A 6th flat in Airoli, Navi Mumbai, Maharashtra, listed by Utkarsh Small Finance Bank under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹2,85,32,500, EMD ₹28,53,250. Registration and EMD close 10 Dec 2026, 5:00 PM IST.
First seen · Source: Utkarsh Small Finance Bank listing on bankeauctions.com; lender’s sale documents
Compiled from Utkarsh Small Finance Bank’s listing 245524 and its linked sale documents on bankeauctions.com, checked on 10 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹2,85,32,500, with an EMD of ₹28,53,250. The published submission deadline is 10 Dec 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 10 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Utkarsh Small Finance Bank is selling a 6th flat in Airoli, Navi Mumbai, Maharashtra. Its sale notice says the lender has taken symbolic possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹2,85,32,500 and the notice EMD is ₹28,53,250. Submission closes 10 Dec 2026, 5:00 PM IST. The online auction is scheduled for 11 Dec 2026, 11:00 AM–1:00 PM IST. See the bidding rules below for increments and extensions.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice dated | 7 Nov 2026 | The inspected notice is dated 7 November 2026. BiddingPulse first recorded this listing on 10 November; that is later discovery, not a new sale launch. | Sale notice |
| Listing seen | 10 Nov 2026 | First seen on bankeauctions.com | Listing 245524 |
| Inspection | 8–9 Dec, by appointment | The notice permits inspection on 8–9 December, with no hours stated. Arrange an appointment with Utkarsh; no visit is confirmed by the listing. | Sale notice |
| Registration and EMD close | 10 Dec 2026, 5:00 PM IST | The notice gives 10 December without an hour; the matching public listing supplies 5:00 PM IST. Confirm the deadline with Utkarsh. | Listing 245524 |
| Online auction | 11 Dec 2026, 11:00 AM–1:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Sale notice |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 10 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Flat 605 on the sixth floor of Signia Waterfront, Plot 1, Sector 12, near Dr Ambedkar Smarak, Mulund–Airoli Road, Airoli, Navi Mumbai, Thane district, Maharashtra 400708. Floor area and bedroom count are not stated.
Personal names left out for privacy.
The reserve is ₹2,85,32,500 and the earnest-money deposit (EMD) is ₹28,53,250. The published submission deadline is 10 Dec 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register on bankeauctions.com and submit the bid form, PAN, identity/address evidence, EMD proof/UTR and cancelled cheque by the deadline. A company representative must provide the required board resolution and authority.
Confirm the beneficiary directly with Utkarsh before remitting by the prescribed electronic method. Bids cannot be withdrawn.
The notice does not provide a complete age, citizenship or residency eligibility test; registration alone does not establish eligibility.
The lender’s sale notice says it has taken symbolic possession: on paper, without moving anyone out. Arrange and confirm inspection with the authorised officer; see the auction and payment timeline for the full inspection note.
Symbolic possession can leave an occupant in place. Ask Utkarsh Small Finance Bank’s authorised officer before you pay the EMD.
Pay 25% of the sale price, including EMD, on the same day or next working day after acceptance. Pay the remaining 75% within 15 days of sale confirmation.
Default may forfeit the EMD and other sums and lead to resale. Unsuccessful EMD is returned without interest; no fixed refund day is stated.
The notice says possession handover will be arranged after full consideration, not that the flat is vacant now.
The purchaser bears statutory and other dues, taxes, stamp duty, registration and transfer costs. The bank’s statement about known encumbrances/litigation is limited to its knowledge and charge; it is not a guarantee that no other claims exist.
The notice records symbolic possession on 2 November 2026. Physical access, occupants and eventual handover need verification; symbolic possession does not establish vacancy. The sale is on an as-is basis and subject to bank acceptance. Verify title, access and condition before bidding.
The generic kit contains unlimited five-minute extensions and a three-extension limit in different clauses. Obtain the applicable rule; the scheduled end may move.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open this property’s public listing and choose View NIT to read the sale notice and attached bid documents.
Reserve ₹2,85,32,500, EMD ₹28,53,250, registration by 10 Dec 2026.
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