Independent research only · Not affiliated with any government, bank, or auction agency · Register, pay, and bid on the official source directly.
Listed10 Nov 2026
Registration and EMD close5 Dec 2026, 5:00 PM IST
Online auctionScheduled 7 Dec 2026, 11:00 AM–1:00 PM IST
Last verified10 Nov 2026
NeoGrowth CreditRegistration open
3rd flat in Adikmet, Hyderabad: NeoGrowth Credit auction
A 3rd flat in Adikmet, Hyderabad, Telangana, listed by NeoGrowth Credit under the SARFAESI Act, 2002.
Registration is open now. Reserve ₹41.36 L, EMD ₹4,13,600. Registration and EMD close 5 Dec 2026, 5:00 PM IST.
Confirm before paying. Auction start-time conflict: the letter says 10:00 AM IST, while its appendix and the platform say 11:00 AM IST. Confirm the operative time with NeoGrowth.
FlatReserve ₹41.36 LRegister and pay the EMD by 5 Dec 2026
First seen · Source: NeoGrowth Credit listing on bankeauctions.com; lender’s sale documents
Key facts NeoGrowth Credit auction of a 3rd flat in Adikmet, Hyderabad
Lender
NeoGrowth Credit
Status
Registration open
Property
Flat 403
Address
Flat 403, 3rd, Modern Towers, Adikmet, Phase 1, GHMC 1-9-296/1/403; premises MCH 1-9-296 part and 297, Yousuf Bagh, Vidyanagar, Hyderabad 500044, Telangana
Building or project
Modern Towers
Floor
3rd
Area including common areas/balconies
940 sq ft
Stilt parking
160 sq ft
Undivided land share
42.05 sq yd (35.16 sq m)
Parking
Included, as the listing describes it
Possession
Physical
Sold under
SARFAESI Act, 2002
Online auction
7 Dec 2026, 11:00 AM–1:00 PM IST
Registration and EMD close
5 Dec 2026, 5:00 PM IST
Reserve price
₹41,36,000
Bidding
See the bidding rules below for increments and extensions
Inspection
4 Dec 2026, 10:00 AM–2:00 PM IST — confirm access; see the auction and payment timeline
Earnest money (EMD)
₹4,13,600, 10% of the reserve
Official source
NeoGrowth Credit listing 245507 on bankeauctions.com
Last verified
10 Nov 2026
Compiled from NeoGrowth Credit’s listing 245507 and its linked sale documents on bankeauctions.com, checked on 10 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹41.36 L reserve” means
What NeoGrowth Credit’s sale documents say
The reserve is ₹41,36,000, with an EMD of ₹4,13,600. The published submission deadline is 5 Dec 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 10 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: NeoGrowth Credit listing on bankeauctions.com; lender’s sale documents
NeoGrowth Credit is selling a 3rd flat in Adikmet, Hyderabad, Telangana. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹41,36,000 and the notice EMD is ₹4,13,600. Submission closes 5 Dec 2026, 5:00 PM IST. The online auction is scheduled for 7 Dec 2026, 11:00 AM–1:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 4 Dec 2026, 10:00 AM–2:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: NeoGrowth Credit listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Sale notice dated
5 Nov 2026
The inspected notice is dated 5 November 2026. BiddingPulse first recorded this listing on 10 November; that is later discovery, not a new sale launch.
Sale notice
Listing seen
10 Nov 2026
First seen on bankeauctions.com
Listing 245507
Inspection
4 Dec 2026, 10:00 AM–2:00 PM IST
The signed notice requires a prior appointment for the displayed inspection window. Confirm access with NeoGrowth before visiting.
Sale notice
Registration and EMD close
5 Dec 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 245507
Online auction
7 Dec 2026, 11:00 AM–1:00 PM IST
The signed covering letter says 7 December at 10:00 AM IST; its Appendix IV-A table and the platform give 11:00 AM–1:00 PM IST. Both are retained. Obtain the corrected start time from NeoGrowth before bidding. See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 10 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Flat 403 on the third floor of Phase 1, Modern Towers, GHMC 1-9-296/1/403, PTIN 1090148900, premises MCH 1-9-296 part and 297, Yousuf Bagh, Vidyanagar, Adikmet, Hyderabad, Telangana 500044.
Area 940 sq ft including common areas and balconies, with 160 sq ft car parking in the stilt floor and an undivided land share of 42.05 sq yd (35.16 sq m) out of 2,000 sq yd. Boundaries: open air and corridor east, Flat 402 north, open air west and south.
Bedroom count is not stated.
Personal names left out for privacy.
What are the reserve price and EMD for this flat?
The reserve is ₹41,36,000 and the earnest-money deposit (EMD) is ₹4,13,600. The published submission deadline is 5 Dec 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this flat, and how do I register?
Register on bankeauctions.com and complete training. Submit the signed application and terms, PAN, identity/address documents and EMD proof by the entry cutoff.
The signed notice accepts IMPS, RTGS or NEFT; confirm the designated beneficiary directly with NeoGrowth. Originals can be required for verification; a representative needs authorisation and identity proof.
The checked documents do not state a complete age, citizenship or residency eligibility test. Registration alone does not establish eligibility.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. Arrange and confirm inspection with the authorised officer; see the auction and payment timeline for the full inspection note. Ask NeoGrowth Credit’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
The notice requires 25% of the sale price including EMD on the auction day or next working day, and also describes the additional 15% as payable on sale confirmation. Obtain the dated payment demand before bidding.
The remaining 75% is due within 15 days of the Sale Confirmation Letter; the generic kit instead refers to sale confirmation. Payment default may forfeit the EMD and other sums and lead to resale.
Unsuccessful EMD is returned after the auction without interest; no fixed refund day is stated.
What other charges or claims could I face?
The buyer bears statutory and non-statutory dues, property taxes, utility charges, stamp duty, registration, transfer and incidental costs. A statement that no other encumbrance is known is not a title or no-dues guarantee. Check the title, access, occupation and claims before bidding.
What are the withdrawal, payment and sale risks?
The signed notice records physical possession on 9 October 2026. This does not establish vacancy or condition. The sale is on an as-is basis, needs lender confirmation and may be rejected, postponed or cancelled. Payment default may forfeit amounts paid.
What are the bidding rules?
The linked kit describes both unlimited five-minute extensions and a maximum of three five-minute extensions. Obtain NeoGrowth’s confirmation of the applicable rule; the scheduled end is not guaranteed.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.
Open this property’s public listing and choose View NIT to read the sale notice and attached bid documents.