What exactly is being sold?
Flat 3 on the 2nd floor of Ashirwad Apartment, Junction Plot, Ward 17, Rajkot, Gujarat. Its carpet area is 51.115 sq m, about 550 sq ft. It is recorded under CTS No. 602 (part).
Listed9 Oct 2026
Registration and EMD close19 Nov 2026, 5:00 PM IST
Online auctionScheduled 20 Nov 2026, 11:00 AM–1:00 PM IST
Last verified28 Oct 2026
Authum Investment & InfrastructureRegistration open
2nd floor flat in Junction Plot, Rajkot: Authum Investment & Infrastructure auction
A 2nd floor flat in Junction Plot, Rajkot, Gujarat, listed by Authum Investment & Infrastructure Ltd under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹17 L, EMD ₹1.70 L. Registration and EMD close 19 Nov 2026, 5:00 PM IST.
First seen · Source: Authum Investment & Infrastructure listing on bankeauctions.com
Key facts Authum Investment & Infrastructure auction of a 2nd floor flat in Junction Plot, Rajkot
- Lender
- Authum Investment & Infrastructure Ltd
- Status
- Registration open
- Property
- Flat 3
- Address
- Flat 3, 2nd floor, Ashirwad Apartment, Junction Plot, Ward 17, Rajkot, Gujarat
- Building or project
- Ashirwad Apartment
- Floor
- 2nd floor
- Carpet area
- 51.115 sq m
- Possession
- Not clear in the sale notice
- Sold under
- SARFAESI Act, 2002
- Online auction
- 20 Nov 2026, 11:00 AM–1:00 PM IST
- Registration and EMD close
- 19 Nov 2026, 5:00 PM IST
- Reserve price
- ₹17,00,000
- Bidding
- Bids rise in steps of ₹15,000, and a late bid extends the auction by 10 minutes, with no limit
- Inspection
- 13 Nov 2026, 11:00 AM–3:00 PM IST
- Earnest money (EMD)
- ₹1,70,000, 10% of the reserve
- Official source
- Authum Investment & Infrastructure listing 242876 on bankeauctions.com
- Last verified
- 28 Oct 2026
Compiled from Authum Investment & Infrastructure Ltd’s listing 242876 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹17 L reserve” means
What Authum Investment & Infrastructure’s listing says
The lowest bid the lender will accept is ₹17,00,000, with a ₹1,70,000 EMD due by 19 Nov 2026, 5:00 PM IST.
What BiddingPulse covers
The listing’s reserve, EMD and deadline, the property as the listing describes it, and what the SARFAESI sale rules require after the auction. BiddingPulse reads the sale notice only for the type of possession; dues are for you to check there. Names of borrowers and other people are left out.
Auction summary
Source: Authum Investment & Infrastructure listing on bankeauctions.comAuthum Investment & Infrastructure Ltd is selling a 2nd floor flat in Junction Plot, Rajkot, Gujarat. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
Bidding starts at the reserve price of ₹17,00,000. To take part you pay an earnest-money deposit (EMD) of ₹1,70,000, 10% of the reserve, by 19 Nov 2026, 5:00 PM IST. The online auction is scheduled for 20 Nov 2026, 11:00 AM–1:00 PM IST. Bids rise in steps of ₹15,000, and a late bid extends the auction by 10 minutes, with no limit. Inspection is set for 13 Nov 2026, 11:00 AM–3:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Authum Investment & Infrastructure listing on bankeauctions.com; SARFAESI sale rules| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice published | 5 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 242876 |
| Listing seen | 9 Oct 2026 | First seen on bankeauctions.com | Listing 242876 |
| Inspection | 13 Nov 2026, 11:00 AM–3:00 PM IST | The window the listing gives to see the property; arrange it with the lender | Listing 242876 |
| Registration and EMD close | 19 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 242876 |
| Online auction | 20 Nov 2026, 11:00 AM–1:00 PM IST | On bankeauctions.com. Bids rise in steps of ₹15,000, and a late bid extends the auction by 10 minutes, with no limit | Listing 242876 |
| 25% of the price | Sale day or next working day | The EMD counts toward it | SARFAESI Rule 9(3) |
| The other 75% | Within 15 days | From the bank’s confirmation of the sale; up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. | SARFAESI Rule 9(4) |
| Sale certificate | Once paid in full | Issued by the bank’s authorised officer | SARFAESI Rule 9(6) |
Sale, possession and payment terms
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
What do the listing’s terms mean?
A CTS number is the plot’s number in the city survey, the record deeds are filed under.
Who can bid?
The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
Does the lender hold the property, and can I see it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing sets inspection for 13 Nov 2026, 11:00 AM–3:00 PM IST. Symbolic possession can leave an occupant in place. Ask Authum Investment & Infrastructure’s authorised officer before you pay the EMD.
What dues and encumbrances are disclosed?
None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the authorised officer in writing what the lender knows of, and check the sale notice.
What do I pay after the auction?
25% of the price, EMD included, on the sale day or the next working day, then the other 75% within 15 days of the bank confirming the sale; the bank can agree in writing to up to three months. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. The sale certificate follows full payment. Stamp duty and registration are extra and usually the buyer’s.
Can I withdraw, and what if I miss a payment?
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Verify on the official source
Public Authum Investment & Infrastructure listingCheck the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
Practical questions
What are the reserve price and EMD for this flat?
The reserve is ₹17,00,000 and the earnest-money deposit (EMD) is ₹1,70,000, 10% of the reserve. Registration, the EMD and your opening offer are due by 19 Nov 2026, 5:00 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this flat?
The listing sets no category of bidder. You register on bankeauctions.com with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the bank’s sale notice sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Does the bank have possession, and can I inspect it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing sets inspection for 13 Nov 2026, 11:00 AM–3:00 PM IST. Ask Authum Investment & Infrastructure’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Under the SARFAESI sale rules, 25% of the price, with the EMD counted in it, on the sale day or the next working day, then the rest within 15 days of the bank confirming the sale, or up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. Stamp duty and registration are extra.
Where do I register and bid?
Bids are placed on bankeauctions.com, under Authum Investment & Infrastructure’s terms. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Publication record
Every change dated · never silently rewritten9 Oct 2026
Listing found on bankeauctions.com
Reserve ₹17,00,000, EMD ₹1,70,000, registration by 19 Nov 2026.
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