Land and building in Bajuri, Hamirpur district: The Kangra Central Co-Operative Bank auction

The reserve is ₹2,85,60,705 and the earnest-money deposit (EMD) is ₹28,56,071. The property table states EMD of ₹28,56,071. Clause 7 of the KCCB notice instead says the EMD must not be below the reserve price. Those instructions conflict; the table amount is retained here. Obtain written confirmation of the required deposit before paying. The published submission deadline is 17 Nov 2026, 4:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.

Register on bankeauctions.com and submit the signed annexures, PAN card, identity and address proof, and proof of the EMD payment. Submit these online and deliver printed copies to the branch named in the notice by 17 November at 4 PM IST.

The notice describes bank transfers (NEFT/RTGS) as well as branch delivery of a banker’s cheque or demand draft. Confirm the accepted method and delivery arrangements with Kangra Central Co-Operative Bank. You need valid login details and confirmation of your EMD before bidding; the bank must accept the application.

Yes. This is the second listing BiddingPulse has recorded. The first, with registration by 22 Sep 2026, asked ₹2,85,60,705; this one asks ₹2,85,60,705. The reserve-price history above shows earlier listings of this property, with their reserves and submission dates. A later listing does not establish what happened in an earlier auction.

The lender’s sale notice says it has taken physical possession. The notice permits inspection on working days between publication and the submission deadline, 11 AM–4 PM IST. Arrange access with the branch; this does not mean the property is accessible throughout that period. Ask The Kangra Central Co-Operative Bank’s authorised officer before you pay the EMD.

The successful bidder must pay 25% of the sale price including EMD within 24 hours after acceptance of the bid. Pay the remaining 75% by the fifteenth day of sale unless the authorised officer agrees an extension in writing. Default may forfeit the money paid and lead to re-auction.

Unsuccessful EMD is refundable without interest; no fixed refund period is stated.

The purchaser bears stamp duty, registration/transfer fees, statutory and non-statutory dues, taxes and other charges. The bank disclaims responsibility for unknown claims. Inspect the parcels, structures and stock and verify title, approvals, permitted use and any occupation independently before bidding.

The notice records physical possession dated 24 March 2021 and sells all listed assets as-is. Acceptance remains with the bank, which may reject or postpone bids. This is a combined immovable-property and stock package; it must not be valued as land alone or represented as a vacant-possession promise.