FlatReserve ₹44.14 LRegister and pay the EMD by 26 Nov 2026
First seen · Source: Axis Bank’s official sale notice
Key facts Axis Bank auction of a 2nd floor flat in Sugam Park, Kolkata
Lender
Axis Bank
Status
Registration open
Property
Flat 2B
Address
Flat 2B, 2nd floor, Block F, Sugam Park Housing Complex, Premises 195, NS Road, Rajpur Sonarpur Municipality, Sugam Park, Ward 24, Sonarpur police station, Kolkata 700103, South 24 Parganas district, West Bengal
Building or project
Sugam Park Housing Complex
Floor
2nd floor
Published area
1,198 sq ft super built-up
Parking
Included, as the listing describes it
Possession
Physical
Sold under
SARFAESI Act, 2002
Online auction
27 Nov 2026, 11:00 AM–12:00 PM IST
Registration and EMD close
26 Nov 2026, 5:00 PM IST
Reserve price
₹44,14,000
Bidding
See the bidding rules below for increments and extensions
Inspection
Prior appointment with Axis Bank
Earnest money (EMD)
₹4,41,400, 10% of the reserve
Official source
Axis Bank’s official sale notice
Last verified
3 Nov 2026
Compiled from Axis Bank’s official sale notice, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or biddeal.in; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹44.14 L reserve” means
What Axis Bank’s sale documents say
The reserve is ₹44,14,000, with an EMD of ₹4,41,400. The published submission deadline is 26 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: Axis Bank’s official sale notice
Axis Bank is selling a 2nd floor flat in Sugam Park, Kolkata, West Bengal. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹44,14,000 and the notice EMD is ₹4,41,400. Submission closes 26 Nov 2026, 5:00 PM IST. The online auction is scheduled for 27 Nov 2026, 11:00 AM–12:00 PM IST. See the bidding rules below for increments and extensions.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Axis Bank’s official sale notice; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice dated
27 Oct 2026
The date printed in the lender’s sale notice. The date this page first covered it is shown separately.
Sale notice
Listing seen
3 Nov 2026
First seen in the bank’s sale notices
Bank sale notice
Inspection
Prior appointment with Axis Bank
No fixed inspection date is printed. Arrange access with the authorised officer before bidding.
Sale notice
Registration and EMD close
26 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Bank sale notice
Online auction
27 Nov 2026, 11:00 AM–12:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Flat 2B, second floor, Block F, Sugam Park Housing Complex, Premises 195, NS Road, Kolkata 700103, within Rajpur Sonarpur Municipality Ward 24, Sonarpur police station, South 24 Parganas, West Bengal. Super built-up area 1,198 sq ft with a proportionate undivided land share whose size is not stated.
A separate covered garage, A/5C-57, measures 130 sq ft and is not included as flat floor area. The notice describes a G+4 building constructed around 2005, with a pucca roof, mosaic flooring and a lift, and no marble.
North: new construction complex; east: partly NS Road; west: Sherwood Complex; south: Aksara Complex.
Personal names left out for privacy.
What are the reserve price and EMD for this flat?
The reserve is ₹44,14,000 and the earnest-money deposit (EMD) is ₹4,41,400. The published submission deadline is 26 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this flat, and how do I register?
Submit the complete offer, EMD by demand draft, a participation request, self-attested identity and address proof, PAN, a valid email address and contact details by 26 November 2026, 5:00 PM IST.
The schedule names AC Market Building, third floor via the back lift, 1 Shakespeare Sarani, Kolkata 700071 as the receiving office. The notice lists no bid-form charge.
The instrument is payable at Kolkata; confirm the exact payee wording in the bank’s original. Axis checks eligibility and PAN before platform credentials are issued.
Registration or an EMD payment alone does not establish eligibility; any property-specific transfer/use restriction must be confirmed with the authorised officer.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. No fixed inspection date is printed. Arrange access with the authorised officer before bidding. Ask Axis Bank’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the accepted bid, including EMD, no later than the next working day after bid confirmation. Pay the remaining 75% within 15 days of sale confirmation.
Default can forfeit the EMD or all amounts paid, lead to resale and make the defaulting buyer liable for resale costs. Unsuccessful EMD is to be returned within seven working days after auction, without interest; the notice excludes interest even if repayment is delayed.
The notice requires the 25% payment by demand draft payable at Kolkata.
What other charges or claims could I face?
The buyer must ascertain and bear property tax, maintenance, electricity, water/service and other statutory or local dues, and pay stamp duty, registration, transfer fees and applicable taxes. The notice’s statement about known encumbrances is not an independent title or no-dues certificate.
What are the withdrawal, payment and sale risks?
The sale is on an as-is basis without recourse. Inspect title, dimensions, access, occupancy and local transfer/use permissions before bidding.
The bank does not obtain permissions for the buyer; bids cannot be withdrawn after acceptance, and the sale remains subject to bank confirmation. The bank may amend, postpone, cancel or reject offers.
Physical possession stated by the bank is not a guarantee of vacant delivery.
What are the bidding rules?
The schedule names biddeal.in. Bids increase by ₹20,000; late bids extend the scheduled close in five-minute periods without a stated limit. The notice requires bids above reserve, although another clause says the property cannot be sold below reserve.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open Axis Bank’s auction notice index and locate the notice for Flat 2B in Kolkata, with the auction on 27 November 2026 and reserve ₹44,14,000. Match the full property address and sale terms shown here before paying.