A 1st floor flat in Chajju Majra, Kharar, Punjab, listed by Omkara Assets Reconstruction Private Limited under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹20.30 L, EMD ₹2.03 L. Registration and EMD close 7 Dec 2026, 4:00 PM IST.
First seen · Source: Omkara Assets Reconstruction listing on bankeauctions.com; lender’s sale documents
Compiled from Omkara Assets Reconstruction Private Limited’s listing 245307 and its linked sale documents on bankeauctions.com, checked on 7 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹20,30,000, with an EMD of ₹2,03,000. The published submission deadline is 7 Dec 2026, 4:00 PM IST. The highest bid is subject to acceptance under the sale notice.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 7 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Omkara Assets Reconstruction Private Limited is selling a 1st floor flat in Chajju Majra, Kharar, Punjab. Its sale notice doesn’t establish whether the lender’s possession is physical or symbolic. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹20,30,000 and the notice EMD is ₹2,03,000. Submission closes 7 Dec 2026, 4:00 PM IST. The online auction is scheduled for 8 Dec 2026, 11:00 AM–12:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 20 Nov 2026, 10:00 AM–5:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice dated | 31 Oct 2026 | The notice is dated 31 October 2026. BiddingPulse first saw this listing on 6 November 2026. | Sale notice |
| Listing seen | 6 Nov 2026 | First seen on bankeauctions.com | Listing 245307 |
| Inspection | 20 Nov 2026, 10:00 AM–5:00 PM IST | The notice gives 20 November 2026 as the inspection date without a time; bankeauctions.com lists 10:00 AM–5:00 PM IST. Its terms say the property can be inspected strictly on that date. | Sale notice |
| Registration and EMD close | 7 Dec 2026, 4:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 245307 |
| Online auction | 8 Dec 2026, 11:00 AM–12:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Sale notice |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 7 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Flat No. 102-A on the first floor of Sukhmani Enclave, with a covered area of 1,050 sq ft, on Khasra Nos. 21//20/2 (3-16) and 21/1 (3-6), Chajju Majra, Hadbast No. 33, Kharar, S.A.S. Nagar (Mohali) district, Punjab 140301.
The bracketed khasra figures are printed as in the notice; the separate terms sheet prints the first khasra as 21/20/2. The notice states no land share or parking.
Personal names left out for privacy.
The reserve is ₹20,30,000 and the earnest-money deposit (EMD) is ₹2,03,000. The published submission deadline is 7 Dec 2026, 4:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register on bankeauctions.com with a valid email address and submit the EMD details and documents through the portal. Pay the ₹2,03,000 EMD by NEFT or RTGS to the Omkara PS 22/2024-25 Trust account the notice names; cheques are not accepted.
The letter of participation, KYC documents and EMD proof are due by 7 December 2026, 4:00 PM IST, also to the authorised officer at Kohinoor Square, Dadar West, Mumbai 400028. The tender pack includes a bidder declaration and a Section 29A affidavit format; complete what the authorised officer requires.
Registration alone does not establish eligibility.
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. Arrange and confirm inspection with the authorised officer; see the auction and payment timeline for the full inspection note. Ask Omkara Assets Reconstruction’s authorised officer before you pay the EMD.
The successful bidder deposits 25% of the bid, after adjusting the EMD, on the same day or no later than the next working day, and the balance 75% within 15 days of sale confirmation. Default forfeits all deposits including the EMD without notice.
More time for the balance is at the authorised officer’s sole discretion and in writing. Unsuccessful bidders’ EMDs are returned within seven working days of the auction.
All statutory dues, taxes, GST, municipal taxes, electricity and other charges on the property, and stamp duty and registration, fall on the buyer. Omkara knows of no encumbrance but sells with all existing and future encumbrances, known or unknown.
The notice says possession was taken by the authorised officer of the original lender, Sammaan Capital (formerly Indiabulls Housing Finance), and the debt was assigned to Omkara as trustee; it does not say whether that possession is physical or symbolic.
The officer may postpone, cancel or vary the sale, and Omkara may sell by private treaty if the e-auction fails. Bids cannot be withdrawn.
The notice prints a ₹20,000 increment. bankeauctions.com shows unlimited five-minute extensions, so noon is a scheduled end.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open this property’s bankeauctions.com page, then View NIT. The public download works from the ordinary page session; it failed when opened without that session. Match reserve ₹20,30,000 and EMD ₹2,03,000.
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