What exactly is being sold?
Flat 405 on the 4th floor of Royal Park, Wing C, off Pashane Road, opposite Dhrva Resi, near Nikhil Park, Pashane, Karjat, Raigad district, Maharashtra. The listing gives no floor area for it.
First listed20 Jul 2026
Relisted onceLatest 27 Oct 2026
Registration and EMD close5 Nov 2026, 5:00 PM IST
Online auctionScheduled 6 Nov 2026, 2:00 PM–3:00 PM IST
Last verified28 Oct 2026
PNB Housing FinanceRegistration open
4th floor flat in Pashane, Karjat: PNB Housing Finance auction
A 4th floor flat in Pashane, Karjat, Maharashtra, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002. This is its second listing since Jul 2026, with the reserve down 19% on the first.
Registration is open now. Reserve ₹10.54 L, EMD ₹1,05,400. Registration and EMD close 5 Nov 2026, 5:00 PM IST.
First seen · Source: PNB Housing Finance listing on bankeauctions.com
Key facts PNB Housing Finance auction of a 4th floor flat in Pashane, Karjat
- Lender
- PNB Housing Finance Limited
- Status
- Registration open
- Property
- Flat 405
- Address
- Flat 405, 4th floor, Wing C, Royal Park, off Pashane Road, opposite Dhrva Resi, near Nikhil Park, Pashane, Karjat 410201, Raigad district, Maharashtra
- Building or project
- Royal Park
- Floor
- 4th floor
- Possession
- Not clear in the sale notice
- Sold under
- SARFAESI Act, 2002
- Online auction
- 6 Nov 2026, 2:00 PM–3:00 PM IST
- Registration and EMD close
- 5 Nov 2026, 5:00 PM IST
- Reserve price
- ₹10,54,000
- Bidding
- Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit
- Earnest money (EMD)
- ₹1,05,400, 10% of the reserve
- Official source
- PNB Housing Finance listing 244252 on bankeauctions.com
- Last verified
- 28 Oct 2026
Compiled from PNB Housing Finance Limited’s listing 244252 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹10.54 L reserve” means
What PNB Housing Finance’s listing says
The lowest bid the lender will accept is ₹10,54,000, with a ₹1,05,400 EMD due by 5 Nov 2026, 5:00 PM IST. It is the second listing we have recorded; the first asked ₹13,01,000.
What BiddingPulse covers
All 2 listings we have recorded and their reserves, the property as the listing describes it, and what the SARFAESI sale rules require after the auction. BiddingPulse reads the sale notice only for the type of possession; inspection and dues are for you to check there. Names of borrowers and other people are left out.
Auction summary
Source: PNB Housing Finance listing on bankeauctions.comPNB Housing Finance Limited is selling a 4th floor flat in Pashane, Karjat, Maharashtra. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
Bidding starts at the reserve price of ₹10,54,000. To take part you pay an earnest-money deposit (EMD) of ₹1,05,400, 10% of the reserve, by 5 Nov 2026, 5:00 PM IST. The online auction is scheduled for 6 Nov 2026, 2:00 PM–3:00 PM IST. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit.
The lender has listed this property 2 times since 20 Jul 2026. The reserve is down 19% on the first listing.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Reserve price history
From the lender’s 2 listings on bankeauctions.comPNB Housing Finance has listed this property 2 times in our records, which start in May 2026. A listing counts as the same property when the lender, the city and nearly all of the description match. Banks don’t publish auction results, so the listings don’t say whether earlier rounds drew bids.
₹13.01 L
₹10.54 L−19%
| Listing | Registration deadline | Reserve and EMD | Source |
|---|---|---|---|
| First listing | 29 Jul 2026 | Reserve ₹13,01,000 · EMD ₹1,30,100 | Listing 232689 |
| Current listing | 5 Nov 2026 | Reserve ₹10,54,000, down 19% · EMD ₹1,05,400 | Listing 244252 |
Auction & payment timeline
Source: PNB Housing Finance listing on bankeauctions.com; SARFAESI sale rules| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice published | 22 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244252 |
| Second listing seen | 27 Oct 2026 | First seen on bankeauctions.com | Listing 244252 |
| Inspection | In the sale notice | The listing sets no date; the notice says whether and when you can visit | Sale notice |
| Registration and EMD close | 5 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244252 |
| Online auction | 6 Nov 2026, 2:00 PM–3:00 PM IST | On bankeauctions.com. Bids rise in steps of ₹10,000, and a late bid extends the auction by 5 minutes, with no limit | Listing 244252 |
| 25% of the price | Sale day or next working day | The EMD counts toward it | SARFAESI Rule 9(3) |
| The other 75% | Within 15 days | From the bank’s confirmation of the sale; up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. | SARFAESI Rule 9(4) |
| Sale certificate | Once paid in full | Issued by the bank’s authorised officer | SARFAESI Rule 9(6) |
Sale, possession and payment terms
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
Who can bid?
The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
Does the lender hold the property, and can I see it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing gives no inspection date. Symbolic possession can leave an occupant in place. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What dues and encumbrances are disclosed?
None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the authorised officer in writing what the lender knows of, and check the sale notice.
What do I pay after the auction?
25% of the price, EMD included, on the sale day or the next working day, then the other 75% within 15 days of the bank confirming the sale; the bank can agree in writing to up to three months. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. The sale certificate follows full payment. Stamp duty and registration are extra and usually the buyer’s.
Can I withdraw, and what if I miss a payment?
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Verify on the official source
Public PNB Housing Finance listingCheck the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
Practical questions
What are the reserve price and EMD for this flat?
The reserve is ₹10,54,000 and the earnest-money deposit (EMD) is ₹1,05,400, 10% of the reserve. Registration, the EMD and your opening offer are due by 5 Nov 2026, 5:00 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this flat?
The listing sets no category of bidder. You register on bankeauctions.com with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the bank’s sale notice sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Has this property been listed before?
Yes. This is the second listing BiddingPulse has recorded. The first, with registration by 29 Jul 2026, asked ₹13,01,000; this one asks ₹10,54,000. Banks don’t publish auction results, so the listings don’t say whether earlier rounds drew bids.
Does the bank have possession, and can I inspect it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. The listing gives no inspection date. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Under the SARFAESI sale rules, 25% of the price, with the EMD counted in it, on the sale day or the next working day, then the rest within 15 days of the bank confirming the sale, or up to three months if the bank agrees in writing. The sale notice can set an earlier date, such as the 15th day from the auction; confirm the date with the authorised officer. Stamp duty and registration are extra.
Where do I register and bid?
Bids are placed on bankeauctions.com, under PNB Housing Finance’s terms. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Publication record
Every change dated · never silently rewritten27 Oct 2026Source update applied
Second listing: reserve cut to ₹10.54 L
Reserve ₹10,54,000, EMD ₹1,05,400, registration by 5 Nov 2026.
Listing 24425220 Jul 2026
First listing found on bankeauctions.com
Reserve ₹13,01,000, EMD ₹1,30,100, registration by 29 Jul 2026.
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