Bids rise in steps of ₹10,000, and a late bid extends the auction by 10 minutes, with no limit
Inspection
30 Nov 2026, 2:00 PM–5:00 PM IST
Earnest money (EMD)
₹3,08,310, 10% of the reserve
Official source
Hinduja Housing Finance listing 244818 on bankeauctions.com
Last verified
2 Nov 2026
Compiled from Hinduja Housing Finance Limited’s listing 244818 and its linked sale documents on bankeauctions.com, checked on 2 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹30,83,100 reserve” means
What Hinduja Housing Finance’s sale documents say
The reserve is ₹30,83,100, with an EMD of ₹3,08,310. The published submission deadline is 1 Dec 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 2 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents
Hinduja Housing Finance Limited is selling an upper ground floor in Rani Garden, Shastri Nagar, Delhi. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹30,83,100 and the notice EMD is ₹3,08,310. Submission closes 1 Dec 2026, 5:00 PM IST. The online auction is scheduled for 2 Dec 2026, 11:00 AM–1:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 10 minutes, with no limit. Inspection is set for 30 Nov 2026, 2:00 PM–5:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Hinduja Housing Finance listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
30 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 244818
Listing seen
2 Nov 2026
First seen on bankeauctions.com
Listing 244818
Inspection
30 Nov 2026, 2:00 PM–5:00 PM IST
The window the sale notice gives to see the property; arrange it with the lender
Sale notice
Registration and EMD close
1 Dec 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244818
Online auction
2 Dec 2026, 11:00 AM–1:00 PM IST
On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 10 minutes, with no limit
Read the requirements and risks from this lot’s sale documents, checked on 2 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Upper ground floor on Plot E-48, whose plot area is 50 sq yd, part of Khasra 24/10, Khureji Khas village, Rani Garden colony, Shastri Nagar, Shahdara, Delhi 110031. No separate floor area is printed. Boundaries: east, Plot E-47; west, street; north, road; south, adjoining property.
Neighbours’ names left out for privacy.
What are the reserve price and EMD for this upper ground floor?
The reserve is ₹30,83,100 and the earnest-money deposit (EMD) is ₹3,08,310. The published submission deadline is 1 Dec 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this upper ground floor, and how do I register?
Register on bankeauctions.com in advance. Deliver a sealed prescribed bid with the original demand draft for 10% EMD to the lender’s branch by the deadline; online registration does not replace the sealed bid.
Payment is by demand draft only under this notice. Obtain the current identity-document checklist and approval from the authorised officer before bidding.
A bid cannot be withdrawn. The highest bidder must immediately email the final bid price to the officer and service provider.
Deliver the sealed bid to F8, First Floor, Mahalaxmi Metro Tower, Sector 4, Vaishali, Ghaziabad 201019.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. The lender’s sale notice sets inspection for 30 Nov 2026, 2:00 PM–5:00 PM IST. Ask Hinduja Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the price, including EMD, immediately on acceptance, no later than the next working day. Pay the balance on or before the 15th day after sale confirmation, or within a written extension agreed by the authorised officer.
Default can cancel the sale and forfeit amounts paid. EMD is described as refundable; the notice does not give an unsuccessful-bidder refund period.
What other charges or claims could I face?
The purchaser bears stamp duty, registration, municipal and electricity dues, other statutory liabilities and applicable TDS, with payment proof required before the sale certificate. Check all title, occupation and arrears documents before bidding.
What are the withdrawal, payment and sale risks?
The sale is as is where is, as is what is and without recourse. Published measurements may differ from the property on site. The highest bid needs the authorised officer’s acceptance; the lender may postpone or cancel. The notice does not warrant title, vacant possession or freedom from dues.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.