A house in Kalol, Gujarat, listed by HDB Financial Services Limited under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹50.43 L, EMD ₹5,04,300. Registration and EMD close 1 Dec 2026, 5:00 PM IST.
First seen · Source: HDB Financial Services listing on bankeauctions.com; lender’s sale documents
Compiled from HDB Financial Services Limited’s listing 244821 and its linked sale documents on bankeauctions.com, checked on 2 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹50,43,000, with an EMD of ₹5,04,300. The published extent is malformed; it is not safely interpretable as a single square-metre figure. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 2 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
HDB Financial Services Limited is selling a house in Kalol, Gujarat. Its sale notice says the lender has taken symbolic possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹50,43,000 and the notice EMD is ₹5,04,300. The published extent is malformed; it is not safely interpretable as a single square-metre figure. The online auction is scheduled for 2 Dec 2026, 11:00 AM–4:00 PM IST. Bids rise in steps of ₹50,000, and a late bid extends the auction by 5 minutes, with no limit.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 30 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244821 |
| Listing seen | 2 Nov 2026 | First seen on bankeauctions.com | Listing 244821 |
| Inspection | 27–28 Nov 2026, during office hours · appointment with HDB | The sale notice gives inspection as follows: 27–28 Nov 2026, during office hours · appointment with HDB. | Sale notice |
| Registration and EMD close | 1 Dec 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244821 |
| Online auction | 2 Dec 2026, 11:00 AM–4:00 PM IST | On bankeauctions.com. Bids rise in steps of ₹50,000, and a late bid extends the auction by 5 minutes, with no limit | Sale notice |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 2 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Residential house at City Survey 196/A-2-A, Revenue Survey 27 paiki, Kalol village and registration subdistrict, Panchmahal district, Gujarat 389330. The signed annexure and native description print an irregular area, “133.78.08 sq m”; no single numeric area is inferred.
Boundaries: north and south, shared walls with adjoining private houses; east, vaado and road; west, road.
Neighbours’ names left out for privacy.
The reserve is ₹50,43,000 and the earnest-money deposit (EMD) is ₹5,04,300. The published extent is malformed; it is not safely interpretable as a single square-metre figure.
The published submission deadline is 1 Dec 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register and upload PAN, identity/address proof, signed Annexures II and III and demand-draft evidence by 1 December, 5 PM IST. This property’s notice specifies demand draft only; obtain the current beneficiary instructions directly from HDB.
Bid participation requires document verification and authorised-officer approval.
The lender’s sale notice says it has taken symbolic possession: on paper, without moving anyone out. The sale notice gives inspection as follows: 27–28 Nov 2026, during office hours · appointment with HDB.
Symbolic possession can leave an occupant in place. Ask HDB Financial Services’s authorised officer before you pay the EMD.
Pay 25% including EMD within 24 hours of the authorised officer accepting the bid price. Pay the balance 75% on or before the 15th day of sale, or within an extension agreed in writing by the officer.
Default can forfeit the deposit and lead to re-auction. Unsuccessful EMD is refunded without interest; no fixed period is printed.
The purchaser bears stamp duty, registration, conveyance, applicable TDS and outstanding property taxes, utilities, development-authority charges and other dues. The company’s statement that it knows of no other encumbrance is not a title guarantee.
Symbolic possession only. The successful bidder must obtain physical possession at their cost, risk and responsibility; the lender says it will facilitate obtaining the competent authority’s order. Check occupation, title and all known or unknown encumbrances. HDB may reject, postpone or cancel.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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