HouseReserve ₹23.95 LRegister and pay the EMD by 7 Dec 2026
First seen · Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents
Key facts Hinduja Housing Finance auction of a house in Thimmanatham, Usilampatti
Lender
Hinduja Housing Finance Limited
Status
Registration open
Property
Door 187
Address
Door 187, Suliochanpatti, Thimmanatham, Usilampatti, Madurai district, Tamil Nadu
Land area
1,561 sq ft
Possession
Conflicting statements in the sale notice
Sold under
SARFAESI Act, 2002
Online auction
8 Dec 2026, 11:00 AM–1:00 PM IST
Registration and EMD close
7 Dec 2026, 5:00 PM IST
Reserve price
₹23,95,000
Bidding
See the bidding rules below for increments and extensions
Inspection
29 Oct 2026, 11:00 AM–4:00 PM IST — past; ask the officer about another visit
Earnest money (EMD)
₹2,39,500, 10% of the reserve
Platform label conflict
bankeauctions.com files this under Land. The lender’s matched property schedule expressly includes the building at Door 187.
Official source
Hinduja Housing Finance listing 245068 on bankeauctions.com
Last verified
4 Nov 2026
Compiled from Hinduja Housing Finance Limited’s listing 245068 and its linked sale documents on bankeauctions.com, checked on 4 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹23.95 L reserve” means
What Hinduja Housing Finance’s sale documents say
The reserve is ₹23,95,000, with an EMD of ₹2,39,500. The published submission deadline is 7 Dec 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 4 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents
Hinduja Housing Finance Limited is selling a house in Thimmanatham, Usilampatti, Tamil Nadu. Its sale notice conflicts on physical versus symbolic possession; obtain written confirmation from the lender. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹23,95,000 and the notice EMD is ₹2,39,500. Submission closes 7 Dec 2026, 5:00 PM IST. The online auction is scheduled for 8 Dec 2026, 11:00 AM–1:00 PM IST. See the bidding rules below for increments and extensions. Inspection was set for 29 Oct 2026, 11:00 AM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice dated
29 Oct 2026
The matched lender notice is dated 29 October 2026. The event was first seen on 3 November; that is not a new publication date.
Sale notice
Inspection
Past window · 29 Oct 2026, 11:00 AM–4:00 PM IST
The notice’s only inspection slot is 29 October 2026, 11:00 AM–4:00 PM IST, which has passed. No replacement inspection date was verified; ask the authorised officer to arrange access before bidding.
Sale notice
Listing seen
3 Nov 2026
First seen on bankeauctions.com
Listing 245068
Registration and EMD close
7 Dec 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 245068
Online auction
8 Dec 2026, 11:00 AM–1:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 4 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Door 187: 1,561 sq ft of land with the building constructed on it, old Natham Survey 199, new Natham Survey 508/47, Suliochanpatti, Thimmanatham village and panchayat, Usilampatti union and sub-registration district, Madurai South registration district, Madurai district, Tamil Nadu.
The schedule gives 45 feet on each east–west side and 34.7 feet on each north–south side. A north–south road is on the east; the other boundaries are houses.
The notice includes the building but gives no separate building area, room count or tenure. Its printed land area is retained without recomputing it from the side measurements.
Personal names left out for privacy.
What are the reserve price and EMD for this house?
The reserve is ₹23,95,000 and the earnest-money deposit (EMD) is ₹2,39,500. The published submission deadline is 7 Dec 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this house, and how do I register?
Register on bankeauctions.com, pay ₹2,39,500 EMD and deliver the completed bid form with remittance evidence in a sealed cover to the authorised officer by 7 December 2026, 5:00 PM IST. The notice names Hinduja’s office at 72/28, First Floor, AVAR Plaza, First Street, By Pass Road, Kalavasal, Madurai 625016.
Follow the exact cover and payment instructions in the notice. The officer qualifies bids above the reserve with the required EMD; registration alone does not qualify a bidder.
Does the bank have possession, and can I inspect it?
The matched sale notice contains conflicting statements about physical and symbolic possession. Obtain written confirmation of actual possession and occupation from the lender before paying.
The published inspection window has passed; ask the authorised officer about another visit. See the auction and payment timeline for the full inspection note.
Ask Hinduja Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Clause 14 requires 25% of the price, including EMD, on the sale day, and the remaining 75% within 15 days of sale. Clause 17 instead states 15 working days from acceptance of the offer for the full payment after its stated tax deduction.
Obtain the governing deadline in writing and plan for the earlier requirement. An extension is discretionary and must be written.
Default can cancel the sale, forfeit all payments including EMD and lead to resale. The notice calls EMD refundable but gives no fixed refund day.
What other charges or claims could I face?
The buyer must settle municipal or panchayat taxes, electricity and other authority dues before the sale certificate, and bear conveyance, stamp duty, registration and incidental costs. Clause 17 also requires a 1% tax deduction and certificate; confirm its applicability to this purchase with the authorised officer.
The reserve excludes these additional obligations.
What are the withdrawal, payment and sale risks?
The property row and possession-notice table say symbolic possession, while the introductory paragraph says physical possession has been taken. These statements conflict; obtain written confirmation of actual possession and occupation before paying.
The sale is on as-is terms without warranties. The officer may postpone or cancel it, and submitted bids cannot be withdrawn.
What are the bidding rules?
bankeauctions.com lists a ₹10,000 increment. Notice clause 11 provides unlimited three-minutelate-bid extensions, so 1:00 PM is a scheduled end.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.