HouseReserve ₹22.32 LRegister and pay the EMD by 27 Nov 2026
First seen · Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents
Key facts Hinduja Housing Finance auction of a house in Shashtri Nagar Colony, Karnal
Lender
Hinduja Housing Finance Limited
Status
Registration open
Property
House
Address
Shashtri Nagar Colony, Karnal municipal limits, Karnal, Haryana
Property extent
50 sq yd
Possession
Symbolic
Sold under
SARFAESI Act, 2002
Online auction
30 Nov 2026, 11:00 AM–1:00 PM IST
Registration and EMD close
27 Nov 2026, 5:00 PM IST
Reserve price
₹22,32,000
Bidding
See the bidding rules below for increments and extensions
Inspection
25 Nov 2026, 2:00 PM–5:00 PM IST
Earnest money (EMD)
₹2,23,200, 10% of the reserve
Listed under
Residential
Official source
Hinduja Housing Finance listing 244697 on bankeauctions.com
Last verified
1 Nov 2026
Compiled from Hinduja Housing Finance Limited’s listing 244697 and its linked sale documents on bankeauctions.com, checked on 1 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹22.32 L reserve” means
What Hinduja Housing Finance’s sale documents say
The reserve is ₹22,32,000, with an EMD of ₹2,23,200. The published submission deadline is 27 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 1 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents
Hinduja Housing Finance Limited is selling a house in Shashtri Nagar Colony, Karnal, Haryana. Its sale notice says the lender has taken symbolic possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹22,32,000 and the notice EMD is ₹2,23,200. Submission closes 27 Nov 2026, 5:00 PM IST. The online auction is scheduled for 30 Nov 2026, 11:00 AM–1:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 25 Nov 2026, 2:00 PM–5:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
28 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 244697
Listing seen
31 Oct 2026
First seen on bankeauctions.com
Listing 244697
Inspection
25 Nov 2026, 2:00 PM–5:00 PM IST
The window the sale notice gives to see the property; arrange it with the lender
Sale notice
Registration and EMD close
27 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244697
Online auction
30 Nov 2026, 11:00 AM–1:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 1 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Offered interest: a 1/34 share of 1B-14B (native units abbreviated in the notice), with a stated sale extent of 50 sq yd. House at Shashtri Nagar Colony, within Karnal municipal limits, Karnal tehsil and district. The notice also describes the interest as 0B-1B, a 1/34 share of 1B-14B. The abbreviated native units are retained without conversion. Property ID 1E3EPAW7 as printed; khewat 2734; khatoni 4110; khasra 1745(1-14); sale deed 9642/1 dated 21 December 2023. Sides as printed: north and south 30 ft, east and west 15 ft; street on the west. Neighbours’ names left out for privacy.
What are the reserve price and EMD for this house?
The reserve is ₹22,32,000 and the earnest-money deposit (EMD) is ₹2,23,200. The published submission deadline is 27 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this house, and how do I register?
Register on bankeauctions.com and submit the signed bidder form and declaration, PAN card, and identity and address proof. The highest bidder must also send a signed confirmation of the final bid price. Confirm acceptance of your application with Hinduja Housing Finance.
The Haryana newspaper requires a sealed bid with an EMD demand draft payable to Hinduja Housing Finance at Karnal. The linked general tender instead requires a bank transfer (NEFT/RTGS) and rejects drafts. These instructions conflict. Obtain written confirmation of the accepted payment and delivery method before sending money.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken symbolic possession: on paper, without moving anyone out. The lender’s sale notice sets inspection for 25 Nov 2026, 2:00 PM–5:00 PM IST. Symbolic possession can leave an occupant in place. Ask Hinduja Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
The Haryana notice requires 25% of the price, including EMD, on the sale day or the next working day; the balance is due by the fifteenth day after confirmation of sale, unless Hinduja Housing Finance agrees an extension in writing. Default can forfeit the deposit and lead to resale.
Unsuccessful EMD is refundable without interest; no fixed refund period is stated.
What other charges or claims could I face?
The purchaser bears stamp duty, registration, applicable tax deducted at source (TDS), property taxes, utility bills and other statutory or non-statutory charges. The notice requires charges to be cleared before the sale certificate. Obtain a written statement of dues and check title, permissions and the precise share independently; an absence of known encumbrances is not a title guarantee.
What are the withdrawal, payment and sale risks?
The property is offered as-is and without recourse. The notice gives no assurance of condition, permissions or exact measurement, and Hinduja Housing Finance may reject bids or postpone the sale. A submitted bid cannot be withdrawn. Symbolic possession is not delivery of a vacant property; inspect the site and establish the possession process before bidding.
What are the bidding rules?
The Haryana notice and lot page specify ₹10,000 steps and ten-minute extensions. The generic tender describes five-minute extensions and also conflicts over whether these are unlimited or limited to three. Confirm the applicable extension rules with Hinduja Housing Finance.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.