A house in Haldharu, Gujarat, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹8.93 L, EMD ₹89,300. Registration and EMD close 12 Nov 2026, 5:00 PM IST.
First seen · Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents
Compiled from PNB Housing Finance Limited’s listing 244892 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹8,93,000, with an EMD of ₹89,300. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
PNB Housing Finance Limited is selling a house in Haldharu, Gujarat. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹8,93,000 and the notice EMD is ₹89,300. Submission closes 12 Nov 2026, 5:00 PM IST. The online auction is scheduled for 13 Nov 2026, 2:00 PM–3:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 5 Nov 2026, 12:00 PM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 29 Oct 2026 | Publication date shown by the official listing. First coverage is dated separately. | Listing 244892 |
| Listing seen | 3 Nov 2026 | First seen on bankeauctions.com | Listing 244892 |
| Inspection | 5 Nov 2026, 12:00 PM–4:00 PM IST | This is the date and noon–4:00 PM IST window in this property’s own notice row. Arrange access with the bank; a passed appointment is not proof the auction was cancelled. | Sale notice |
| Registration and EMD close | 12 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244892 |
| Online auction | 13 Nov 2026, 2:00 PM–3:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Listing 244892 |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Plot 126 with ground floor, first floor and staircase cabin, Radhe Villa, near Green Park Society, off Haldharu Road, Haldharu, Kamrej, Surat, Gujarat 394310. Revenue Surveys 515 and 516/3, old Block 41, new Block 46, KJP Block 46-B-48. The notice does not give an area.
Personal names left out for privacy.
The reserve is ₹8,93,000 and the earnest-money deposit (EMD) is ₹89,300. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Submit the signed bid form, 10% EMD and self-attested PAN, identity and residence proof by 12 November 2026; the platform supplies a 5:00 PM IST cutoff, while the newspaper gives the date only. Produce originals for verification and obtain portal credentials.
The bid kit uses a demand draft/pay order; confirm the branch’s accepted payment and document-delivery route before remitting.
The lender’s sale notice says it has taken physical possession. This is the date and noon–4:00 PM IST window in this property’s own notice row. Arrange access with the bank; a passed appointment is not proof the auction was cancelled. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
Pay 25% of the price, including EMD, on the sale day or the next working day. The newspaper gives 15 days from acknowledgement of the sale-confirmation letter for the remaining 75%; the bid kit instead says on or before the 15th day of sale confirmation.
Obtain written confirmation of the applicable clock. Any extension is discretionary and must be written.
Payment default can forfeit the deposit and all sums paid. EMD carries no interest; the reviewed pack does not promise a fixed unsuccessful-bid refund date.
The buyer bears stamp duty, registration and transfer costs, applicable taxes, municipal and utility dues and other liabilities affecting the property. Verify title, access, permitted use and outstanding charges independently before bidding.
The sale is on as-is terms and remains subject to the authorised officer’s acceptance. The lender may reject bids, postpone or cancel the sale under its notice.
Possession wording is not a guarantee of vacant access or clear title. The bid kit requires an undertaking that the buyer has inspected the available title documents and will not demand unavailable documents.
The sale certificate is issued only in the successful bidder’s name; no nomination facility is offered.
Bids rise in increments of ₹10,000. The scheduled closing time may extend under the notice’s late-bid rules.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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