirm both physical and online requirements; the online auction paragraph does not waive the sealed-tender conditions.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The sale notice gives inspection as follows: By arrangement with HDB’s authorised officer; no fixed visit date printed. Ask HDB Financial Services’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the sale price including EMD immediately, no later than the next working day; pay the balance within 15 days from the company’s sale confirmation. Default can forfeit the amount deposited. Unsuccessful EMD is returned without interest; no fixed refund period is given.
What other charges or claims could I face?
The purchaser bears stamp duty, registration, conveyance, applicable TDS and outstanding property taxes, utilities, development-authority charges and other dues. The company’s statement that it knows of no other encumbrance is not a title guarantee.
What are the withdrawal, payment and sale risks?
The notice says possession has been taken but does not identify physical or symbolic possession. Sale is as is where is and as is what is.
The purchaser must investigate title, occupation and encumbrances and handle lawful tenant settlement or eviction. HDB can reject bids, change terms, postpone or cancel; the highest bid is subject to acceptance.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.