Flats in Kangashiyali, Gujarat, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹27.38 L, EMD ₹2,73,800. Registration and EMD close 28 Nov 2026, 5:00 PM IST.
First seen · Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents
Compiled from PNB Housing Finance Limited’s listing 244853 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹27,38,000, with an EMD of ₹2,73,800. The published submission deadline is 28 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
PNB Housing Finance Limited is selling flats in Kangashiyali, Gujarat. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹27,38,000 and the notice EMD is ₹2,73,800. Submission closes 28 Nov 2026, 5:00 PM IST. The online auction is scheduled for 30 Nov 2026, 2:00 PM–3:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 16 Nov 2026, 12:00 PM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 30 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244853 |
| Listing seen | 2 Nov 2026 | First seen on bankeauctions.com | Listing 244853 |
| Inspection | 16 Nov 2026, 12:00 PM–4:00 PM IST | The window the listing gives to see the property; arrange it with the lender | Listing 244853 |
| Registration and EMD close | 28 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244853 |
| Online auction | 30 Nov 2026, 2:00 PM–3:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Listing 244853 |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Two flats, 802 and 801, on the eighth floor of Prusti Vihar (also printed Prushti Vihar), Kangashiyali village, Lodhika taluka, Rajkot district, Gujarat, PIN 360022. Both flats form this single auction lot. Their distinct parent-plot descriptions are retained below. The notice gives no property area or tenure.
Use these identifiers to match the property to the lender’s notice.
PLOT NO1 TO23 SUB PLOT, NO1 TO9/1, TO7 TO 22 23/1, TO 23/5/1. The separators and ranges are ambiguous; no corrected hierarchy is inferred.
Plots 10 to 22, 23/1 to 23/5/2.
The reserve is ₹27,38,000 and the earnest-money deposit (EMD) is ₹2,73,800. The published submission deadline is 28 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register on bankeauctions.com and submit the signed bid form, signed terms, self-attested PAN, identity and residence proof, and EMD evidence to the authorised officer by the stated deadline. Bring originals for verification.
A representative needs the prescribed authority form. Payment and registration do not by themselves establish acceptance of a bid; use the officer’s notice-specific payment instructions.
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 16 Nov 2026, 12:00 PM–4:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
Pay 25% of the sale price, including EMD already paid, on the sale day or the next working day. The newspaper requires the remaining 75% within 15 days of acknowledgement of the sale-confirmation letter; the bid form instead says the 15th day of confirmation.
These triggers differ: confirm the deadline in writing and plan for the earlier one. Default can forfeit payments and lead to resale.
The bid form promises no interest on EMD and gives no fixed refund day for unsuccessful bidders.
Check title, occupancy, encumbrances and pending proceedings before bidding. Taxes, maintenance, utility arrears and other known or unknown property liabilities fall to the buyer under the notice.
Stamp duty, registration and transfer/builder charges are extra; apply any legally required tax deduction without treating it as a reduction in the sale price.
The notice identifies this property as physically possessed by PNB Housing; that is not a warranty of vacant delivery, title or condition. Sale is on the notice’s as-is terms.
The authorised officer can reject the highest bid; repayment, a court order or cancellation can stop the sale. Inspect the exact unit and obtain the current written position before committing funds.
The current public event lists automatic 5-minute late-bid extensions. The bid form separately reserves a discretionary 15-minute extension to the authorised officer; confirm the event’s governing rules. The advertised end is a scheduled close.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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