What exactly is being sold?
House 168 with a stated extent of 3.5 marlas, Latian village, Ramgarh post office, Bholath tehsil, Kapurthala district, Punjab. The notice does not label a separate built-up area or tenure.
Listed2 Nov 2026
Registration and EMD close30 Nov 2026, 5:00 PM IST
Online auctionScheduled 1 Dec 2026, 11:00 AM–12:00 PM IST
Last verified3 Nov 2026
CFM Asset ReconstructionRegistration open
House in Latian, Bholath: CFM Asset Reconstruction auction
A house in Latian, Bholath, Punjab, listed by CFM Asset Reconstruction Private Limited under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹6.50 L, EMD ₹65,000. Registration and EMD close 30 Nov 2026, 5:00 PM IST.
First seen · Source: CFM Asset Reconstruction listing on bankeauctions.com; lender’s sale documents
Key facts CFM Asset Reconstruction auction of a house in Latian, Bholath
- Lender
- CFM Asset Reconstruction Private Limited
- Status
- Registration open
- Property
- House 168
- Address
- House 168, Ramgarh post office, village Latian, Bholath, Kapurthala district, Punjab
- Land area
- 3.5 marlas
- Possession
- Physical
- Sold under
- SARFAESI Act, 2002
- Online auction
- 1 Dec 2026, 11:00 AM–12:00 PM IST
- Registration and EMD close
- 30 Nov 2026, 5:00 PM IST
- Reserve price
- ₹6,50,000
- Bidding
- Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
- Inspection
- By appointment with the authorised officer
- Earnest money (EMD)
- ₹65,000, 10% of the reserve
- Official source
- CFM Asset Reconstruction listing 244840 on bankeauctions.com
- Last verified
- 3 Nov 2026
Compiled from CFM Asset Reconstruction Private Limited’s listing 244840 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹6.50 L reserve” means
What CFM Asset Reconstruction’s sale documents say
The reserve is ₹6,50,000, with an EMD of ₹65,000. The published submission deadline is 30 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: CFM Asset Reconstruction listing on bankeauctions.com; lender’s sale documentsCFM Asset Reconstruction Private Limited is selling a house in Latian, Bholath, Punjab. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹6,50,000 and the notice EMD is ₹65,000. Submission closes 30 Nov 2026, 5:00 PM IST. The online auction is scheduled for 1 Dec 2026, 11:00 AM–12:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: CFM Asset Reconstruction listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 29 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244840 |
| Listing seen | 2 Nov 2026 | First seen on bankeauctions.com | Listing 244840 |
| Inspection | By appointment with the authorised officer | Arrange a property and document inspection with CFM’s authorised officer. A representative needs the required authority and identification; the reviewed notice does not fix a separate visit window. | Sale notice |
| Registration and EMD close | 30 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244840 |
| Online auction | 1 Dec 2026, 11:00 AM–12:00 PM IST | On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit | Listing 244840 |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Sale, possession and payment terms
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
What do the listing’s terms mean?
A kanal is 20 marlas, and 8 kanals make an acre, so 3.5 marlas is about 953 sq ft.
What are the reserve price and EMD for this house?
The reserve is ₹6,50,000 and the earnest-money deposit (EMD) is ₹65,000. The published submission deadline is 30 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this house, and how do I register?
Register on bankeauctions.com and submit the signed application/declaration, PAN, identity/address documents and EMD evidence by 30 November 2026, 5:00 PM IST.
The terms describe online submission and also require physical delivery to the authorised officer; confirm and complete the required delivery steps before the deadline. An authorised representative needs the prescribed authority and ID.
Bids below reserve or without the required documents/EMD may be rejected.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. Arrange a property and document inspection with CFM’s authorised officer.
A representative needs the required authority and identification; the reviewed notice does not fix a separate visit window. Ask CFM Asset Reconstruction’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the accepted price, including EMD, immediately and no later than the next working day. Pay the remaining 75% within 15 days of confirmation.
Any extension requires a written agreement and cannot exceed the notice’s three-month limit from auction. Unsuccessful bidders’ EMD is to be returned within 15 days of auction without interest; delays do not earn interest.
Default can forfeit payments and lead to resale.
What other charges or claims could I face?
Stamp duty, registration, taxes, utility and other property liabilities are for the buyer to verify and bear under the notice. Any required tax deduction forms part of the purchase-price payment. Independently inspect title records, encumbrances, actual extent, access and outstanding charges.
What are the withdrawal, payment and sale risks?
The signed notice records physical possession by the secured creditor, without warranting vacant delivery or title. Sale is on as-is terms.
Bids cannot be withdrawn without the authorised officer’s permission; the highest bid is subject to confirmation. Court orders, repayment or the officer’s decision may stop or change the sale.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Verify on the official source
Public CFM Asset Reconstruction listingCheck the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Publication record
Every change dated · never silently rewritten2 Nov 2026
Listing found on bankeauctions.com
Reserve ₹6,50,000, EMD ₹65,000, registration by 30 Nov 2026.
Listing 244840More bank auctions in Punjab
See all 29 in Punjab →29 bank auctions in Punjab are open for registration now.
· Houses in Sui Garan, Patiala
Patiala, Punjab · first listing
Closes this week
· Land in Giaspura, Ludhiana district
Ludhiana district, Punjab · first listing
Closes this week
· Land in New Atam Singh Nagar, Ludhiana district
Ludhiana district, Punjab · first listing
Closes this week
· House in Guru Enclave, Jalandhar
Jalandhar, Punjab · first listing