What exactly is being sold?
Flat 203 in Sunder Niwas, Naghar Road, Bunder Wadi, Bhayander East, Thane district, Maharashtra. The listing gives no floor area for it.
First listed5 Aug 2026
Relisted onceLatest 17 Oct 2026
Registration and EMD close23 Nov 2026, 4:00 PM IST
Online auctionScheduled 27 Nov 2026, 2:00 PM–3:00 PM IST
Last verified28 Oct 2026
HDFC BankRegistration open
Flat in Bunder Wadi, Bhayander East: HDFC Bank auction
A flat in Bunder Wadi, Bhayander East, Maharashtra, listed by HDFC Bank under a Debt Recovery Tribunal recovery sale. This is its second listing since Aug 2026, at the same reserve.
Registration is open now. Reserve ₹33.21 L, EMD ₹3,32,100. Registration and EMD close 23 Nov 2026, 4:00 PM IST.
First seen · Source: HDFC Bank listing on bankeauctions.com
Key facts HDFC Bank auction of a flat in Bunder Wadi, Bhayander East
- Lender
- HDFC Bank
- Status
- Registration open
- Property
- Flat 203
- Address
- Flat 203, Sunder Niwas, Naghar Road, Bunder Wadi, Bhayander East, Thane district, Maharashtra
- Building or project
- Sunder Niwas
- Possession
- Not stated in the sale notice
- Sold under
- Debt Recovery Tribunal sale, Mumbai DRT-II
- Online auction
- 27 Nov 2026, 2:00 PM–3:00 PM IST
- Registration and EMD close
- 23 Nov 2026, 4:00 PM IST
- Reserve price
- ₹33,21,000
- Bidding
- Bids rise in steps of ₹35,000, and a late bid extends the auction by 5 minutes, with no limit
- Inspection
- 19 Nov 2026, 10:00 AM–5:00 PM IST
- Earnest money (EMD)
- ₹3,32,100, 10% of the reserve
- Official source
- HDFC Bank listing 243533 on bankeauctions.com
- Last verified
- 28 Oct 2026
Compiled from HDFC Bank’s listing 243533 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.
On the numbers
What the “₹33.21 L reserve” means
What HDFC Bank’s listing says
The lowest bid the lender will accept is ₹33,21,000, with a ₹3,32,100 EMD due by 23 Nov 2026, 4:00 PM IST. It is the second listing we have recorded; the first asked ₹33,21,000.
What BiddingPulse covers
All 2 listings we have recorded and their reserves, the property as the listing describes it, and what a Debt Recovery Tribunal sale usually requires after the auction. BiddingPulse reads the sale notice only for the type of possession; dues are for you to check there. Names of borrowers and other people are left out.
Auction summary
Source: HDFC Bank listing on bankeauctions.comHDFC Bank is selling a flat in Bunder Wadi, Bhayander East, Maharashtra. Its sale notice doesn’t say whether the lender’s possession is physical or symbolic. It is sold in a Debt Recovery Tribunal recovery (Mumbai DRT-II), where the tribunal’s Recovery Officer sells property to recover a debt the tribunal has decided.
Bidding starts at the reserve price of ₹33,21,000. To take part you pay an earnest-money deposit (EMD) of ₹3,32,100, 10% of the reserve, by 23 Nov 2026, 4:00 PM IST. The online auction is scheduled for 27 Nov 2026, 2:00 PM–3:00 PM IST. Bids rise in steps of ₹35,000, and a late bid extends the auction by 5 minutes, with no limit. Inspection is set for 19 Nov 2026, 10:00 AM–5:00 PM IST.
The lender has listed this property 2 times since 5 Aug 2026. The reserve has not changed.
Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.
Reserve price history
From the lender’s 2 listings on bankeauctions.comHDFC Bank has listed this property 2 times in our records, which start in May 2026. A listing counts as the same property when the lender, the city and nearly all of the description match. Banks don’t publish auction results, so the listings don’t say whether earlier rounds drew bids.
