What exactly is being sold?
Flat 1 in Anand Sarita Co-operative Housing Society, Raghoba Shankar Road, village Chendani, Thane West, Maharashtra. Its built-up area is 485 sq ft, about 45.1 sq m. It is recorded under CTS No. 117.
Listed14 Oct 2026
Registration and EMD closed29 Oct 2026, 5:00 PM IST
Online auctionScheduled 30 Oct 2026, 11:00 AM–1:00 PM IST
IDFC First BankStatus pending
Flat in Chendani, Thane West: IDFC First Bank auction
A flat in Chendani, Thane West, Maharashtra, listed by IDFC First Bank Limited under the SARFAESI Act, 2002.
Registration closed on 29 Oct 2026, 5:00 PM IST. Reserve ₹43,21,350, EMD ₹4,32,135.
First seen · Source: IDFC First Bank listing on idfcfirstbank.auctiontiger.net
Key facts IDFC First Bank auction of a flat in Chendani, Thane West
- Lender
- IDFC First Bank Limited
- Status
- Status pending
- Property
- Flat 1
- Address
- Flat 1, Anand Sarita Co-operative Housing Society, Raghoba Shankar Road, village Chendani, Thane West 400601, Maharashtra
- Building or project
- Anand Sarita Co-operative Housing Society
- Built-up area
- 485 sq ft
- Possession
- Sale notice not read by BiddingPulse
- Sold under
- SARFAESI Act, 2002
- Online auction
- 30 Oct 2026, 11:00 AM–1:00 PM IST
- Registration and EMD closed
- 29 Oct 2026, 5:00 PM IST
- Reserve price
- ₹43,21,350
- Earnest money (EMD)
- ₹4,32,135, 10% of the reserve
- Official source
- IDFC First Bank listing 378966 on idfcfirstbank.auctiontiger.net
- Last verified
- 28 Oct 2026
Compiled from IDFC First Bank Limited’s listing 378966 on idfcfirstbank.auctiontiger.net, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or idfcfirstbank.auctiontiger.net; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹43,21,350 reserve” means
What IDFC First Bank’s listing says
The lowest bid the lender will accept is ₹43,21,350, with a ₹4,32,135 EMD due by 29 Oct 2026, 5:00 PM IST.
What BiddingPulse covers
The listing’s reserve, EMD and deadline, the property as the listing describes it, and what the SARFAESI sale rules require after the auction. The sale notice is linked, not read or copied, so possession, inspection and dues are for you to check there. Names of borrowers and other people are left out.
Auction summary
Source: IDFC First Bank listing on idfcfirstbank.auctiontiger.netIDFC First Bank Limited is selling a flat in Chendani, Thane West, Maharashtra. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
Bidding starts at the reserve price of ₹43,21,350. To take part you pay an earnest-money deposit (EMD) of ₹4,32,135, 10% of the reserve, by 29 Oct 2026, 5:00 PM IST. The online auction is scheduled for 30 Oct 2026, 11:00 AM–1:00 PM IST. The sale notice sets the bid steps.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: IDFC First Bank listing on idfcfirstbank.auctiontiger.net; SARFAESI sale rules| Stage | Date | What it means | Source |
|---|---|---|---|
| Listing seen | 14 Oct 2026 | First seen on idfcfirstbank.auctiontiger.net | Listing 378966 |
| Inspection | In the sale notice | BiddingPulse hasn’t read the inspection dates; the notice says whether and when you can visit | Sale notice |
| Registration and EMD closed | 29 Oct 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 378966 |
| Online auction | 30 Oct 2026, 11:00 AM–1:00 PM IST | On idfcfirstbank.auctiontiger.net; the sale notice sets the bid steps and any extensions | Listing 378966 |
| 25% of the price | Sale day or next working day | The EMD counts toward it | SARFAESI Rule 9(3) |
| The other 75% | Within 15 days | From the bank’s confirmation of the sale; up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. | SARFAESI Rule 9(4) |
| Sale certificate | Once paid in full | Issued by the bank’s authorised officer | SARFAESI Rule 9(6) |
Sale, possession and payment terms
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
What do the listing’s terms mean?
A CTS number is the plot’s number in the city survey, the record deeds are filed under. A built-up area is measured to the outer walls, so the carpet area inside is smaller.
Who can bid?
BiddingPulse hasn’t read whether the listing limits who may bid. Bidding needs registration on idfcfirstbank.auctiontiger.net with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
Does the lender hold the property, and can I see it?
BiddingPulse hasn’t read the possession or inspection details for this listing. Symbolic possession can leave an occupant in place. Ask IDFC First Bank’s authorised officer before you pay the EMD.
What dues and encumbrances are disclosed?
BiddingPulse hasn’t read whether the sale notice discloses any. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the authorised officer in writing what the lender knows of, and check the sale notice.
What do I pay after the auction?
25% of the price, EMD included, on the sale day or the next working day, then the other 75% within 15 days of the bank confirming the sale; the bank can agree in writing to up to three months. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. The sale certificate follows full payment. Stamp duty and registration are extra and usually the buyer’s.
Can I withdraw, and what if I miss a payment?
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Verify on the official source
Public IDFC First Bank listingCheck the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on idfcfirstbank.auctiontiger.net, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
Practical questions
What are the reserve price and EMD for this flat?
The reserve is ₹43,21,350 and the earnest-money deposit (EMD) is ₹4,32,135, 10% of the reserve. Registration, the EMD and opening offers were due by 29 Oct 2026, 5:00 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this flat?
BiddingPulse hasn’t read whether the listing limits who may bid. You register on idfcfirstbank.auctiontiger.net with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the bank’s sale notice sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Does the bank have possession, and can I inspect it?
BiddingPulse hasn’t read the possession or inspection details for this listing. Ask IDFC First Bank’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Under the SARFAESI sale rules, 25% of the price, with the EMD counted in it, on the sale day or the next working day, then the rest within 15 days of the bank confirming the sale, or up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. Stamp duty and registration are extra.
Where do I register and bid?
Bids are placed on idfcfirstbank.auctiontiger.net, under IDFC First Bank’s terms. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Publication record
Every change dated · never silently rewritten14 Oct 2026
Listing found on idfcfirstbank.auctiontiger.net
Reserve ₹43,21,350, EMD ₹4,32,135, registration by 29 Oct 2026.
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