See the bidding rules below for increments and extensions
Inspection
17 Nov 2026, 12:00 PM–4:00 PM IST
Earnest money (EMD)
₹1,58,700, 10% of the reserve
Listed under
Residential, Thane, Maharashtra
Official source
PNB Housing Finance listing 244859 on bankeauctions.com
Last verified
3 Nov 2026
Compiled from PNB Housing Finance Limited’s listing 244859 and its linked sale documents on bankeauctions.com, checked on 3 Nov 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹15.87 L reserve” means
What PNB Housing Finance’s sale documents say
The reserve is ₹15,87,000, with an EMD of ₹1,58,700. The published submission deadline is 28 Nov 2026, 5:00 PM IST. The highest bid is subject to acceptance under the sale notice.
What BiddingPulse covers
The property, dates, possession, participation requirements, payments and material risks in the linked sale documents, read on 3 Nov 2026. Any conflict or missing detail is identified below. This is not a title or occupancy verification. Names of borrowers and other people are left out.
Auction summary
Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents
PNB Housing Finance Limited is selling a 2nd floor flat in Bopelo, Maharashtra. Its sale notice says the lender has taken physical possession. The property is security for a loan, and the lender is selling it under the SARFAESI Act, 2002, which lets a lender sell a defaulted loan’s security without going to court.
The reserve is ₹15,87,000 and the notice EMD is ₹1,58,700. Submission closes 28 Nov 2026, 5:00 PM IST. The online auction is scheduled for 30 Nov 2026, 2:00 PM–3:00 PM IST. See the bidding rules below for increments and extensions. Inspection is set for 17 Nov 2026, 12:00 PM–4:00 PM IST.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Auction & payment timeline
Source: PNB Housing Finance listing on bankeauctions.com; lender’s sale documents; SARFAESI sale rules
Stage
Date
What it means
Source
Platform press date
30 Oct 2026
The listing’s press-release date for the lender’s sale notice
Listing 244859
Listing seen
2 Nov 2026
First seen on bankeauctions.com
Listing 244859
Inspection
17 Nov 2026, 12:00 PM–4:00 PM IST
The window the listing gives to see the property; arrange it with the lender
Listing 244859
Registration and EMD close
28 Nov 2026, 5:00 PM IST
Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction
Listing 244859
Online auction
30 Nov 2026, 2:00 PM–3:00 PM IST
See the bidding rules below for bid increments, extensions and any conflicting instructions.
Read the requirements and risks from this lot’s sale documents, checked on 3 Nov 2026. Follow the lender’s originals and any later amendment before paying.
Sale documents
What exactly is being sold?
Flat 203 on the second floor, Wing F, Laxmi Castello (Wings A to F), near Sai Chowk, Bopelo village, Karjat taluka, Raigad district, Maharashtra, PIN 410101. The revised layout and building-permission reference cover old Gut 19/3, 19/4, 20/1, 20/2, 21/2A and 21/3; new Survey 63/3, 63/4 and 63/5.
The notice gives no property area or tenure.
What are the reserve price and EMD for this flat?
The reserve is ₹15,87,000 and the earnest-money deposit (EMD) is ₹1,58,700. The published submission deadline is 28 Nov 2026, 5:00 PM IST. The online auction is a separate event; follow the notice’s payment and document instructions.
Who can bid for this flat, and how do I register?
Register on bankeauctions.com and submit the signed bid form, signed terms, self-attested PAN, identity and residence proof, and EMD evidence to the authorised officer by the stated deadline. Bring originals for verification.
A representative needs the prescribed authority form. Payment and registration do not by themselves establish acceptance of a bid; use the officer’s notice-specific payment instructions.
Does the bank have possession, and can I inspect it?
The lender’s sale notice says it has taken physical possession. The listing sets inspection for 17 Nov 2026, 12:00 PM–4:00 PM IST. Ask PNB Housing Finance’s authorised officer before you pay the EMD.
What do I pay if my bid is accepted?
Pay 25% of the sale price, including EMD already paid, on the sale day or the next working day. The newspaper requires the remaining 75% within 15 days of acknowledgement of the sale-confirmation letter; the bid form instead says the 15th day of confirmation.
These triggers differ: confirm the deadline in writing and plan for the earlier one. Default can forfeit payments and lead to resale.
The bid form promises no interest on EMD and gives no fixed refund day for unsuccessful bidders.
What other charges or claims could I face?
Check title, occupancy, encumbrances and pending proceedings before bidding. Taxes, maintenance, utility arrears and other known or unknown property liabilities fall to the buyer under the notice.
Stamp duty, registration and transfer/builder charges are extra; apply any legally required tax deduction without treating it as a reduction in the sale price.
What are the withdrawal, payment and sale risks?
The notice identifies this property as physically possessed by PNB Housing; that is not a warranty of vacant delivery, title or condition. Sale is on the notice’s as-is terms.
The authorised officer can reject the highest bid; repayment, a court order or cancellation can stop the sale. Inspect the exact unit and obtain the current written position before committing funds.
What are the bidding rules?
The current public event lists automatic 5-minutelate-bid extensions. The bid form separately reserves a discretionary 15-minute extension to the authorised officer; confirm the event’s governing rules. The advertised end is a scheduled close.
Check the latest notice and any amendments before paying. Follow the registration, payment and bidding instructions above and in the lender’s documents. BiddingPulse accepts no registrations, deposits or bids.