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Listed25 Sep 2026
Registration and EMD closed28 Oct 2026, 11:59 PM IST
Online auctionScheduled 30 Oct 2026, 11:00 AM–12:00 PM IST
State Bank of IndiaStatus pending

Flat in Ariyankuppam: State Bank of India auction

A flat in Ariyankuppam, Puducherry, listed by State Bank of India under a Debt Recovery Tribunal recovery sale.

Registration closed on 28 Oct 2026, 11:59 PM IST. Reserve ₹21.51 L, EMD ₹2,15,100.

FlatReserve ₹21.51 LRegistration closed 28 Oct 2026

Key facts State Bank of India auction of a flat in Ariyankuppam

Lender
State Bank of India
Status
Status pending
Property
Flat 605
Address
Flat 605, Sree Nivas Towers, HAC Circle, Block B, Ariyankuppam, Puducherry district, Puducherry
Building or project
Sree Nivas Towers
Undivided share of land
158 sq ft
Super built-up area
1,000 sq ft
Possession
Not stated in the sale notice
Sold under
Debt Recovery Tribunal sale, Chennai-II
Online auction
30 Oct 2026, 11:00 AM–12:00 PM IST
Registration and EMD closed
28 Oct 2026, 11:59 PM IST
Reserve price
₹21,51,000
Bidding
Bids rise in steps of ₹50,000, and a late bid extends the auction by 3 minutes, with no limit
Inspection
9 Oct 2026, 11:00 AM–3:00 PM IST
Earnest money (EMD)
₹2,15,100, 10% of the reserve
Official source
State Bank of India listing 241817 on bankeauctions.com
Last verified
28 Oct 2026

Compiled from State Bank of India’s listing 241817 on bankeauctions.com, as BiddingPulse’s records held it on 28 Oct 2026. BiddingPulse is independent research, not affiliated with the lender or bankeauctions.com; follow the lender’s registration and payment instructions. The sale follows the lender’s published process.

On the numbers

What the “₹21.51 L reserve” means

What State Bank of India’s listing says

The lowest bid the lender will accept is ₹21,51,000, with a ₹2,15,100 EMD due by 28 Oct 2026, 11:59 PM IST.

What BiddingPulse covers

The listing’s reserve, EMD and deadline, the property as the listing describes it, and what a Debt Recovery Tribunal sale usually requires after the auction. BiddingPulse reads the sale notice only for the type of possession; dues are for you to check there. Names of borrowers and other people are left out.

Auction summary

Source: State Bank of India listing on bankeauctions.com

State Bank of India is selling a flat in Ariyankuppam, Puducherry. Its sale notice doesn’t say whether the lender’s possession is physical or symbolic. It is sold in a Debt Recovery Tribunal recovery (Chennai-II), where the tribunal’s Recovery Officer sells property to recover a debt the tribunal has decided.

Bidding starts at the reserve price of ₹21,51,000. To take part you pay an earnest-money deposit (EMD) of ₹2,15,100, 10% of the reserve, by 28 Oct 2026, 11:59 PM IST. The online auction is scheduled for 30 Oct 2026, 11:00 AM–12:00 PM IST. Bids rise in steps of ₹50,000, and a late bid extends the auction by 3 minutes, with no limit. Inspection was set for 9 Oct 2026, 11:00 AM–3:00 PM IST.

Use the official listing below to read the sale notice, register, pay the EMD and bid. Check every figure here against it first.

Auction & payment timeline

Source: State Bank of India listing on bankeauctions.com
StageDateWhat it meansSource
Sale notice published23 Sep 2026The listing’s press-release date for the lender’s sale noticeListing 241817
Listing seen25 Sep 2026First seen on bankeauctions.comListing 241817
Inspection9 Oct 2026, 11:00 AM–3:00 PM ISTThe window the listing gave to see the property; arrange it with the lenderListing 241817
Registration and EMD closed28 Oct 2026, 11:59 PM ISTRegister, pay the EMD and submit your opening offer (usually at least the reserve); bidding itself is in the online auctionListing 241817
Online auction30 Oct 2026, 11:00 AM–12:00 PM ISTOn bankeauctions.com. Bids rise in steps of ₹50,000, and a late bid extends the auction by 3 minutes, with no limitListing 241817
PaymentIn the proclamationThe Recovery Officer’s proclamation of sale sets the deposit and balance datesSale notice

Sale, possession and payment terms

The listing gives the property, the reserve, the EMD and the deadline. Possession, inspection, dues and the exact payment terms are in the lender’s sale notice, so read it before you pay the EMD.

