Flat in Ward 23, Mandideep: PNB Housing Finance auction

The reserve is ₹8,25,000 and the earnest-money deposit (EMD) is ₹82,500. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.

Register on bankeauctions.com and submit the signed bid form, signed terms, self-attested PAN, identity and residence proof, and EMD evidence to the authorised officer by the stated deadline. Bring originals for verification.

A representative needs the prescribed authority form. Payment and registration do not by themselves establish acceptance of a bid; use the officer’s notice-specific payment instructions.

The lender’s sale notice says it has taken physical possession. The newspaper printed inspection on 28 October 2026, 12:00 noon–4:00 PM IST.

That printed window has passed. Ask the authorised officer whether a later appointment is available; no replacement window has been verified.

Ask PNB Housing Finance’s authorised officer before you pay the EMD.

Pay 25% of the sale price, including EMD already paid, on the sale day or the next working day. The newspaper requires the remaining 75% within 15 days of acknowledgement of the sale-confirmation letter; the bid form instead says the 15th day of confirmation.

These triggers differ: confirm the deadline in writing and plan for the earlier one. Default can forfeit payments and lead to resale.

The bid form promises no interest on EMD and gives no fixed refund day for unsuccessful bidders.

Check title, occupancy, encumbrances and pending proceedings before bidding. Taxes, maintenance, utility arrears and other known or unknown property liabilities fall to the buyer under the notice.

Stamp duty, registration and transfer/builder charges are extra; apply any legally required tax deduction without treating it as a reduction in the sale price.

The notice identifies this property as physically possessed by PNB Housing; that is not a warranty of vacant delivery, title or condition. Sale is on the notice’s as-is terms.

The authorised officer can reject the highest bid; repayment, a court order or cancellation can stop the sale. Inspect the exact unit and obtain the current written position before committing funds.

The current public event lists automatic 5-minute late-bid extensions. The bid form separately reserves a discretionary 15-minute extension to the authorised officer; confirm the event’s governing rules. The advertised end is a scheduled close.