FlatReserve ₹1.50 LRegister and pay the EMD by 22 Nov 2026
First seen · Source: Religare Housing Development Finance Corporation listing on bankeauctions.com; lender’s sale documents
Key facts Religare Housing Development Finance Corporation auction of a 4th floor flat in Kadodara
Lender
Religare Housing Development Finance Corporation Limited
Status
Registration open
Property
Flat 409
Address
Flat 409, 4th floor, Arihant Residency, Harihant Park Society Parts 1 and 2, Kadodara 394327, Palsana taluka, Surat district, Gujarat
Building or project
Arihant Residency
Floor
4th floor
Super built-up area
about 551 sq ft (51.20 sq m)
Built-up area
358 sq ft (33.27 sq m)
Possession
Not clear in the sale notice
Sold under
SARFAESI Act, 2002
Online auction
23 Nov 2026, 11:00 AM–1:00 PM IST
Registration and EMD close
22 Nov 2026, 5:00 PM IST
Reserve price
₹1,50,000
Bidding
See the bidding rules below for increments and extensions
Inspection
21 Nov 2026, 11:00 AM–2:00 PM IST — confirm access; see the auction and payment timeline
Earnest money (EMD)
₹15,000, 10% of the reserve
Official source
Religare Housing Development Finance Corporation listing 245280 on bankeauctions.com
Last verified
7 Nov 2026
Compiled from Religare Housing Development Finance Corporation Limited’s listing 245280 and its linked sale documents on bankeauctions.com, checked on 7 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹1.50 L reserve” means
What Religare Housing Development Finance Corporation’s sale documents say
The reserve is ₹1,50,000, with an EMD of ₹15,000. The published submission deadline is 22 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 7 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: Religare Housing Development Finance Corporation listing on bankeauctions.com; lender’s sale documents
Religare Housing Development Finance Corporation Limited is selling a 4th floor flat in Kadodara, Gujarat. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹1,50,000 and the notice EMD is ₹15,000. Submission closes 22 Nov 2026, 5:00 PM IST. The online auction is scheduled for 23 Nov 2026, 11:00 AM–1:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 21 Nov 2026, 11:00 AM–2:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: Religare Housing Development Finance Corporation listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice dated
4 Nov 2026
The newspaper notice is dated 4 November 2026. BiddingPulse first saw this listing on 6 November 2026.
Sale notice
Listing seen
6 Nov 2026
First seen on bankeauctions.com
Listing 245280
Inspection
21 Nov 2026, 11:00 AM–2:00 PM IST
The notice gives 21 November 2026, 11:00 AM–2:00 PM IST for inspection. Its terms say title documents can be seen after fixing a date and time with the authorised officer.
Sale notice
Registration and EMD close
22 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 245280
Online auction
23 Nov 2026, 11:00 AM–1:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 7 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Flat 409 on the 4th floor of Arihant Residency, with about 551 sq ft (51.20 sq m) super built-up and 358 sq ft (33.27 sq m) built-up area, and an undivided share in the land of Arihant Residency whose size the notice does not state.
The project stands on Revenue Survey No. 133, Block No. 137/A, Hissa No. 3 (30,001.47 sq m), on part (16,186.10 sq m) of Harihant Park Society Part-1, Plots 34, 35 and 36, and part (12,081.47 sq m) of Harihant Park Society Part-2, Plots 31, 32 and 33, village Kadodara, Palsana taluka, Surat district, Gujarat 394327.
Those parent extents are not the flat’s area.
Personal names left out for privacy.
BiddingPulse explainer
What do the listing’s terms mean?
A super built-up area adds a share of the building’s common areas, so the flat itself is smaller.
What are the reserve price and EMD for this flat?
The reserve is ₹1,50,000 and the earnest-money deposit (EMD) is ₹15,000. The published submission deadline is 22 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this flat, and how do I register?
Register on bankeauctions.com with a valid email address and obtain a user ID and password from the service provider. Pay the EMD electronically by RTGS or NEFT to the account the notice names; it expressly refuses cheques and demand drafts for the EMD.
Bids and the EMD must arrive by 22 November 2026, 5:00 PM IST. Bids below the reserve or without the EMD are not accepted.
The short notice does not list KYC documents or age, nationality, residency or entity requirements; obtain the complete bid terms from the authorised officer before paying.
Does the bank have possession, and can I inspect it?
BiddingPulse couldn’t match this property to a possession entry in the lender’s sale notice; check the notice. Arrange and confirm inspection with the authorised officer; see the auction and payment timeline for the full inspection note.
Ask Religare Housing Development Finance Corporation’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
The successful bidder deposits 25% of the bid, including the EMD, on the same day by electronic transfer, demand draft or cheque in favour of Religare Housing Development Finance Corporation Limited payable at Delhi. The balance is due within 15 days of the secured creditor’s confirmation of sale.
The EMD and payments carry no interest. If the buyer fails to follow the terms or defaults, the EMD or the 25% deposit is forfeited.
The notice gives no fixed refund date for unsuccessful bidders.
What other charges or claims could I face?
The buyer bears all statutory dues, taxes and bills owed to the municipal corporation or other authorities, and the stamp duty and registration fees for the sale certificate.
The lender takes no responsibility for permissions, NOCs or outstanding water, electricity, property-tax or other dues; any arrears, taxes, VAT, TDS or GST on the property fall on the purchaser.
What are the withdrawal, payment and sale risks?
The possession column uses the combined wording “constructive/physical possession taken” without choosing one, so physical possession is not established. Check occupation, title, extent and access yourself.
The sale is as-is; the officer may accept or reject any bid, adjourn or cancel the sale and change its terms without notice. The statutory part of the notice allows a private-treaty sale if no bid is received; that clause is not evidence that this auction has failed.
What are the bidding rules?
The notice lets bidders raise bids in multiples of ₹5,000; the bankeauctions.com page shows a ₹10,000 increment. The auction runs 11:00 AM–1:00 PM IST with five-minute extensions; the notice gives no maximum number, so 1:00 PM is a scheduled end.
Public Religare Housing Development Finance Corporation listing
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open this property’s bankeauctions.com page, then View NIT. The public download works from the ordinary page session; it failed when opened without that session. In the 4 November Financial Express (Ahmedabad) page 20, match row 1: Flat 409, reserve ₹1,50,000.