Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Inspection
23 Oct 2026, 11:30 AM–12:30 PM IST
Earnest money (EMD)
₹4,50,900, 10% of the reserve
Listed under
Thane, Maharashtra
Official source
Omkara Assets Reconstruction listing 243321 on bankeauctions.com
Last verified
28 Oct 2026
Compiled from Omkara Assets Reconstruction Private Limited’s listing 243321 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹45.09 L reserve” means
What Omkara Assets Reconstruction’s listing says
The lowest bid the lender will accept is ₹45,09,000, with a ₹4,50,900 EMD due by 2 Nov 2026, 5:30 PM IST.
What BiddingPulse covers
The listing’s reserve, EMD and deadline, the property as the listing describes it, and what the SARFAESI sale rules require after the auction. BiddingPulse reads the sale notice only for the type of possession; dues are for you to check there. Names of borrowers and other people are left out.
Auction summary
Source: Omkara Assets Reconstruction listing on bankeauctions.com
Omkara Assets Reconstruction Private Limited is selling a ground floor flat in Bhosari, Pimpri Chinchwad, Maharashtra. Its sale notice doesn’t say whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
Bidding starts at the reserve price of ₹45,09,000. To take part you pay an earnest-money deposit (EMD) of ₹4,50,900, 10% of the reserve, by 2 Nov 2026, 5:30 PM IST. The online auction is scheduled for 4 Nov 2026, 12:00 PM–2:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection was set for 23 Oct 2026, 11:30 AM–12:30 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Omkara Assets Reconstruction listing on bankeauctions.com; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice published
10 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 243321
Listing seen
16 Oct 2026
First seen on bankeauctions.com
Listing 243321
Inspection
23 Oct 2026, 11:30 AM–12:30 PM IST
The window the listing gave to see the property; arrange it with the lender
Listing 243321
Registration and EMD close
2 Nov 2026, 5:30 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 243321
Online auction
4 Nov 2026, 12:00 PM–2:00 PM IST
On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
Listing 243321
25% of the price
Sale day or next working day
The EMD counts toward it
SARFAESI Rule 9(3)
The other 75%
Within 15 days
From the bank’s confirmation of the sale; up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer.
SARFAESI Rule 9(4)
Sale certificate
Once paid in full
Issued by the bank’s authorised officer
SARFAESI Rule 9(6)
Sale, possession and payment terms
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
Listing 243321
What exactly is being sold?
Flat B-12 on the ground floor of Atharva Apartment, Wing B, Plot 57, Sector 1, Bhosari, Haveli taluka, Pimpri Chinchwad, Pune district, Maharashtra. Its carpet area is 58.78 sq m, about 633 sq ft; its built-up area 76.41 sq m, about 822 sq ft; its saleable area 78.96 sq m, about 850 sq ft. It comes with a 5.15 sq m terrace.
BiddingPulse explainer
What do the listing’s terms mean?
A built-up area is measured to the outer walls, so the carpet area inside is smaller. Ask the bank whether the terrace is for this flat’s use alone.
Listing 243321; BiddingPulse explainer
Who can bid?
The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
Sale notice; Listing 243321
Does the lender hold the property, and can I see it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The listing set inspection for 23 Oct 2026, 11:30 AM–12:30 PM IST. Symbolic possession can leave an occupant in place. Ask Omkara Assets Reconstruction’s authorised officer before you pay the EMD.
Not in the listing
What dues and encumbrances are disclosed?
None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the authorised officer in writing what the lender knows of, and check the sale notice.
SARFAESI sale rules, Rule 9; BiddingPulse explainer
What do I pay after the auction?
25% of the price, EMD included, on the sale day or the next working day, then the other 75% within 15 days of the bank confirming the sale; the bank can agree in writing to up to three months. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. The sale certificate follows full payment. Stamp duty and registration are extra and usually the buyer’s.
BiddingPulse explainer
Can I withdraw, and what if I miss a payment?
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Verify on the official source
Public Omkara Assets Reconstruction listing
Check the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
The reserve is ₹45,09,000 and the earnest-money deposit (EMD) is ₹4,50,900, 10% of the reserve. Registration, the EMD and your opening offer are due by 2 Nov 2026, 5:30 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this flat?
The listing sets no category of bidder. You register on bankeauctions.com with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the bank’s sale notice sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The listing set inspection for 23 Oct 2026, 11:30 AM–12:30 PM IST. Ask Omkara Assets Reconstruction’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Under the SARFAESI sale rules, 25% of the price, with the EMD counted in it, on the sale day or the next working day, then the rest within 15 days of the bank confirming the sale, or up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. Stamp duty and registration are extra.
Where do I register and bid?
Bids are placed on bankeauctions.com, under Omkara Assets Reconstruction’s terms. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.