Listing 241817

What exactly is being sold?

Flat 605 in Sree Nivas Towers, HAC Circle, Block B, village Ariyankuppam, Puducherry district, Puducherry. Its super built-up area is 1,000 sq ft, about 92.9 sq m. It comes with an undivided share of 158 sq ft of the land under the building. It is recorded under cadastre No. 137 and R.S. No. 31/9A.
Neighbours’ names left out for privacy.

BiddingPulse explainer

What do the listing’s terms mean?

A survey number identifies the land in the revenue map; where the description gives an old and a new one, both are the same land under the old and new surveys. A super built-up area adds a share of the building’s common areas, so the flat itself is smaller.

Listing 241817; BiddingPulse explainer

Who can bid?

The listing sets no category of bidder. Bidding needs registration on bankeauctions.com with KYC documents and the EMD paid before the deadline, as the sale notice says. Registering or paying does not by itself make you eligible: the sale notice sets who may bid and on what terms, and BiddingPulse has not checked it for this listing.

Sale notice; Listing 241817

Does the lender hold the property, and can I see it?

The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The listing set inspection for 9 Oct 2026, 11:00 AM–3:00 PM IST. Symbolic possession can leave an occupant in place. Ask the officer named in the proclamation before you pay the EMD.

Not in the listing

What dues and encumbrances are disclosed?

None in the listing. Unpaid property tax, society maintenance, electricity or water charges, and any other claim on the property can pass to the buyer. Ask the officer named in the proclamation in writing what the lender knows of, and check the sale notice.

BiddingPulse explainer

What do I pay after the auction?

The Recovery Officer’s proclamation of sale sets the deposit due on the sale and the balance date, usually within 15 days. Stamp duty and registration are extra and usually the buyer’s.

BiddingPulse explainer

Can I withdraw, and what if I miss a payment?

Bank sales are usually “as is where is”, with no recourse for defects found later. Under the sale rules a buyer who misses a payment loses the deposit already paid. The sale notice states the terms that apply.

Verify on the official source

Public State Bank of India listing

Check the reserve, EMD, dates and terms on the lender’s listing before you act. Bid on bankeauctions.com, and register and pay the EMD as the sale notice says: online for some lenders, by demand draft at a branch for others.

Practical questions

What are the reserve price and EMD for this flat?
The reserve is ₹21,51,000 and the earnest-money deposit (EMD) is ₹2,15,100, 10% of the reserve. Registration, the EMD and opening offers were due by 28 Oct 2026, 11:59 PM IST; the bidding itself is in the online auction after that, and the sale notice sets how to pay the EMD.
Who can bid for this flat?
The listing sets no category of bidder. You register on bankeauctions.com with KYC documents and pay the EMD before the deadline, as the sale notice says, but registering or paying does not by itself make you eligible: the Recovery Officer’s proclamation of sale sets who may bid and on what terms, and BiddingPulse has not checked this listing’s notice. Read it on the listing before you pay.
Does the bank have possession, and can I inspect it?
The lender’s sale notice doesn’t say whether its possession is physical or symbolic. The listing set inspection for 9 Oct 2026, 11:00 AM–3:00 PM IST. Ask the officer named in the proclamation before you pay the EMD.
What do I pay if my bid is accepted?
In a Debt Recovery Tribunal sale, the Recovery Officer’s proclamation of sale sets the payment dates, usually a share at once and the balance within 15 days. Stamp duty and registration are extra. Read the proclamation or sale notice on the listing.
Where do I register and bid?
Bids are placed on bankeauctions.com, under the terms of the Recovery Officer’s proclamation. The sale notice gives the registration and EMD payment details: online for some lenders, by demand draft at a branch for others. BiddingPulse is independent research and does not accept registrations, deposits or bids.

Publication record

Every change dated · never silently rewritten
25 Sep 2026
Listing found on bankeauctions.com
Reserve ₹21,51,000, EMD ₹2,15,100, registration by 28 Oct 2026.
Listing 241817

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