A flat in Kambalgaon, Maharashtra, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002. This is its third listing since Sep 2026, with the reserve down 19% on the first.
Registration is open now. Reserve ₹9.81 L, EMD ₹98,100. Registration and EMD close 12 Nov 2026, 5:00 PM IST.
First seen · Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents
Compiled from PNB Housing Finance Limited’s listing 244852 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹9,81,000, with an EMD of ₹98,100. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice. It is the third listing we have recorded; the first asked ₹12,11,000.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
PNB Housing Finance Limited is selling a flat in Kambalgaon, Maharashtra. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹9,81,000 and the notice EMD is ₹98,100. Submission closes 12 Nov 2026, 5:00 PM IST. The online auction is scheduled for 13 Nov 2026, 2:00 PM–3:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 6 Nov 2026, 12:00 PM–4:00 PM IST.
The lender has listed this property 3 times since 30 Sep 2026. The reserve is down 19% on the first listing.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
PNB Housing Finance has listed this property 3 times in our records, which start in May 2026. The earlier listings identify the same property. No result has been verified for those earlier rounds.
| Listing | Registration deadline | Reserve and EMD | Source |
|---|---|---|---|
| First listing | 8 Oct 2026 | Reserve ₹12,11,000 · EMD ₹1,21,100 | Listing 242212 |
| Second listing | 26 Oct 2026 | Reserve ₹10,90,000, down 10% · EMD ₹1,09,000 | Listing 243364 |
| Current listing | 12 Nov 2026 | Reserve ₹9,81,000, down 10% · EMD ₹98,100 | Listing 244852 |
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 29 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244852 |
| Third listing seen | 2 Nov 2026 | First seen on bankeauctions.com | Listing 244852 |
| Inspection | 6 Nov 2026, 12:00 PM–4:00 PM IST | The window the listing gives to see the property; arrange it with the lender | Listing 244852 |
| Registration and EMD close | 12 Nov 2026, 5:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 244852 |
| Online auction | 13 Nov 2026, 2:00 PM–3:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Listing 244852 |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Flat 401, Building 3, Wing 7, Shree Township, Kambalgaon, Palghar district, Maharashtra, PIN 401501. The original also retains the former district name Thane; it does not separately state the floor. The notice gives no property area or tenure.
The reserve is ₹9,81,000 and the earnest-money deposit (EMD) is ₹98,100. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register on bankeauctions.com and submit the signed bid form, signed terms, self-attested PAN, identity and residence proof, and EMD evidence to the authorised officer by the stated deadline. Bring originals for verification.
A representative needs the prescribed authority form. Payment and registration do not by themselves establish acceptance of a bid; use the officer’s notice-specific payment instructions.
Yes. This is the third listing BiddingPulse has recorded. The first, with registration by 8 Oct 2026, asked ₹12,11,000; this one asks ₹9,81,000. No result has been verified for the earlier listings.
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 6 Nov 2026, 12:00 PM–4:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
Pay 25% of the sale price, including EMD already paid, on the sale day or the next working day. The newspaper requires the remaining 75% within 15 days of acknowledgement of the sale-confirmation letter; the bid form instead says the 15th day of confirmation.
These triggers differ: confirm the deadline in writing and plan for the earlier one. Default can forfeit payments and lead to resale.
The bid form promises no interest on EMD and gives no fixed refund day for unsuccessful bidders.
Check title, occupancy, encumbrances and pending proceedings before bidding. Taxes, maintenance, utility arrears and other known or unknown property liabilities fall to the buyer under the notice.
Stamp duty, registration and transfer/builder charges are extra; apply any legally required tax deduction without treating it as a reduction in the sale price.
The notice identifies this property as physically possessed by PNB Housing; that is not a warranty of vacant delivery, title or condition. Sale is on the notice’s as-is terms.
The authorised officer can reject the highest bid; repayment, a court order or cancellation can stop the sale. Inspect the exact unit and obtain the current written position before committing funds.
The current public event lists automatic 10-minute late-bid extensions. The bid form separately reserves a discretionary 15-minute extension to the authorised officer; confirm the event’s governing rules. The advertised end is a scheduled close.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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