₹33.21 L
₹33.21 L
| Listing | Registration deadline | Reserve and EMD | Source |
|---|---|---|---|
| First listing | 24 Aug 2026 | Reserve ₹33,21,000 · EMD ₹3,32,100 | Listing 235449 |
| Current listing | 23 Nov 2026 | Reserve ₹33,21,000, unchanged · EMD ₹3,32,100 | Listing 243533 |
Auction & payment timeline
Source: HDFC Bank listing on bankeauctions.com| Stage | Date | What it means | Source |
|---|---|---|---|
| Sale notice published | 5 Oct 2026 | The listing’s press-release date for the lender’s sale notice | Listing 243533 |
| Second listing seen | 17 Oct 2026 | First seen on bankeauctions.com | Listing 243533 |
| Inspection | 19 Nov 2026, 10:00 AM–5:00 PM IST | The window the listing gives to see the property; arrange it with the lender | Listing 243533 |
| Registration and EMD close | 23 Nov 2026, 4:00 PM IST | Register, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auction | Listing 243533 |
| Online auction | 27 Nov 2026, 2:00 PM–3:00 PM IST | On bankeauctions.com. Bids rise in steps of ₹35,000, and a late bid extends the auction by 5 minutes, with no limit | Listing 243533 |
| Payment | In the proclamation | The Recovery Officer’s proclamation of sale sets the deposit and balance dates | Sale notice |
Sale, possession and payment terms
The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.
Who can bid?
The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.
Does the lender hold the property, and can I see it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The listing sets inspection for 19 Nov 2026, 10:00 AM–5:00 PM IST. Symbolic possession can leave an occupant in place. Ask the officer named in the proclamation before you pay the EMD.
What dues and encumbrances are disclosed?
None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the officer named in the proclamation in writing what the lender knows of, and check the sale notice.
What do I pay after the auction?
The Recovery Officer’s proclamation of sale sets the deposit due on the sale and the balance date, usually within 15 days. Stamp duty and registration are extra and usually the buyer’s.
Can I withdraw, and what if I miss a payment?
Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.
Verify on the official source
Public HDFC Bank listingCheck the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.
Practical questions
What are the reserve price and EMD for this flat?
The reserve is ₹33,21,000 and the earnest-money deposit (EMD) is ₹3,32,100, 10% of the reserve. Registration, the EMD and your opening offer are due by 23 Nov 2026, 4:00 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this flat?
The listing sets no category of bidder. You register on bankeauctions.com with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the Recovery Officer’s proclamation of sale sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Has this property been listed before?
Yes. This is the second listing BiddingPulse has recorded. The first, with registration by 24 Aug 2026, asked ₹33,21,000; this one asks ₹33,21,000. Banks don’t publish auction results, so the listings don’t say whether earlier rounds drew bids.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The listing sets inspection for 19 Nov 2026, 10:00 AM–5:00 PM IST. Ask the officer named in the proclamation before you pay the EMD.
What do I pay if my bid is accepted?
In a Debt Recovery Tribunal sale, the Recovery Officer’s proclamation of sale sets the payment dates, usually a share at once and the balance within 15 days. Stamp duty and registration are extra. Read the proclamation or sale notice on the listing.
Where do I register and bid?
Bids are placed on bankeauctions.com, under the terms of the Recovery Officer’s proclamation. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.
New to bank auctions? Risks, costs and checks before a bank auction — the full guide.
Publication record
Every change dated · never silently rewritten17 Oct 2026Source update applied
Second listing: reserve unchanged at ₹33.21 L
Reserve ₹33,21,000, EMD ₹3,32,100, registration by 23 Nov 2026.
Listing 2435335 Aug 2026
First listing found on bankeauctions.com
Reserve ₹33,21,000, EMD ₹3,32,100, registration by 24 Aug 2026.
Listing 235449More bank auctions in Thane
See all 46 in Thane →46 bank auctions in Thane are open for registration now.
· 1st floor flat in Sagaon, Kalyan
Kalyan, Maharashtra · first listing
Closes this week
· Flat in Adivali-Dhokali, Ambernath
Thane, Maharashtra · first listing
Closes this week
· 2nd floor flat in Sarvoday Nagar, Ambernath West
Ambernath West, Maharashtra · first listing
Closes this week
· Flat in Khoj-Khuntavli, Ambernath
Ambernath, Maharashtra · first listing
Closes this week