A seventh floor flat in Khoni and Anterli, Kalyan, Maharashtra, listed by PNB Housing Finance Limited under the SARFAESI Act, 2002. This is its second listing since Sep 2026, with the reserve down 10% on the first.
Registration is open now. Reserve ₹23.17 L, EMD ₹2,31,700. Registration and EMD close 12 Nov 2026, 5:00 PM IST.
First seen · Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents
Compiled from PNB Housing Finance Limited’s listing 244824 and its linked sale documents on bankeauctions.com, checked on 2 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
The reserve is ₹23,17,000, with an EMD of ₹2,31,700. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice. It is the second listing we have recorded; the first asked ₹25,74,000.
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 2 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
PNB Housing Finance Limited is selling a seventh floor flat in Khoni and Anterli, Kalyan, Maharashtra. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹23,17,000 and the notice EMD is ₹2,31,700. Submission closes 12 Nov 2026, 5:00 PM IST. The online auction is scheduled for 13 Nov 2026, 2:00 PM–3:00 PM IST. See the bidding rules below for increments and extensions. Inspection was set for 30 Oct 2026, 12:00 PM–4:00 PM IST.
The lender has listed this property 2 times since 29 Sep 2026. The reserve is down 10% on the first listing.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
PNB Housing Finance has listed this property 2 times in our records, which start in May 2026. The earlier listings identify the same property. No result has been verified for those earlier rounds.
| Listing | Registration deadline | Reserve and EMD | Source |
|---|---|---|---|
| First listing | 8 Oct 2026 | Reserve ₹25,74,000 · EMD ₹2,57,400 | Listing 242120 |
| Current listing | 12 Nov 2026 | Reserve ₹23,17,000, down 10% · EMD ₹2,31,700 | Listing 244824 |
| Stage | Date | What it means | Source |
|---|---|---|---|
| Platform press date | 27 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 244824 |
| Inspection | 30 Oct 2026, 12:00 PM–4:00 PM IST | The window the sale notice gave to see the property; arrange it with the lender | Sale notice |
| Second listing seen | 2 Nov 2026 | First seen on bankeauctions.com | Listing 244824 |
| Registration and EMD close | 12 Nov 2026, 5:00 PM IST | The newspaper gives the submission date without a clock; 5 PM IST is the current public listing’s cutoff. | Listing 244824 |
| Online auction | 13 Nov 2026, 2:00 PM–3:00 PM IST | See the bidding rules below for bid increments, extensions and any conflicting instructions. | Sale notice |
| Payment after acceptance | Notice-specific deadlines | Read the payment deadlines and conditions below; the lender’s documents set the dates. | Sale documents |
Read the requirements and risks from this lot’s sale documents, checked on 2 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Flat 701 on floor 7, Wing G, Casa Adriana, The Centre Down Town special township project, Khoni and Anterli villages, Kalyan taluka, Thane district, Maharashtra 421203. The inspected notice does not print a carpet/built area or directional boundaries.
The reserve is ₹23,17,000 and the earnest-money deposit (EMD) is ₹2,31,700. The published submission deadline is 12 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Register on bankeauctions.com and submit the signed bid form and sale terms, PAN, identity and residence proof, EMD and its payment evidence at the place specified by PNB Housing before the deadline. Originals are needed for verification; an entity or representative must provide the required authority.
The bid form permits demand draft/pay order or RTGS/NEFT. Approval to participate is subject to the lender’s checks.
Yes. This is the second listing BiddingPulse has recorded.
The first, with registration by 8 Oct 2026, asked ₹25,74,000; this one asks ₹23,17,000. This flat also appeared under an earlier PNB Housing listing first recorded on 29 September 2026.
The 13 November offer is a later round for the same flat; the earlier listing does not establish a sale outcome.
The lender’s sale notice says it has taken physical possession. The lender’s sale notice set inspection for 30 Oct 2026, 12:00 PM–4:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
Pay 25% of the sale price including EMD on the same day, no later than the next working day after acceptance.
The property notice requires the remaining 75% within 15 days from acknowledgement of the sale-confirmation letter; the linked general form instead counts from confirmation and allows only a written extension, up to three months from auction. Obtain the exact due date in writing.
Default can forfeit the deposit and trigger resale. Unsuccessful EMD bears no interest; no fixed refund period is printed.
All municipal taxes, society/maintenance charges, electricity and water dues, known or unknown encumbrances, builder dues, transfer charges, stamp duty and registration expenses fall to the purchaser. The form requires applicable TDS when sale consideration is ₹50 lakh or more.
The notice’s no-known-encumbrance statement is not a title guarantee.
Physical possession is stated. The sale is as is where is, as is what is and whatever there is, subject to the secured creditor’s confirmation.
The lender can reject even the highest offer, vary terms or arrange inter-se bidding. Borrower repayment or a court order may stop the sale.
Only the approved bidder may receive the certificate; no nomination facility is promised.
The listing gives automatic extensions; the linked general bid form separately permits a discretionary 15-minute extension. The scheduled close is not a guaranteed end; confirm the operative rule with PNB Housing.
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Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
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