Independent research only · Not affiliated with any government, bank, or auction agency · Register, pay, and bid on the official source directly.

Listed3 Nov 2026
Registration and EMD close19 Nov 2026, 4:00 PM IST
Online auctionScheduled 20 Nov 2026, 2:30 PM–3:30 PM IST
Last verified3 Nov 2026
Assets Care and Reconstruction EnterpriseRegistration open

4th floor flat in Kadodara: Assets Care and Reconstruction Enterprise auction

A 4th floor flat in Kadodara, Gujarat, listed by Assets Care and Reconstruction Enterprise Limited under the SARFAESI Act, 2002.

Registration is open now. Reserve ₹4,55,175, EMD ₹45,517. Registration and EMD close 19 Nov 2026, 4:00 PM IST.

FlatReserve ₹4,55,175Register and pay the EMD by 19 Nov 2026

Key facts Assets Care and Reconstruction Enterprise auction of a 4th floor flat in Kadodara

Lender
Assets Care and Reconstruction Enterprise Limited
Status
Registration open
Property
Flat 407
Address
Flat 407, 4th floor, Shivam Residency, Kadodara, Surat district, Gujarat
Building or project
Shivam Residency
Floor
4th floor
Published area
33.22 sq m built-up
Possession
Physical
Sold under
SARFAESI Act, 2002
Online auction
20 Nov 2026, 2:30 PM–3:30 PM IST
Registration and EMD close
19 Nov 2026, 4:00 PM IST
Reserve price
₹4,55,175
Bidding
See the bidding rules below for increments and extensions
Inspection
Arrange an appointment with ACRE
Earnest money (EMD)
₹45,517, 10% of the reserve
Official source
Assets Care and Reconstruction Enterprise listing 244940 on bankeauctions.com
Last verified
3 Nov 2026

Compiled from Assets Care and Reconstruction Enterprise Limited’s listing 244940 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.

On the numbers

What the “₹4,55,175 reserve” means

What Assets Care and Reconstruction Enterprise’s sale documents say

The reserve is ₹4,55,175, with an EMD of ₹45,517. The published submission deadline is 19 Nov 2026, 4:00 PM IST. The highest bid is subject to acceptance under the sale notice.

What BiddingPulse covers

The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.

Auction summary

Source: Assets Care and Reconstruction Enterprise listing on bankeauctions.com; lender’s sale documents

Assets Care and Reconstruction Enterprise Limited is selling a 4th floor flat in Kadodara, Gujarat. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.

The reserve is ₹4,55,175 and the notice EMD is ₹45,517. Submission closes 19 Nov 2026, 4:00 PM IST. The online auction is scheduled for 20 Nov 2026, 2:30 PM–3:30 PM IST. See the bidding rules below for increments and extensions.

Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.

Auction & payment timeline

Source: Assets Care and Reconstruction Enterprise listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
StageDateWhat it meansSource
Platform press date17 Oct 2026Publication date shown by the official listing. First coverage is dated separately.Listing 244940
Listing seen3 Nov 2026First seen on bankeauctions.comListing 244940
InspectionArrange an appointment with ACREThe notice invites inspection by prior arrangement; confirm access and the appointment with ACRE. No fixed inspection window is asserted.Sale notice
Registration and EMD close19 Nov 2026, 4:00 PM ISTRegister, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auctionListing 244940
Online auction20 Nov 2026, 2:30 PM–3:30 PM ISTSee the bidding rules below for bid increments, extensions and any conflicting instructions.Listing 244940
Payment after acceptanceNotice-specific deadlinesRead the payment deadlines and conditions below; the lender’s documents set the dates.Sale documents

Sale, possession and payment terms

Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.

Sale documents

What exactly is being sold?

Flat 407 on the fourth floor in Shivam Residency, Kadodara, Palsana taluk, Surat, Gujarat. Built-up area 357.48 sq ft (33.22 sq m), super built-up 662 sq ft (61.50 sq m), undivided land share 4.40 sq m.

Parent plots 86–88, Revenue Surveys 102/1 and 102/2, Blocks 104 and 105. Parent extents of 289.20 and 273.71 sq m are not the flat area.

Personal names left out for privacy.

What are the reserve price and EMD for this flat?

The reserve is ₹4,55,175 and the earnest-money deposit (EMD) is ₹45,517. The published submission deadline is 19 Nov 2026, 4:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.

Who can bid for this flat, and how do I register?

Register on bankeauctions.com and submit the signed bid/application, PAN, identity and address proof and evidence of the 10% EMD before the stated entry cutoff. The publication provides demand-draft or NEFT/RTGS instructions; verify the current beneficiary and delivery route directly with ACRE.

Obtain approval and bidding credentials before the session.

Does the bank have possession, and can I inspect it?

The lender’s sale notice says it has taken physical possession. The notice invites inspection by prior arrangement; confirm access and the appointment with ACRE. No fixed inspection window is asserted. Ask Assets Care and Reconstruction Enterprise’s authorised officer before you pay the EMD.

What do I pay if my bid is accepted?

The inspected newspaper publication does not set out a complete post-auction payment, default-forfeiture or unsuccessful-bid refund timetable. ACRE links separate detailed bid documents, but the linked files returned HTTP 404 during the 3 November check.

Obtain the property’s current written terms before depositing EMD; no payment ladder from another lender is substituted.

What other charges or claims could I face?

The buyer bears stamp duty, registration and transfer costs, applicable taxes, municipal and utility dues and other liabilities affecting the property. Verify title, access, permitted use and outstanding charges independently before bidding.

What are the withdrawal, payment and sale risks?

The sale is on as-is terms and remains subject to the authorised officer’s acceptance. The lender may reject bids, postpone or cancel the sale under its notice.

Possession wording is not a guarantee of vacant access or clear title. The missing detailed bid document is a material limitation; the newspaper notice alone is not a complete bidding pack.

What are the bidding rules?

Bids rise in increments of ₹5,000. The scheduled closing time may extend under the notice’s late-bid rules.

Verify on the official source

Public Assets Care and Reconstruction Enterprise listing

Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.

Publication record

Every change dated · never silently rewritten
3 Nov 2026
Listing found on bankeauctions.com
Reserve ₹4,55,175, EMD ₹45,517, registration by 19 Nov 2026.
Listing 244940

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